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Messages - zer0k1

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136
Credit Cards / Re: Amex F/R Master Thread
« on: February 15, 2016, 08:05:50 PM »
TYWhy don't you just go through with it? I know you can pass FR while still open with little income, not sure if the same would apply to trying to get new cards...

Not filing at all though.... is it still worth a shot? I would assume not

137
BA has raised taxes from ~$8 to ~$28 (CAD) on partner redemptions on Canadian accounts.

Changing your address to anything in the US brings it back down to $5.60

138
Credit Cards / Re: Amex F/R Master Thread
« on: February 15, 2016, 01:46:43 PM »
Been 6+ months since cards were closed by me while under FR. Tried changing a digit of the SSN on the app. They still request the tax docts before approving any apps...

139
Credit Cards / Re: My next app-o-rama...
« on: February 11, 2016, 07:47:30 PM »
No, but you can do JetBlue

Thanks

I just applied for the Ink, pending.

Should I throw that in as well? It'll be 2 pulls so I could throw in anything... What about a 2nd biz card? Too hard?

140
Credit Cards / Re: My next app-o-rama...
« on: February 11, 2016, 07:38:30 PM »
How does that work? You'll get another pull from the other bank...

Sorry I wasn't clear. I know it'll be an additional pull but for housekeeping purposes I like to lump all my pulls into 1 day and spread them apart by 3 months. That seems to be the standard technique in AORs. But it's true that a couple days apart makes no diff. Regardless, I would like suggestions  :D

141
Credit Cards / Re: My next app-o-rama...
« on: February 11, 2016, 04:12:09 PM »
Just tried my luck with Amex again, after being FR'd, and my app was sent to the excec back end team :@

Now that I got the pull might as well go for something else. What is the most lucrative non-amex card to throw in? I've never had a citi card before. I'm not within 5/2 rule. Should I try for a chase biz card? Ink? No legit biz though

Or should I go for ritz since I can sell the 2 nights for ~$600? Can you PGGM the $300 TC?

142
Credit Cards / Re: Chase 5/24 Rule To Apply On Co-branded Cards?
« on: February 11, 2016, 12:19:04 PM »
Source?

Looks like I may stand corrected

143
Credit Cards / Re: Manufactured Spending: Canada edition
« on: February 11, 2016, 07:37:43 AM »
Supposedly it's a CA

Visa gift cards?

144
Credit Cards / Re: Manufactured Spending: Canada edition
« on: February 10, 2016, 10:12:06 PM »
Just a bit I'll be in Canada this weekend, hope to give it a shot then

Me too

145
Credit Cards / Re: Amex F/R Master Thread
« on: February 10, 2016, 10:09:13 PM »
Helped a friend open a couple cards. He made 1 purchase in CAD which triggered fraud alert. I verified the charges online and it disappeared. But I was chatting with a rep online and she said there is still a hold on the account (it didn't say there was, but I had not tried the card). She said to call Account Services and gave me the # 1800 230 1284. I got the account holder to call, although he didn't really know what he was doing. She said "you're account looks fine to me" but he (stupidly) said "oh ok because they told me that there was a hold and that I should call in to verify something." She then said let me just check something, came back and conducted a mini FR. If I had seen this coming I would have handled the call for him.... Anyway, he didn't answer the questions very confidently, she said "thank you for the info let me just see if we need to verify your income", came back 2 minutes later and said we need to verify income... She said she will be the personal rep (is she even an FR rep?!) and that if he doesn't send in tax docs within 2 weeks his accounts will be closed. On his online account it does not say "Charging suspended" and his cards still work.....

146
Credit Cards / Re: Manufactured Spending: Canada edition
« on: February 10, 2016, 10:01:36 PM »
He says he can't figure out how to withdraw

Thats a bit of a problem

147
Credit Cards / Re: Manufactured Spending: Canada edition
« on: February 10, 2016, 08:25:54 AM »
What's the withdrawl process like?

148
Credit Cards / Re: New Barclays Bank Gold Card - $1k signup bonus
« on: February 10, 2016, 08:21:16 AM »
Would there be a market for selling my $200 travel credit? What would be a normal rate?

Start a thread  ;D

149
Did you book that on one itinerary? That's considered cabbatoge, and isn't a valid routing.

I doubt it seeing as he posted in this thread

150
Up In The Air / Re: airport lounges
« on: February 08, 2016, 05:46:20 PM »
Flying YYZ-JFK on Delta (glitch fare :D)

I have Amex plat and based on the app it seems there are 2 lounges I can access with PP, is that correct?

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