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Messages - zer0k1

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181
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: January 29, 2016, 09:11:18 AM »
How does that change the fact that you already had points?

Fair enough. Unless they open you a new MR account

182
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: January 29, 2016, 09:03:57 AM »
also if you have points and you use them all up, the bonus still posts right away since the account already had points

What all cards have been cancelled for let's say 2-3 months? Doesn't matter?

183
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: January 29, 2016, 12:35:27 AM »
If you close all your MR cards, you will lose every point you have to your name, and won't be able to get any more (being add there won't be an account to go in). If you open a card in the future with a new MR account, it will have nothing to do with the cards you have now, and you won't get any points or bonuses from current cards in it. In other words, don't do it.

I think you misunderstood my question.

When you get your first MR card and complete the spending requirement the bonus points go to "pending". After that, future cards bonuses do not go to pending, they just post a few days after spending has been met.

My question is: does it remain this way forever? Or if I go without having an activate MR account for a bit, next time I get a card and meet the spending my points will go to pending instead of posting?

184
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: January 28, 2016, 11:35:13 PM »
If I close my all MR cards now, and reopen one in the future, will the bonus points go to pending or no? Assuming they don't open a new MR account for me, which they probably wont

185
The suspense is killing me

186
What are the dates that you booked?

Lots and lots of dates. But YYZ-MIA was in May

188
Booked 23 flights :D

Mostly YYZ-JFk but threw in a couple YYZ-MIA

189
Credit Cards / Re: Credit Card For Beginners
« on: January 26, 2016, 01:21:09 PM »
Interesting. Which card?

The classic Discover CB card. I think it was the student version. Maybe only students are guaranteed approval?

190
Credit Cards / Re: Credit Card For Beginners
« on: January 26, 2016, 11:24:49 AM »
I've always adviced my friends starting to build credit to go with CO, and not Doscover; IME Discover doesn't always approve people without previous credit, whereas CO always approves on their student cards.
Re the 3 pulls, I don't see why it matters to someone building credit, since they presumably won't be applying for anything else for at least half a year, if not more.

The day I received my SSN I was approved for Discover. If that doesn't indicate no prior credit history is required im not sure what would  :o

191
Credit Cards / Re: Misc Credit Card Questions
« on: January 26, 2016, 11:22:18 AM »
How long to generally wait if denied for an Amex Biz card? Denial was for CB reasons, too many recent inquires, new accounts, etc.

3 months the norm? If I wait less then that they can pull a new copy of my CF for the same app, and I don't lose my targeted offer. But I would assume it'll just be a waste of a pull...

192
Credit Cards / Re: Amex Platinum
« on: January 26, 2016, 08:34:03 AM »
Is there any loophole to get the priority pass card printed with a name other than the cardholder?
Or maybe any other idea?

Just add the person as an AU

193
How do u sell these? I have like 10 would sell for cheap if process is simple

194
Goods For Sale/Trade / Re: Global entry application fee for sale
« on: January 24, 2016, 12:17:59 PM »
Selling 1 @18

195
Credit Cards / Re: New Barclays Bank Gold Card - $1k signup bonus
« on: January 21, 2016, 04:30:59 PM »
and approved  :)
i feel like my apporama was not successful to the fullest if none of the cards got declined

Are you planning to cancel for an AF refund? Fingers crossed we can finally get a solid data point on this

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