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Messages - zer0k1

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301
Credit Cards / Re: Amex F/R Master Thread
« on: November 25, 2015, 06:29:06 PM »
When applying xhange a number of the first 5 of the ss
Your application will be routed to the security and fraud guys after you pass it will go back to regular department

Haha are you serious? You've done that?

302
Credit Cards / Re: Amex F/R Master Thread
« on: November 25, 2015, 06:18:14 PM »
I assume you had a FR before and you or amex  closed your cards.  Right?

Yeah I closed then. Ever seen this before?

303
Credit Cards / Re: Amex F/R Master Thread
« on: November 25, 2015, 05:36:34 PM »
does anyone have experience with receiving this letter every time they apply for an amex card:


is there any confirmed amount of time that I have to wait before they stop sending my app to this department?

304
You don't need to buy $2 GC's; $0.50 ones are good too. Total: $15.
I didn't get my bonus either. I did $0.50 amazon gift card loads, but they then told me the purchases needed to be $2 or more.

305
Credit Cards / Re: $400 Bonus and 2.2% Back with Barclaycard Arrival
« on: November 24, 2015, 09:00:48 PM »
last week I got approved for the miles & more card with $2500 cl. can I go in for this card now too? will TU remove the 2nd pull since its within 30 days?

306
Credit Cards / Re: Canadian Credit Cards
« on: November 24, 2015, 02:22:14 PM »
you basically have to go in assuming you won't get it refunded.

I've gotten the $399 AF refunded multiple times for the Biz Plat card..... if anyone needs a referral for that one :D

One time they credited it then when I went in for check to be sent out for credit balance they told me I was given an AF refund by mistake and it would be taken back. Asked for supervisor and argued for a while, he said nothing could be done. I asked for 10k MR as compensation, he said yes and credited them to a diff card on the spot. I hung up. He though the first rep had debited the $399, she thought he would. I called again, got the check, cashed it.

307
Credit Cards / Re: Canadian Credit Cards
« on: November 24, 2015, 12:36:59 PM »
Any way around the AF?

You can HUCA till you get a rep who will let you cancel with an AF refund... Other than that, no.

308
Credit Cards / Re: Amex F/R Master Thread
« on: November 24, 2015, 09:30:36 AM »
When you were FR'ed, did you close the cards yourself or did Amex close them?

I did

309
Credit Cards / Re: Amex F/R Master Thread
« on: November 24, 2015, 09:23:06 AM »
I was F/R'd in July and ever since if I apply for any card they forward the app to the back-end team who sends me an income verification tax form to fill out before approving the card. I do not file. Does anyone have experience in terms of how long it takes for them to stop sending your app to this back-end team? What if I theoretically reinstated one of my closed cards (closed by me ofc)?

310
Can I load with Chase without being a CA?

What about getting the bonus and downgrading the account for fee-free?

311
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 18, 2015, 12:48:58 PM »
Even if that works, what will you do about the name issue?

I was targeted myself, but since I already got it within 24 months I would need to make a new ffn. One which was not targeted for the 50k offer.

312
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 18, 2015, 11:04:56 AM »
The name and FFN isn't actually changed in Chase's system. So this offer isn't share-able.

What if I quickly sm to change ffn?

313
Up In The Air / HOT! Air Canada: YYZ-SJU(San Juan) $142 RT Dec 13-20
« on: November 17, 2015, 09:19:03 PM »
Only bookable on Air Canada Vacations site: http://vacations.aircanada.com

Confirmed dates:
Depart December 13
Return December 20

To see the price make sure you are booking under the flights tab and not the package tab.

Toronto-San Juan Puerto Rico: $189CAD ($142USD) round trip, tax included.
Montreal-San Juan Puerto Rico: $228.50 ($171USD) round trip, tax included.

edit: I assume prices are quoted in CAD but I did not confirm....either way a great deal

314
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 17, 2015, 08:59:02 PM »
When I click the targeted offer in my United account, it allows me to edit the FFN in the application. So I could key in a non-targeted account and it would work?

The only thing it wont let you change is the first/last name. However, when you modify the element on chrome it seems like it actually does submit the modified name. I say that because on the final page of the app when I click review application it shows the modified name... So this offer seems share-able

315
Goods For Sale/Trade / Re: Looking to Buy AMEX AA GOGO Access
« on: November 17, 2015, 09:01:02 AM »
Does anyone want to kindly toss me a pass?? :):)

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