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Messages - newdealseeker

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316
Is it still worth it to rely on Serve spend to meet a threshold?
Is there a better way?

317
Credit Cards / Re: Amexserve/Softcard
« on: December 27, 2015, 10:52:58 PM »
What about using Serve to meet spending threshold on new Amex card?
I've spent and didn't see the bonus.

318
Credit Cards / Re: DIRECT DEPOSIT TO QUALIFY FOR CHASE BONUS
« on: December 24, 2015, 12:19:05 AM »
If I Recall Correctly
http://forums.dansdeals.com/index.php?topic=10531.0
Thanks, I was always wondering what some words and just assuming...

319
Credit Cards / Re: DIRECT DEPOSIT TO QUALIFY FOR CHASE BONUS
« on: December 23, 2015, 10:57:39 PM »
Iirc it should when done as p2p .
What do you mean by P2P? It needs to be "sent" and not done as a transfer?
And btw what's iirc?

320
Credit Cards / Re: DIRECT DEPOSIT TO QUALIFY FOR CHASE BONUS
« on: December 23, 2015, 03:01:39 PM »
Anyone knows if ACH from Capital One 360 counts as DD for BofA?

321
Credit Cards / Re: credit score
« on: December 23, 2015, 01:25:29 AM »
Won't help
Would depend on what all 3 of your scores are and all 3 ur wife's scores. The score used would be the lower of the middle 2 scores.
Thank you. It's nice getting responses from an expert :)

322
Credit Cards / Re: credit score
« on: December 22, 2015, 11:19:20 PM »
The score that you get from Amex is not the one that we use for your mortgage rates. I don't know if there is a place that you can see that score before applying for a mortgage and having the bank pull your report.

To answer your original question, 746 is good but not the best. Anything over a 760 would be considered the best score.
If we're applying jointly and 1 spouse is 786 and the other 746 would that be better?
Thanks for the quick reply.

323
Credit Cards / Re: credit score
« on: December 22, 2015, 11:58:42 AM »
Which scoring model? Remember that mortgage lenders don't use FICO 08 scores.
It's the score I get from Amex. Should be Experian but I don't know more. Does anyone know?

324
Is it your first return? I've found for mine and my girlfriend's first RP claim they had us each submit receipts despite it being for less than $100.  Since then, any item under $100 hasn't required me to send anything in.
No, not my first return. That's why I knew this seems to be different. It's actually the first time they're asking for an itemized receipt under $100 from me.
So I was wondering if something changed and this will be standard procedure now.
And no, I didn't excessively return

325
Credit Cards / Re: credit score
« on: December 22, 2015, 02:37:44 AM »
Is 746 a good credit score when applying for a mortgage?

326
They're requesting an itemized store receipt for a $30 item. Is that standard procedure lately?

327
General Discussion / Re: Any way to cancel a Prime Gift Membership?
« on: August 14, 2014, 02:49:25 PM »
I was thinking of doing this, but I believe the 20% diapers discount is only for the primary member anyway, isn't it?
I want to order a lot of diapers at a time to last a few months and keep the membership open just for a day or 2.
I'm only worried if Amazon could ban for something like this.

328
General Discussion / Re: Any way to cancel a Prime Gift Membership?
« on: August 14, 2014, 02:17:01 PM »
Does anyone know if it's OK to subscribe to Amazon Prime and Mom, place your orders to get the discount, and then cancel the membership to get a refund?
Can you keep repeating this?

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