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Messages - newdealseeker

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91
Credit Cards / Re: $2 trick to increase FICO score.
« on: April 06, 2016, 10:18:11 AM »
It's been mentioned a couple of times, don't use Chase for this.
But my question was if it's the same if it never gets down to $0
Only because they report pic immediately. I think the question is if it closes at 2 and then yiu add charges and never actually pif, do they update new balance, or keep at 2 until either pif or statement closes
You got my question, now let see what the experts say.

92
Credit Cards / Re: credit score
« on: April 06, 2016, 10:12:36 AM »
Average size if you go by the DDF standard.
Where can I see those standards that you can have that many cards?

93
Credit Cards / Re: Misc Credit Card Questions
« on: April 06, 2016, 01:47:24 AM »
Right, good example Amex went to the day. I'm just not sure how chase does these things. I'm also not sure if it's from the time you open or the time the bonus actually posts...
If it's 22-23 months already, I would be scared to risk it. You've waited long enough...
Unless people here will respond from personal experience otherwise.

94
Credit Cards / Re: Misc Credit Card Questions
« on: April 06, 2016, 01:22:35 AM »
Is the 24 months since getting the bonus on a chase card strictly enforced? IE if I got the bonus 22-23 months ago is it the same as if I had gotten it yesterday? Looking for data points either way.
Waiting for others to chime in with data points, but your post reminds of the time when I applied for an Amex card just days short of the 12 month timeframe... >:( :'(

95
Credit Cards / Re: $2 trick to increase FICO score.
« on: April 06, 2016, 01:21:04 AM »
If I pay my balance by the due date but there are no charges by that time so the account balance is not brought down to 0, will Chase still report it mid-cycle?
For example, I left a $2 balance 1 month, and charged $50 after closing, then I pay $50 by the due date, the balance will be down to $2 again. Is that the right way to do it?

96
Credit Cards / Re: $2 trick to increase FICO score.
« on: April 06, 2016, 01:20:17 AM »
Called to pay my $2 balance, the rep just credited my acct  ;D (Another reason for the $2 trick!)
Chase rep just conveniently let me pay the $2 balance with bank account of my choice....

97
Credit Cards / Re: credit score
« on: April 06, 2016, 12:40:50 AM »
50
Wow, I'd like to see your credit report. Must be very thick. ;)

98
Credit Cards / Re: credit score
« on: April 06, 2016, 12:39:49 AM »
Nah. I started in January!
So that, and the fact that you still keep those cards show that there must be more benefits than just SBS...

99
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: April 06, 2016, 12:37:49 AM »
I'm still waiting on a bonus for three weeks, does this mean I'm not getting it.
Any reason to suspect you won't be getting it?

100
Credit Cards / Re: credit score
« on: April 05, 2016, 08:27:08 PM »
SBS
So you were like me who ordered AUs (though not 50...) in late Oct, early Nov in the hope of using them for SBS.

101
Credit Cards / Re: credit score
« on: April 05, 2016, 06:04:33 PM »
If I am applying for a CC is there an advantage to wait until a statement closes for which i have about 50 AU cards in my name all showing on my CR, each with a balance of $112. Total avail credit is over 1M. Each card has CL of 24K. Statement will close next week with $0 so balance will go down by over 5k.
I wonder what you gained by having so many cards...

102
the more claims u make the more likely they r to ask for receipts ime.
In Dec, for my second claim for '15, they requested receipt for $30 item

103
Credit Cards / Re: Amexserve/Softcard
« on: April 01, 2016, 10:28:40 AM »
At least you got one.
+1
Many can't even say that...
Disappointing for you and everyone else

104
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: March 23, 2016, 12:30:36 PM »
I have a premier rewards gold card and only 175$ fee like in the picture in sent, I guess when u use a rsvp code to sign up its 175$!
Wow, all in your name???

105
Credit Cards / Re: What is happening to Amex signup bonuses?
« on: March 22, 2016, 11:01:58 AM »
There are 2 different versions
2 different versions? How would you know which version you have?

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