31
Credit Cards And Finance / Re: Amex F/R Master Thread
« on: August 14, 2015, 05:05:41 AM »
Hoped I would only ever read and not post on this thread
but here goes:
Got FR'ed 2 days ago, for very escalated spending velocity on new and old accounts (completely forgot that it can trigger an FR).
I recently opened 3 cards, had 2 previously. The 3 i opened actually have the points posted already.
I reported 115k income on my apps, which I can cover with my parents' income. Unfortunately, my personal income is offcially reported at somewhere around the 2k mark and I'm supposed to be making between 10-20k (didn't realise it was a full-blown FR and just threw out that number.)
I'm definitely gonna be closing down most of my cards. Should I be closing all? Transferring out points?
Thanks in advance!

Got FR'ed 2 days ago, for very escalated spending velocity on new and old accounts (completely forgot that it can trigger an FR).
I recently opened 3 cards, had 2 previously. The 3 i opened actually have the points posted already.
I reported 115k income on my apps, which I can cover with my parents' income. Unfortunately, my personal income is offcially reported at somewhere around the 2k mark and I'm supposed to be making between 10-20k (didn't realise it was a full-blown FR and just threw out that number.)
I'm definitely gonna be closing down most of my cards. Should I be closing all? Transferring out points?
Thanks in advance!