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Messages - est

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121
Credit Cards / Re: paying off student loan
« on: November 22, 2012, 08:29:40 PM »
@meshuganer - I rent
@AsherO - not sure exactly but I did not start paying til i finished college. some was subsidized and some not - stafford loans. im not really sure but I applied through FAFSA
@MarkS - I bought a car last yr and took out a loan so that wont work, but thats the kind of thing im sure must be available, I jst cant seem to find it.
@centurion - I still owe close to 30,000.

122
Credit Cards / paying off student loan
« on: November 21, 2012, 10:31:31 PM »
This is an issue ive been dealing with for awhile but never thought of posting. I now saw so many helpful posts on another thread(digging out of debt) I decided to give a shot.

I took out a $30,000 student loan a number of years ago. I finished college 3 yrs ago and have been paying $420 monthly since. The interest is about 6%.
I have another 8 yrs til I pay off and cannot handle how much interest I will be shelling out and that I will finish the payments in so long. I do not have the money now to pay it off but I can keep up with the monthly payments. I know there must be a way to pay it off without such high interest by either doing 0% transfers... I dont really have the ideas but im assuming there must be a way to pay the same $420 but end sooner with less interest.
any ideas?

123
does that mean you will only get one $15 card per $200? or will it be $15 for every $100?

124
Goods For Sale/Trade / Re: United Club Passes x4
« on: November 17, 2012, 10:38:14 PM »
I have 5 united club passes
4 exp 12/31/2013
1 exp 10/31/2013
$15 each or $55 for all 5

125
would it be enough to use various apt #s from my address for the rebates or they wld still say its one household?

126
Credit Cards / Re: DansDeals Credit Card Links And FAQ's.
« on: October 16, 2012, 02:43:46 PM »
 is there any card that you will lose points earned that were already posted by closing the card?

127
Credit Cards / Re: Southwest Visa 50,000 bonus points
« on: October 16, 2012, 02:40:01 PM »
Just MR for that amount of miles. Gotta be worth it.
bout how much would that be if i cash out - is it more worth it to cash 56,000 for gc's or transfer to MR?

128
Up In The Air / Re: south West Free Companion Pass for a year
« on: October 11, 2012, 11:10:48 PM »
any way to transfer points? i have  a bunch that i wanna get rid of as i want to close the card

129
Credit Cards / credit cards for 3BM
« on: October 10, 2012, 11:04:48 PM »
i posted elsewhere on the forum but got no response...im really lost as I cant find updated info in a clear place and must apply today or tom!  - please help!!!

its been a yr since i applied for cards so im being hit with all the fees now. id like to apply for a whole bunch more and then try to get some of the fee ones closed for the new ones. i need some help with the choices.
i have:
spg (cannot close its my oldest card by far)
freedom
sapphire
united
citi aadvantage

my husband has:
spg (also oldest)
freedom
southwest
continental- now its a united
united

we both had BA and closed as well as an amex gold charge card.
im looking for best points cards as I usually sell them since I dont fly much.

i would like to do 2 3BM for each of us (I guess an amex and chase) however i live in NJ so maybe i should first do an amex then freeze 2 credit agencies for the chase one?
any input would b appreciated.

can someoneone also tell me where to find the best offer links going through dan?
tx

130
Credit Cards / Re: My next app-o-rama...
« on: October 10, 2012, 02:45:18 PM »
since they supposedly always pull from one agency in nj. u dont think i should?

also i know to close some cards thats what i want to do since i have to pay the fees now - my question was what should be the cards i apply for? im looking for high point signup with not that much spending.
tx

131
Credit Cards / Re: My next app-o-rama...
« on: October 10, 2012, 02:06:56 PM »
i posted elsewhere on the forum but got no response...im really lost - please help!!!

its been a yr since i applied for cards so im being hit with all the fees now. id like to apply for a whole bunch more and then try to get some of the fee ones closed for the new ones. i need some help with the choices.
i have:
spg (cannot close its my oldest card by far)
freedom
sapphire
united
citi aadvantage

my husband has:
spg (also oldest)
freedom
southwest
continental- now its a united
united

we both had BA and closed as well as an amex gold charge card.
im looking for best points cards as I usually sell them since I dont fly much.

i would like to do 2 3BM each, however i live in NJ so maybe i should first do an amex then freeze 2 credit agencies for the chase one?
any input would b appreciated.

can someoneone also tell me where to find the best offer links going through dan?

133
Credit Cards / Re: DansDeals Credit Card Links And FAQ's.
« on: October 04, 2012, 07:17:01 PM »
its been a yr since i applied for cards so im being hit with all the fees now. id like to apply for a whole bunch more and then try to get some of the fee ones closed for the new ones. i need some help with the choices.
i have:
spg (cannot close its my oldest card by far)
freedom
sapphire
united

my husband has:
spg (also oldest)
freedom
southwest
continental- now its a united

we both had BA and closed as well as an amex gold charge card.
im looking for best points cards as I usually sell them since I dont fly much.

i would like to do 2 3BM each, however i live in NJ so maybe i should first do an amex then freeze 2 credit agencies for the chase one?
any input would b appreciated.

also are the links in this thread all the best ones for the latest offers?

134
Deals/Deal Requests / Re: gps recom?
« on: June 11, 2012, 10:23:24 AM »
up to $300
i just need usa

135
Deals/Deal Requests / Re: gps recom?
« on: June 10, 2012, 10:52:17 PM »
consumer reports best buy is the nuvi 2455LT as well as the 2555LT in the larger size? any input?

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