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Messages - est

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General Discussion / printer toner
« on: April 17, 2012, 12:02:43 AM »
i have a color laser printer (hp) that needs new toner - the hp brand is really pricey. I keep coming across noname brands as well as refill kits - anyone have experience with either of these or a specific recommendation ?

General Discussion / Re: IRA's and taxes
« on: February 28, 2012, 07:37:18 PM »
Yup, unfortunately a lot of people have that attitude. But I believe the system is to blame.

100% to blame I know so many ppl that are stuck bec they get too many benefits to be able to afford working but they do need more money! Its really not worth getting into that hole!

General Discussion / Re: IRA's and taxes
« on: February 28, 2012, 09:54:51 AM »
thanx for the help it seems ur right!! I guess thats why theres so many ppl who dont want to earn money - they can get it for free!!!

General Discussion / IRA's and taxes
« on: February 28, 2012, 12:05:48 AM »
As a couple with three kids filing jointly with only my income on the books, last yr I made about the perfect amt for maximum earned income credit and child rebates. this yr I made another 15,000 which is costing me about $6000 in rebates and credits!! I know that this is the way taxes work and the more you make the more you pay, but Im sure the pool of yiddishe kups can come up with some ideas to get around this!!
someone suggested to open an IRA for me and for my husband and that money will then be a tax deductible, and when I purchase my first house I will be able to withdraw it all. Anyone know more about this? would this bring my income down to help me get back my earned income credit and all? what would happen when I withdraw early - will I have to return the rebate money then and also pay taxes?
Any other legal ideas?

Credit Cards And Finance / Re: Fidelity - 50k UA and 50K Delta and Apple GC
« on: February 15, 2012, 11:36:42 AM »
who is doing the audit
the irs doesnt receive details of ur transfers, just sales, so they dont know
and fidelity doesnt know ur income so they dont know if the amt looks too large

i think that fidelity catching on is a bigger risk
thanx reuven for the info - but can u answer the second part? what to u mean transfer do u mean withdraw and redeposit?

Credit Cards And Finance / Re: Fidelity - 50k UA and 50K Delta and Apple GC
« on: February 14, 2012, 07:21:50 PM »
can you explain exactly why it wouldnt be  an audit issue?
what do you mean by transfer? do you have 2 accounts youre transfering between?

General Discussion / Re: jersey care
« on: January 10, 2012, 07:40:07 PM »
ive tried calling for about a month its always busy or goes to a full voice mail box :'(

theyre quite easy to reach either early in day - or right before closing.
and united healthcare is prob ur best bet.

Credit Cards And Finance / Re: spg "good will" points
« on: January 10, 2012, 07:29:24 PM »
she was female, theyr the best CSRs..... Just sayin
beg to differ...

Deals/Deal Requests / Re: A Small Piece Of Heaven...With Free Shipping
« on: January 10, 2012, 07:25:37 PM »
$9.99 with free 2-day shipping if anyone has their free ShopRunner account  ;)
Just ordered

out of stock

General Discussion / Re: Bought on sale and got back more
« on: December 29, 2011, 09:27:23 PM »
in most of the big chain stores even if you tell them you bought it discounted, there is nothing they can do, the system is set up to give back the current price... they will still give full even if you tell them.

Deals/Deal Requests / Re: Looking for an Ear Thermometer
« on: December 28, 2011, 07:28:55 PM »
actually my doc uses the braun one

Deals/Deal Requests / Re: Macy's - $10 off $25
« on: December 13, 2011, 07:07:04 PM »
works online?

General Discussion / Re: Bar Mitzvah Gift Ideas
« on: December 11, 2011, 09:59:08 PM »
my brother got a phone call from a guy who said he wants to know if he has room for a shas, rambam, mishnayos, chumashim... tons, cuz hes on the way over - my bro was shaking from excitement - the guy showed up with one of the cd's that have all these seforim on it...!

Goods For Sale/Trade / Re: BA ideas
« on: December 05, 2011, 12:23:50 AM »
ive called before and they said no. i did not call in the last couple of weeks though. guess i should try again

Goods For Sale/Trade / BA ideas
« on: December 04, 2011, 11:55:13 PM »
I was wondering if anyone knew of someone that buys BA miles now, a few months ago noone wanted them. thanx

Im trying to follow rules- im not selling them here - im asking for info on how to sell!!!!

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