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Messages - bendor

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16
And there’s an Amex offer.

Quote
... Offer valid online only for transactions made at Shipt.com or via merchant mobile app...
Did the offer work for you when purchasing directly from target.com?

17
Up In The Air / Re: Ex-TLV Routes and Flights Discussions
« on: May 29, 2019, 04:14:36 AM »
Great news. Didn't realize there was enough demand to fill 3x weekly, I guess i was wrong.
You might not be. This is ElAl we're talking about  ::)

18
Credit Cards / Re: Money Management in Israel for Olim
« on: May 29, 2019, 04:11:23 AM »
זה"ב is the Israeli name for IBAN (I think it's an acronym of זיכוי העברות בזמן אמת)

Bank of Israel manages an alternative money-transferring system for domestic-only transfers (similar to ACH, I guess), where the transfers only go into effect the following business day.

19
Goods For Sale/Trade / Re: Hertz Vouchers
« on: May 28, 2019, 04:59:14 AM »
Do free day vouchers work for one way rentals too?

20
Up In The Air / Re: Random airline-questions.
« on: May 08, 2019, 02:05:02 AM »

read what you posted, the top few lines

CANCELLATIONS
   
     BEFORE DEPARTURE
       CHARGE USD 240.00 FOR CANCEL/NO-SHOW/REFUND.
Thanks so much! I saw that, but wasn't sure if somewhere else in the penalty mumbo-jumbo talk they write that I won't actually get any money back ;D It is a restricted economy flight after all...


Is this the same fare basis for the whole ticket, or is there any other ones (like for the return)?

If there is another fare basis on the ticket, you need to check that as well, since very often the most restrictive fare basis will apply to the whole ticket.
Yep, checked that. It's the same fare base for the whole ticket.

21
Up In The Air / Re: Random airline-questions.
« on: May 07, 2019, 03:34:49 PM »
I'm thinking of booking a flight on United TLV-NYC using the KKRCZILW fare (sometime in June) and I'm trying to figure out if it's a fully non-refundable fare or a refundable fare (with penalties of course).
I took a look at the penalty details of the fare on expertflyer, and it doesn't say anything explicit about being non refundable... But I'm not actually sure if I'm looking in the right place  :-\

Code: [Select]
CANCELLATIONS
   
     BEFORE DEPARTURE
       CHARGE USD 240.00 FOR CANCEL/NO-SHOW/REFUND.
       WAIVED FOR SCHEDULE CHANGE.
         NOTE - TEXT BELOW NOT VALIDATED FOR AUTOPRICING.
          --
            PENALTY DOES NOT APPLY TO INFANT WITHOUT A SEAT
            APPLY CAT19 PROVISIONS FOR INFANT WITH A SEAT /
            CHILD
          --
          A. EXCHANGE - WHOLLY UNUSED TICKET / CHANGE TO
          1ST TICKETED FLIGHT COUPON
          --
          FULL VALUE OF A WHOLLY UNUSED TICKET MAY BE
          APPLIED TOWARDS THE PURCHASE OF A NEW TICKET
          FOR MOST DOMESTIC OR INTERNATIONAL FARES /
          EXCLUSIONS APPLY/PRICED AT -CURRENT- EQUAL OR
          HIGHER FARE LEVELS UPON PAYMENT OF THE CANCEL
          PENALTY CONTAINED WITHIN THIS RULE AND
          DIFFERENCE IN FARE/TAX/FEES/CHARGES
          COLLECTED/REFUNDED AT TIME OF EXCHANGE
          --
          WHOLLY UNUSED TICKET / CHANGE TO 1ST TKTD
          FLIGHT COUPON
          --
          BEFORE DEPARTURE OF JOURNEY
          CERTAIN DOMESTIC REISSUE PROVISIONS MAY BE
          OVERRIDDEN BY THOSE OF UA INTERNATIONAL FARES
          --
          CHARGE CANCEL PENALTY
          --
          PENALTY DOES NOT APPLY TO INFANT WITHOUT A SEAT//
          APPLY CAT19 PROVISIONS FOR INFANT WITH A SEAT /
          CHILD
          --
          WHOLLY UNUSED TKTS - CHANGE TO 1ST TKTD
          FLIGHT COUPON.
          --
          REPRICE USING CURRENT QUALIFYING FARES
          1. UA/LH/LX/SN/OS/AC FARES ARE USED
          2. ADV RES IS MEASURED FROM REISSUE DATE TO
          DEPARTURE OF PRICING UNIT
          --
          WHEN CHANGE RESULTS IN FARE DIFFERENCE -
          --
          WHEN CHANGE RESULTS IN LOWER FARE -
          RESIDUAL VALUE MAY BE APPLIED TOWARD CANCEL
          PENALTY.
          --
          WHEN CHANGE RESULTS IN HIGHER FARE -
          CHARGE FULL CANCEL PENALTY
          ADD COLLECT FARE DIFFERENCE IF APPLICABLE.
          --
          B. BOOKING CODE CHANGE PERMITTED
          --
            WHEN A FARE IS INTRODUCED INTO THE MARKET
            OR A CURRENT FARE IS REDUCED / OR BOOKING CODE
            BECOMES AVAILABLE / THE TICKETED PASSENGER MAY
            QUALIFY FOR ONE OF THE ABOVE OPTIONS.
            ALL PROVISIONS OF THE QUALIFYING FARE MUST BE
            MET BEFORE DEPARTURE.
            NO CHANGE TO ORIGIN/DESTINATION/DATES/FLIGHTS.
            --- ONLY BOOKING CODE CHANGE IS PERMITTED ---
          --
            AN ADMINISTRATIVE FEE EQUAL TO CHANGE FEE WILL
            BE ASSESSED. RESIDUAL VALUE/ IF ANY/ WILL BE
            RETURNED TO THE ORIGINAL FORM OF PAYMENT.
          --
            ONLY BOOKING CODE CHANGE PERMITTED
          --
          PENALTY WILL NOT APPLY TO INFANT WITHOUT A SEAT
          APPLY CAT 19 PROVISIONS FOR INFANT WITH A SEAT /
          CHILD
          --
          REPRICE USING CURRENT QUALIFYING FARES
          --ONLY BOOKING CODE CHANGE PERMITTED--
          1. NO CHANGE TO FARE BREAKS
          2. UA FARES ARE USED
          3. ADV RES IS MEASURED FROM REISSUE DATE
          TO DEPARTURE OF PRICING UNIT
          --
          WHEN CHANGE RESULTS IN FARE DIFFERENCE
          --
          WHEN CHANGE RESULTS IN LOWER FARE -
          RESIDUAL VALUE MAY BE APPLIED TOWARD CHANGE FEE.
          --
          WHEN CHANGE RESULTS IN HIGHER FARE -
          CHARGE FULL CHANGE FEE
          ADD COLLECT FARE DIFFERENCE IF APPLICABLE.
          --
            C. OPTIONAL PAYMENT CHARGE WILL NOT BE REFUNDED
          --
   
   BEFORE DEPARTURE
       
         NOTE - TEXT BELOW NOT VALIDATED FOR AUTOPRICING.
          --
            HALF ROUNDTRIP COMBINATION OF NON-REFUNDABLE /
            REFUNDABLE WITH A CANCELLATION PENALTY /
            FULLY REFUNDABLE -
            - THE MOST RESTRICTIVE CANCELLATION PENALTY
            RULE APPLIES TO THE ENTIRE PRICING UNIT -
          --
   
   CANCELLATIONS
   
     AFTER DEPARTURE
       CHARGE USD 240.00 FOR CANCEL/NO-SHOW/REFUND.
       WAIVED FOR SCHEDULE CHANGE.
         NOTE - TEXT BELOW NOT VALIDATED FOR AUTOPRICING.
          --
            PENALTY WILL NOT APPLY TO INFANT WITHOUT A SEAT/
            APPLY CAT 19 PROVISIONS FOR INFANT WITH A
            SEAT // CHILD
          --
            CALCULATE DIFFERENCE BETWEEN FARE PAID AND
            QUALIFYING FARE FOR TRAVEL COMPLETE
            USING FARES OF ORIGINAL TICKET DATE /
            LESS CANCEL PENALTY /
            REFUND RESIDUAL VALUE IF ANY TO ORIGINAL
            FORM OF PAYMENT.
   
   CHANGES
   
     ANY TIME
       CHARGE USD 160.00 FOR REISSUE.
         NOTE - TEXT BELOW NOT VALIDATED FOR AUTOPRICING.
          CHANGE TO 1ST TICKET FLIGHT COUPON OR USE OF
          WHOLLY UNUSED TICKET -
          SEE CANCELLATION SECTION
          --
          PENALTY WILL NOT APPLY TO INFANT WITHOUT A SEAT
          APPLY CAT 19 PROVISIONS FOR INF WITH A SEAT /
          CHILD
          --
          OPTIONAL PAYMENT CHARGE WILL NOT BE REFUNDED
          --
          A.  CHANGE MADE TO OTHER THAN FIRST TICKETED
              FLIGHT
          --
          TICKET RESERVATIONS NOT BEING USED ARE TO BE
          CANCELLED PRIOR TO ORIGINAL SCHEDULED FLIGHT.
          RETURN RESERVATIONS MAY BE SCHEDULED ANYTIME
          WITHIN TICKET VALIDITY.
          TICKET MUST BE REISSUED AT SAME TIME WHEN
          VOLUNTARY CHANGE IS CONFIRMED.
          --
          IF CHANGES ARE MADE TO OTHER THAN THE FIRST
          TICKETED FLIGHT THE FARE LEVELS IN EFFECT AT
          TIME OF ORIGINAL TICKET ISSUE WILL APPLY
          PROVIDED THE NEW ITINERARY QUALIFIES FOR
          ALL THE PROVISIONS OF THE ORIGINALLY
          TICKETED FARE /
          IGNORING ADVANCE RESERVATION OR TICKETING
          REQUIREMENTS.
          --
          CHARGE  CHANGE FEE OR HIGHEST CHANGE FEE OF ONLY
          CHANGED FARE COMPONENTS.
          --
          REPRICE USING CURRENTLY TKTD FARE
          SAME BOOKING CODE / SAME FARE BASIS CODE
          KEEP THE FARE
          PROVIDED THE FOLLOWING CONDITIONS ARE MET
          1. NO CHANGE TO 1ST FLIGHT COUPON/ NO FARE BREAK
          CHANGE PERMITTED
          2. WHEN NO INTL COUPONS REMAIN - ALL NEW
          TRAVEL MUST BE DOMESTIC
          3. ALL RULE AND BOOKING CODE PROVISIONS ARE MET
          EXCEPT ADV RES-TKT
          4. ADV RES IS MEASURED FROM ORIGINAL TKT DATE
          TO DEPARTURE OF PRICING UNIT
          KEEP THE FARE / EVEN REISSUE
          CHARGE FULL CHANGE FEE
          OR
          IF THE NEW ITINERARY QUALIFIES FOR THE ORIGINAL
          TICKETED BOOKING CODE / BUT RESULTS IN A FARE
          DIFFERENCE DUE TO SEASONALITY / DAY OF
          WEEK TRAVEL / FARE BREAK POINT CHANGE
          -
          HISTORICAL FARES / REPRICE USING
          FARES IN EFFECT WHEN TICKET WAS ISSUED.
          WHEN CHANGE TO OTHER THAN 1ST TKTD FLT COUPON
          PROVIDED THE FOLLOWING CONDITIONS ARE MET
          1. NO CHANGE TO 1ST FLIGHT COUPON
          2. WHEN NO INTL COUPONS REMAIN - ALL NEW TRAVEL
          MUST BE DOMESTIC
          3. UA/LH/AC/LX/OS/SN FARE FAMILY FARES ARE USED
          4. ALL BOOKING CODE PROVISIONS ARE MET
          5. ADV RES IS MEASURED FROM ORIGINAL TKT DATE
          TO DEPARTURE OF PRICING UNIT
          --
          WHEN CHANGE RESULTS IN FARE DIFFERENCE -
          --
          WHEN CHANGE RESULTS IN LOWER FARE -
          RESIDUAL VALUE MAY BE APPLIED TOWARD CHANGE FEE
          WHEN CHANGE RESULTS IN HIGHER FARE -
          CHARGE FULL CHANGE FEE ADD COLLECT FARE
          DIFFERENCE IF APPLICABLE
          OR
          IF CHANGE BY THE PASSENGER NO LONGER QUALIFY
          FOR THE ORIGINAL TICKETED FARE / DUE TO
          ORIGINAL BOOKING CODE NOT AVAILABLE OR ORIGINAL
          TICKETED FARE NO LONGER QUALIFIES DUE TO RULE
          RESTRICTIONS - FULL VALUE OF THE
          ORIGINAL TICKET MAY BE APPLIED TOWARDS
          NEW TICKET OF EQUAL OR HIGHER VALUE QUALIFYING
          FARE -
          USING FARES IN EFFECT ON THE ORIGINAL
          TICKETING DATE.
          --
          RECALCULATION TO LOWER FARE VALUE IS NOT PERMITTED
          -
          FARE IS RECALCULATED FROM POINT OF ORIGIN /
          ANY DIFFERENCE IN FARE / TAXES / FEES AND CHARGES
          AND CHANGE FEE CONTAINED WITHIN THIS RULE WILL BE
          APPLICABLE AT TIME OF CHANGE / REISSUE.
          --
          REPRICE USING FARES IN EFFECT WHEN
          TKT WAS ISSUED
          1. NO CHANGE TO 1ST FLIGHT COUPON
          2. WHEN NO INTL COUPONS REMAIN - ALL NEW TRAVEL
          MUST BE DOMESTIC
          3. NEW TKT HAS EQUAL OR HIGHER VALUE QUALIFYING
          FARE
          4. ALL BOOKING CODE PROVISIONS ARE MET
          5. ADV RES IS MEASURED FROM ORIGINAL TKT DATE
          TO DEPARTURE OF PRICING UNIT
          --
          WHEN CHANGE RESULTS IN FARE DIFFERENCE
          --
          WHEN CHANGE RESULTS IN LOWER FARE -
          RESIDUAL VALUE MAY BE APPLIED TOWARD CHANGE FEE
          WHEN CHANGE RESULTS IN HIGHER FARE -
          CHARGE FULL CHANGE FEE
          ADD COLLECT FARE DIFFERENCE IF APPLICABLE

22
Destination Guides And Trip Planning / Re: Thailand Master Thread
« on: May 07, 2019, 08:09:28 AM »
kosher breakfast from Chabad.
Is that for everyone or only for HH Diamonds?

23
I thought they were only introducing dynamic pricing in awards from November 19'...
So what is this??  >:(
I just did an award search for TLV-LGA on 7/23 in Y, seeing prices in miles for 55k, 63k, 69k, 70k, 76k, 82k, 95k...




24
I saw a recommendation on an Australian site to transfer in 1000 points if you've never tramsferred before to get put on their bonus distribution list, which is exactly what I did a while back. I went from no bonus offers ever to this being my second in 4 months!  The email even states:

"We are sending you this offer as you have transferred reward points earned on a credit or charge card to Qantas Points in the past."
Good to know. Transferring in some points now.

25
Credit Cards / Re: Money Management in Israel for Olim
« on: April 01, 2019, 04:21:52 AM »
You should probably definitely meet with a professional, and not rely on the advice of random strangers, even if it is DDF.

But to answer your questions:
I keep reading about bank fees in Israel. It seems that keeping transactions like withdrawals and debit card use to a minimum is important. First, is this true?
What's actually important is getting a bank account that doesn't have fees. That way you don't have to deal with all the ridiculous shenanigans of the Israeli banks - who will try and charge you for absolutely everything. (Why does it make sense that taking money out of the bank's own ATM should cost you 3.5NIS every time?!)
  • Some banks have accounts that will waive fees perpetually as long as you have a minimum monthly deposit (e.g. most Yahav accounts)
  • Some banks have accounts that will waive fees for 2-3 years (e.g. Mizrachi accounts, most Student/Soldier accounts in all banks) and then you have to call them up every year and complain. (I was able to get the fees waived for an additional 2 years, and then the third year they said we're charging you no matter what so I said I'm leaving no matter what).
  • All banks have accounts where they don't waive any fees. Don't open one.

Second, what are the best options for everyday spending and paying the bill with shekalim? Is it simple to use a no fee US cc for everyday spending and transfer NIS to a US bank account to pay the bill? Is that stupid?
There aren't any amazing Israeli cards for everyday spending. Some supermarket/gas cards have certain discounts, and if you are eligible there are certain consumer groups (hever, teachers, doctors, etc.) which have discounts. You can usually waive the monthly fee by calling in once a year, or by closing and reopening the credit card. (Unlike opening a new bank account, which can easily be a 3 hour endeavor for US citizens, opening a credit card is usually very quick).

While it's simple enough to use a no-fee US credit card (just make sure it doesn't have Foreign Transactions Fees) you'll have to do the math to figure out if the equation makes sense for you. Transferring NIS to a US bank account can incur significant fees (rule #1: never use the banks!), and you're reliant on the exchange rate. Unless you find a friend who earns dollars and wants shekels  ;)

Also note that AMEX is not accepted everywhere, so always have a backup.

26
Just tried paying for a new teudat zehut online at gov.il.
It denied my CapitalOne Visa, my Citi Premier MC, and an Amex (Hilton) >:(

In the end went with my Israeli Amex...

27
I paid my (very overdue) electric bill last Wednesday with Capital One Visa.
I should be paying the another one next week, hope it'll work  :-\

28
Trip Reports / Re: New DDMS TR Format: Feedback and Poll
« on: March 14, 2019, 08:38:35 AM »
on desktop,
I'm not sure about the format but the times new roman on the new format is hard on the eye when it comes to continuous reading.
+1 regarding the font

29
When I'm not spending for a SUB, I use either the Citi Premier (which I've gotten retention on) or a cashback card.
I don't see the added benefits of the CSR worth the larger annual fee.

30
Up In The Air / Re: What Award Itinerary Did You Just Book/Hold?
« on: February 18, 2019, 04:50:00 AM »
TLV-IST-JFK TK J 47k TK(TYP) + $270.74 ($203 YQ)
Booked online?

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