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Messages - emjee

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Credit Cards / Re: What is happening to Amex signup bonuses?
« on: January 12, 2016, 01:45:34 PM »
1/8 posted 1/12

Credit Cards / Re: Amexserve/Softcard
« on: January 12, 2016, 04:06:11 AM »
Yes . I've done same license and different cc in same day and it worked. It might be that at those times I wasn't asked to show license but two different cc's do work

Credit Cards / Re: Amexserve/Softcard
« on: January 11, 2016, 06:03:05 PM »
Cvs is still 2k gc per license per day limit?
License ? - credit card I believe.  I've done 2k X3 on 3 different cc's in one day.  But yes AFAIK $2k is the limit

Credit Cards / Re: Amex Business Gold Card 75,000 point bonus
« on: January 10, 2016, 06:47:42 PM »
If you have a no 12 month language offer , yes.  If not ,no

Just Shmooze / Re: If I win the lottery ...
« on: January 10, 2016, 02:58:47 PM »
Maaser? I would think about 70-80% should go to charity.

אל יבזבז יותר מחומש

Gr"a holds must do a chomesh
Gr"a holds must do chomesh to qualify for the bracha of עשר תעשר . A person CAN give less.

General Discussion / Re: Misrad Hapnim Master Thread
« on: January 06, 2016, 02:35:38 PM »
Spoke to them today, they say to decline my BL services me and my wife will have to come down to the office to do some paperwork... dont know if I should take the time (probably full day) to do it or to just leave it, and ill even save my 700 shekel current balance.... ;)
Hey. If you have a balance with them then you should pay it. It's owed to them. going down there won't be a full day. Go 12ish and you should be fine. that's when I go when I have to. If I go @12 it's around a 20 minute wait , but earlier is usually ATLEAST a half hour. going at 12 should get you in and out in an hour IME.

Credit Cards / Re: Amex F/R Master Thread
« on: January 06, 2016, 01:39:54 PM »
I don't think the last wave ended. It's been one long wave.
I'd agree. I've been watching this thread very closely and hearing freinds experienced. Doesnt seem that the last wave is dead yet

General Discussion / Re: Misrad Hapnim Master Thread
« on: January 06, 2016, 01:29:59 PM »
I would do that and just let it go till my visa expires and it will cancel automatically, my issue is that till then I will get billed every month for it, can I just leave it will a bill or they can make me in the future issues? Or once it's cancelled there is no bill?
Nah. It'll be fine. First try the לכתחילה דרך and if they don't let you then just leave. U won't have any issues. If ur thinking that one day u will be back then deal with it then. They'll see that you officially left if it comes down to that. I wouldn't worry about it. (I have a very good relationship with BL. They don't take American credit card for Horaat keva from me and as a result I only lay them once a year when they are about to kick me off. I even get the ribis off because of my claim that they would get the money quaterly if they would just do Horaat keva on my cc. BH , works out every time. Just annoying going to town to rake care of it. But it's worth it.)
I moved into my apartment around 3 years ago. Person who was there before me still receives a bill every few months that he owes $$ to Bituach Leumi- it was about 1,000 shekel but has gone up to about 1,600 (I am assuming interest expense)
Lol. Awesome !

Credit Cards / Re: Transaero Amex chargeback
« on: January 06, 2016, 12:50:50 PM »
Moral of the story: if you think dealing with a bankrupt Russian company is bad, meet amex.
+1 lol. So true

Credit Cards / Re: Amex F/R Master Thread
« on: January 06, 2016, 12:46:57 PM »
from a personal bank account?
From whatever bank account you want. As long as it has a bill pay option

Credit Cards / Re: Amex F/R Master Thread
« on: January 06, 2016, 06:04:57 AM »
I'm new in this..
I have an AU card and I applied for my first card [Premier Rewards Gold Card] and I got F/R
I'm living abroad and I have never filed taxes.
What can I do?


See if they'll accept bank statements.
If they won't take statements. I've seen people on this thread say that they have  been successful by being honest and told them that live at home and income is based on parents. Good luck!

Credit Cards / Re: Misc Credit Card Questions
« on: January 06, 2016, 03:26:55 AM »
Chase's cash curbs have been on mortgages, auto loans, credit cards etc.  Primarily consumer products, not business products.  Completely negating your statement.

Chase hates cash.  They want to charge you negative interests on your deposits.  Cash makes this more difficult.

The part I don't understand about that is a business account. Any store owner has lots of cash coming in daily. Why does that look suspicious ? What else are they supposed to do with it ?
Business accounts are not necessarily as big of concern as personal. However if a business is ONLY bringing in cash (which happened to a relative of mine) with chase , it can be just as worrisome.
I thought this was only an issue for personal accounts
Not ONLY an issue for personal, but as acc to pillansyme it seems to be so. I have heard concerns for biz as well though.
He seems to say otherwise.
The original statement and concern is not mine. I have written before THIS IS NOT SOMETHING WHICH WORRIES ME. PillanSmye holds there is a concern. I understood where he came from being that I have heard stories before first hand from people i know and was explaining his point.

If someone would to ask me I would tell them not to worry. I personally have deposited thousands in cash to my personal account in chase many times without ever having issue BH . - in terms of business ; (as I wrote before) I have been told from the person it happened to that he was shut down for suspicion of ML because he always deposited cash - never did money come to his biz accnt through merchant processing accounts or checks. Purely cash.
So go ahead a deposit cash as much as you want . PillanSmye says otherwise.

General Discussion / Re: eBay: Master Thread
« on: January 05, 2016, 07:13:22 PM »
Not sure if this should go in the halocha thread but may seem relevant here.
Pretty relevant

General Discussion / Re: Need advice how to deposit a check
« on: January 05, 2016, 07:07:22 PM »

I finally got around to going into a branch today and converting my checking account to a CPC account. How do I get free checks online? It shows a charge when I go through the order process; it'll be free on the statement?
DROPR,  however iirc , I was told by CSR who was trying to sell me to it that it gets credited back.

General Discussion / Re: Misrad Hapnim Master Thread
« on: January 05, 2016, 07:04:54 PM »
Dont know if this belongs in this thread...   Im moving back to NY after being in Israel a couple years, I have here Bituach leumi, How do I cancel it? (Im not an israeli)

Tried just calling them?
Yes. Call them up . if it doesn't work on the phone , (not lechatchila) just leave without canceling it. They'll either eventually catch on to you not being in israel anymore and drop you or you will lose it automatically when your visa expires.

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