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Messages - ltttc

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136
General Discussion / Re: Forex, futures and stocks trading
« on: March 12, 2020, 07:02:05 PM »
Wrong guy to ask. @ExGingi would be the one to ask.
I was just pointing out just because something has happened for the last 100 years does not mean it will continue to happen for the next 100 years.
A broker will always tell you how wonderful, no essential, whole life is  ;)

137
General Discussion / Re: Any mortgage experts on the forums?
« on: March 12, 2020, 07:00:31 PM »
trying to get lower
Keep us posted if you do

138
General Discussion / Re: Forex, futures and stocks trading
« on: March 12, 2020, 06:57:30 PM »
Let me tell you a little story. When I bought my first insurance policy their sales pitch was, never in the history of the company did dividends ever decrease. It was 100% true. You want to guess what happened two years latter? Past performance is no guarantee of future performance.
Just curious - Would you suggest term over whole life taking into consideration the expense/benefit ratio?

139
And a much greater domino effect. That is why you see what you see in the financial markets and attempts from officials to soften the blow.
What attempts softened the blow?

140
General Discussion / Re: Bingo wholesale club in Brooklyn
« on: March 12, 2020, 06:26:25 PM »
Toilet paper is worth far more than chicken :)
What's all this toilet paper craze???

141
Does anyone know of locations that have hand sanitizer in stock? NYC/NJ area?
99 cent stores still have small bottles of Purrel for $2.50

143
Just Shmooze / Re: Is It Ethical?
« on: March 12, 2020, 02:42:20 PM »
A box that cost $10 was selling for $100+ on ebay.
Greedy truth but that's basic supply/demand rule

144
Is everybody convinced all this makes sense ?
Aren't there boundaries for actions to stop a virus ?
It does make sense, but when people are desperate they do senseless stuff

145
Those that gave him an "A". You don't think he did anything wrong?
Those will give him an "A" without reading the question

146
WA is reporting that all schools in israel will be closed until after pesach, true?
They mean Bein Hazmanim

147
General Discussion / Re: Any mortgage experts on the forums?
« on: March 12, 2020, 12:11:47 PM »
whats the conventional wisdom regarding when to refinance.  How much of an interest decrease is it worth it to refinance if just looking to lower payments considering the costs of lender fees, thirst party fees and points.  I have 3% fixed already on a 15 year loan.
Really an individual question and depends on several factors: How many yrs do you have left on your mortgage, Are you looking to lower your monthly payments (extra cash e/month) or to finish paying off your loan in the shortest amount of time. Ultimately it's a $$$ game in which you have to calculate which way will save you the most short and long term.

148
Netflix and chill.
I'm definitely not gonna spend the next month worrying about that

149
What are people with purchased burial plots in Israel going to do with this? Even if the dead don't need to quarantine, they are usually accompanied by family members...
nobody die in the next 14 days please

150
Just Shmooze / Re: What are you drinking?
« on: March 11, 2020, 07:05:00 PM »
J@j Cappuccino - all day, every day

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