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Topics - helpusout

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Credit Cards / no doc cash out refi
« on: September 26, 2020, 09:05:27 PM »
we are looking to cash out money on our house but our tax returns are not too exciting. any options even for a higher rate?

Credit Cards / Refinancing mortgage for a lower rate
« on: December 06, 2016, 06:02:48 PM »
Hi, I am looking to refinance a home mortgage for a lower rate. I am currently paying 4.5%, the mortgage is less than 50% of the home value, and we BH have good credit and income to support. I'm looking for an easy to deal with bank.

Credit Cards / How to increase credit score
« on: June 01, 2014, 04:31:23 PM »
Unfortunately, we had a bankruptcy in the past, and trying to get past it.
We have a secured capital one card, initially was $200 credit limit, now $750
Whats the next step in order to improve our credit? We are doing our best to get past this, but doesnt look like we can apply for anything for 7 years.

On The Road / Costco car rental without a costco membership
« on: January 11, 2014, 10:07:52 PM »
Has anyone done it? Their price is 50 dollars cheaper than any other name brand rental agencies  but I don't have a membership. It I have to start a membership that will negate my savings. Anyone?

Credit Cards / Best Amex
« on: December 09, 2013, 02:15:51 PM »
Hi I wanted to start an Amex account since I feel like Im missing out on all their promotions, which one do you recommend?
I dont plan on spending a lot on it, since I use my Chase Ink for all my purchases.
Which one has the best sign on bonus

Deals/Deal Requests / 10 off of 30 at staples mobile
« on: November 28, 2013, 11:26:26 PM »

They send you a text with the coupon.. is there anything worth buying ?

Deals/Deal Requests / $5 free bonus best buy rewards
« on: October 16, 2013, 10:47:06 AM »
I got one in my email this morning.
Is there anything good to buy for $5 with free shipping?!

Deals/Deal Requests / Best way to get cash for toner cartridges?
« on: September 30, 2013, 11:05:30 AM »
Is there any way to get $$ for empty toners? I have about 50 sitting around here...

On The Road / Can I use Ultamite Rewards points for a stay at Double Tree?
« on: September 15, 2013, 09:22:58 PM »
I want to go to the Double Tree in Lanchaster next week. All I have is Chase points.
Is there any way to use them?

Credit Cards / Need to send a giftcard, where can I get one fee-free
« on: August 14, 2013, 10:33:16 AM »
I need to mail a friend a gift card.
Where can I get one that has no fees?
I tried to do Chase Visa but they wont sell to me since I am in NJ  :o
Who else is there?

Deals/Deal Requests / $25 for $50 worth of little tikes toys
« on: August 13, 2013, 06:50:49 PM »

Can you use my link so I get credit?

You can get a cozy coupe for only $30 after using the voucher
Thats a great deal.

Credit Cards / Financial Planner
« on: August 06, 2013, 12:49:59 PM »
Does anyone have the name of a financial planner that can help plan savings/ retirement accounts?
Someone that understands tax laws..

Deals/Deal Requests / Spare freezer
« on: July 25, 2013, 02:44:04 PM »
I am looking for a second freezer for my garage.
Anyone know of any in the $300-400 range?


Credit Cards / Closing a secured creditcard
« on: July 08, 2013, 02:25:13 PM »
We had to file a bankruptcy and were working to restore our credit.
We got a Capital One secured cc with $200 limit, used it and paid on time for 6 months, and then thankfully got approved for Ink from Chase.
My question is, is it bad for my credit if I close the Capital One card? They have $200 of our money and I dont use the card any more?
How long should I leave it open for?

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