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Messages - 3ZeroT

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46
Anyone know of any bonus offers still out there for AMEX Business Plat or Business Gold (e.g. 50k for $5k spend)?  The few I could find have all been pulled.

47
If you do this on a large scale you could open yourself up to intent to commit fraud. Why mess around for .50? I am also making the assumption that anyone doing this on a large scale will not be using real info.

I agree - although not using real info kinda seals the deal in terms of committing fraud, no? 8)   I have heard stories with other prepaids that if your SSN/name/info doesn't verify the account will be held up and you may be asked to fax in proof of identity, unless you can cash out before then.  Might not be worth the hassle.

48
+1. So dans saying maybe any GC cards CA. I'm starting to like this:)

There was a thread awhile back on FW about this, it definitely isn't a universal thing.  In fact people confirmed it's a fail with Vanilla Visas.  OneVanilla is pretty much an identical product from what I can see, but you never know - sometimes the best deals are found when you try something that isn't supposed to work  ;D

49
Cash advance possible?

PIN debit transactions are not supported on OneVanillas (unlike MyVanillas).

50
I think someone posted that if the balance is zero than there's no fee. But if anyone can confirm that please do.

From their cardholder agreement: "Anytime your remaining Card Account balance is less than the fee amount being assessed, the balance of your Card Account will be applied to the fee amount resulting in a zero balance on your Card Account."

51
When you activate the card they will send you you a permanent card which you can load up with VR...

Note that you can also load the temporary card with VRs as well.

52
So MVD doesn't come in a max $500 per card like VR.... (Wasn't aware. Thank you)

Why split them into 2 x 1k as opposed to 1x 2k?  Just to stay low key?

It has a max initial $500 load when you purchase it.  Not quite sure what MEIR613 was trying to say.

53
Doesn't registering them trigger the process whereby they send you the permanent ones, and... you need to pay the monthly charge for the cards?  I believe you are charged a dormancy fee of $3.95 a month unless you actively close the account. Does anyone have any personal experience with this?

Once the balance is 0 I believe they don't charge the inactivity fee.  I imagine registering new cards repeatedly on the same SSN is probably going to get some negative attention from MyVanilla...

54
Credit Cards And Finance / Re: Amex Buisness 50k signup bonus
« on: November 27, 2012, 05:00:49 PM »
try the MB

Been there done that.  No longer eligible for a bonus.

55
Credit Cards And Finance / Re: Amex Buisness 50k signup bonus
« on: November 27, 2012, 04:44:45 PM »
Anyone know of a current link for 50k Amex Biz Plat?  This one seems to be dead now.

56
Credit Cards And Finance / Re: Fidelity - 50k UA and 50K Delta and Apple GC
« on: November 26, 2012, 08:31:05 PM »
So you got the same bonus twice? If so how long between?

> 1 year

57
Credit Cards And Finance / Re: Fidelity - 50k UA and 50K Delta and Apple GC
« on: November 26, 2012, 06:50:38 PM »
I see no reports regarding UA.
Also, if you don't mind to answer me, did you cycle $100k or you deposited $100k in one shot?

No cycling this time.  I was on thin ice from exploiting these offers in the past and got the 'account ineligible' email when I first signed up.  Called Fidelity and they said 'call us when you've reach the deposit level and we'll manually add the miles' so I knew there was no fooling around on the deposits.

58
Credit Cards And Finance / Re: Fidelity - 50k UA and 50K Delta and Apple GC
« on: November 26, 2012, 05:42:30 PM »
does anyone have an answer?

I used my wife's AA account # for a bonus on a Fidelity account in my name only,  and the bonus miles showed up last week.

59
Today I cashed out 3 MVD cards at a teller at my bank account and paid no fees whatsoever. I'm thinking that $3.95 for $500 seems to be just as good as BB (other than having to go to the bank and wait for a teller). Any thoughts?

I haven't done MVD but you do need to register the card (with your SSN and other identity info) first to get a PIN # and do this kind of transaction correct?   I would think MVD would eventually put a stop to continually churning cards like this on the same SSN.  Now if you can cash out the initial load this way without ever registering it then I'm all for it  :D

60
IIRC this will not work. You can't ACH money out.

Correct that you can't ACH pull, but there is a bank transfer (ACH push) inside BB.   Probably best used sparingly.


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