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Topics - Shua

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Tech Talk / iphone5 vs Samsung S3. Which one should I get?
« on: November 20, 2012, 01:29:15 PM »
I searched and while I saw topics for the iphone 5 and the Galaxy S3 I didn't see a topic weighing out the Pros and Cons to both.

I am up for an upgrade from my blackberry (which I hate). I have At&t but unfortunately not an unlimited plan.

I am looking into either the iphone5 or the Galaxy S3.

One of the main things I need to use the phone for is to edit word documents (and use the "save as" feature) and then save into the cloud (either google drive, dropbox or box)

I have an ipad but I barely use it (my wife uses it). But I am more familiar with the apple layout.

I never had a touchscreen keypad and I am a drop nervous about it. I do write a lot of emails and texts. That's why people say the S3 might be better because its bigger (too big?) and has swype. However I do know that iphone5 is decent sized as well. 

Anyone could help me out with some more Pros/Cons for either phone?

General Discussion / Mortgage/Car credit question
« on: July 13, 2012, 02:14:42 PM »
So I hope to close on a house in mid August. I am already approved for a mortgage and my credit score is 762. My wife has even better credit score (above 800, she was an AU on her parents CC for years). As of now only my name is on the mortgage as we could qualify with only my income. (B"H). My mortgage broker said that there is a benefit to only have my name on the mortgage as if I go bankrupt (C"V) my wifes credit score will be clear.
I am now looking in to leasing the infiniti G37x. I have one month left to my Honda Accord lease. It would be benifital to have the car in my name as a) I could transfer my old plates saving ~$150 and b) I could write it off as a business expense.

My mortgage broker told me that before I close, the bank does a credit refresher (soft pull?) just to make sure that nothing changed since when they first ran your credit. If my credit score dips below 740 I will not get the best mortgage rate.

So my questions are this.
1)If I put the infiniti in my name will the car loan banks hard inquiry dip my credit score 23 points below 740?

2) Even if the hard pull doesn't dip my credit score, will the extra debt now that I have taken on a new lease dip my score below 740? (On my credit score it has that my honda only has 1 month left so not much debt)

3) If I do put it in my wifes name and take the ~$150 loss for the plate transfer will I still be able to write it off as a tax expense? (I will be the one driving it for business and while we have a second car it is in my name and  its significantly cheaper so I would rather expense the more expensive car)
4) Is there any truth to what my mortgage broker said about only my name being on the mortgage (in case I go bankrupt my wife's credit score will still be ok)? Are there any cons that anyone could think of with just putting my name on the mortgage? Any other pros?


Deals/Deal Requests / Bistro 1310 50% off in June
« on: June 14, 2012, 01:51:11 PM »
Special June promotion: 50% off!
Dine with them for lunch or dinner, fill out their comment card at the end of the meal and they will take 50% off your bill.
* This offer cannot be combined with other Bistro 1310 offers.
Not Valid with Gift Certificates. Every table guest MUST order a Main Course for offer to be Valid. Reservations are recommended.

And until they get their Liquor License, every customer will be served a complimentary glass of wine. Every customer that orders a Virgin Pina Colada will get a complimentary double shot of Rum added to their drink. And they want you to come back! Upon paying, the head of each table will receive a 10% VIP Discount Card for future visits.

Decent Steakhouse some hits and misses.

They vaguley mention it on their website, but I got it  from:

Deals/Deal Requests / Open a $1,000,000 CD get a Mercedes
« on: May 03, 2012, 06:36:54 PM »
Anyone have a mil lying around?

Tech Talk / Which cloud service should I use?
« on: April 30, 2012, 04:30:30 PM »
I need a cloud service to be able to start new word documents as well as edit older documents from my blackberry. Does anyone know of a cloud service that would do this for free?

I already have 50 GB of free storage from However, I think that the app for editing and adding new word documents for blackberry cost money.

Dropbox has 2GB free but I don’t think you could edit from a blackberry

I don’t think Skydrive and google drive are not compatible with blackberry

Any other ideas?

Deals/Deal Requests / Kindle Fire refurbished - $139
« on: March 29, 2012, 08:08:52 AM »
From Amazon itself.

Anyone have one? Personal reviews?

•Double Starpoints on two-night stays
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Register for our SPG® Better by the Night promotion and earn unlimited bonus Starpoints® even faster. With every stay from January 9 through April 8, 2012, at over 750 participating hotels and resorts in North and Latin America, Europe, Africa and the Middle East, you’ll earn:

•Double Starpoints on two-night stays
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Register by March 15, 2012, and then book your stays to begin earning unlimited bonus Starpoints at all nine brands in the Starwood Preferred Guest® program. The longer you stay, the more bonus Starpoints you’ll earn.

Deals/Deal Requests / Free $2 Amazon MP3 Credit
« on: June 27, 2011, 05:35:56 PM »

Goods For Sale/Trade / Want to buy Gymboree groupon
« on: June 20, 2011, 05:02:47 PM »
Does anyone have a Gymboree Groupon that they would like to sell me?
This was the deal:

Destination Guides And Trip Planning / Atlanta Master Thread
« on: June 07, 2011, 12:33:11 AM »
Hi all,
I am going to Atlanta next month for a few days and I couldnt find an Atlanta master therad on this forum. I was wondering besides for the coke factory and the aquarium (both I heard are amazing) is there anything else worthwhile to do there? What about good kosher food?

Deals/Deal Requests / 15% off ath kohls online and instore
« on: May 26, 2011, 10:19:43 AM »
15% off at kohls online with code shop15nowfb (all caps) or instore with this coupon.

Expires monday (may 30)

Deals/Deal Requests / AT&T Data plan
« on: May 12, 2011, 08:17:35 PM »
My wife and I have AT&T (on a family plan with 3 other people) and we finally want to enter into the 21 century and get smart phones. However, seems like AT&T doesn't have unlimited plans anymore! (I know this is old news to you guys). So my question is, is there anyway I could get them to give me the unlimited plan again? We have been customers with AT&T for at least 7 years.

If there is no possible way to get them to give me the unlimited, how much is 2GB anyway? I think we would both use the internet a lot... how much GB do you guys use a month?

Deals/Deal Requests / 30% off oral care on amazon
« on: May 09, 2011, 08:07:18 PM »
30% off all oral care on amazon. 15% from subscribe and save and another 15% when you put in code LISTRMOM. You have to be an amazon mom member.

Tech Talk / Optimum Link
« on: May 05, 2011, 03:08:43 PM »
Has anyone tried optimum link? (A service which allows you to see whats on your computer on your TV without wires) Costs $4.95 a month. Is it worth it?

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