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Messages - irleetnoob

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Credit Cards / Re: Thank You Points Network?
« on: August 04, 2011, 11:47:52 AM »
Unfortunately, TYPs really aren't that great to redeem :(
The best is if you have a Premier card with them, when you get a 25% bonus of redemption (total 1.25cpp) off your flights booked on their site (Expedia-powered).
Otherwise, its 1cpp on certain gift cards redeemed at the highest value (usually 10K pts for $100) or 1cpp on student loan & mortgage checks (have to phone in).

Credit Cards / Re: Receiving 100k amex plat promo without being targeted
« on: August 03, 2011, 03:02:38 PM »
Just to report, total chaos with my account, haha.

- Signed up for PRG and Plat, got matched to 75K and 100K easily.
- Met spending req for Plat, 25K showed up the next day, called in to get points... got 50K (coded as PRG match)
- Called in to complain, got a argumentative rep, hung up, called and got a wicked smart rep, got the extra 25K (coded as retention) to make a total of 100K on Plat.
- Called to cancel Plat card, asked for retention, denied, canceled it easily
- Met spending req for Gold, 15K showed up, SM'ed to get denied the 50K (since "it was already given"), but got 10K to meet the "promised total 75K" (15+10+50 on the wrongly coded one)
- Raged on a couple of phone calls and SMs to ask for my PRG bonus, was told to ask for my Plat instead (since it was wrongly coded)... but can't receive my plat points since the card is closed.
- Called today to reinstate my Plat card, must call later to ask for my Plat points. Hoping to get 75K (for a total of 200K!)

Sooooo much trouble! Moral of the story? Make sure your bonuses are coded correctly! TLDNR? :(

Credit Cards / Re: question regarding big charges with amex cards
« on: August 02, 2011, 06:00:31 PM »
What's with all these recent mentions of drugs on the forums?   :o

Tough economy...desperate times... :( We're offloading the national deficit! :D

Credit Cards / Re: question regarding big charges with amex cards
« on: August 02, 2011, 02:50:54 PM »
I have put a $44,000 charge through on AMEX. All I did was call ahead and let them know it was coming through. I had no problems.

+1 also

Credit Cards / Re: Just startin my way with starwood points
« on: August 01, 2011, 01:08:31 PM »
Feel free to read through this thread and ask if there are any additional questions:

Thanks for the link! That was a heated discussion, haha. Looks like the answer is...YMMV :)

Question about Jos A Bank:

if we do something like their buy one, get the 2nd for $77 deal, how does the returns work if you're only returning one?

How would Amex know who you're paying, unless the same agent is F/R'ing both accounts?

I'm thinking more about being shut-down/noticed by Amazon. My bad, should've clarified.

please advise --what is best way to try 2 get the 100k --sm? cust service? MR?

IF NO 100K who needs this  over priced card!!

Seriously SPLP, please try to do some searches before you ask questions. There are 60+ pages of information here, and almost every other page has a report of someone doing it either way with success.

It's definitely risky behaviour if you run payments to and from yourself. If you keep it between you and another party (friend, etc), then it's probably less suspicious. In any case, don't admit you're doing shady stuff. YMMV

Excuse my ignorance... What is a FR risk?

Means that it's behavior that risks causing a "terrible" FR. More reading here:

Credit Cards / Re: Credit Card Retention Bonuses
« on: July 27, 2011, 04:59:49 PM »
Just called to cancel my Amex Plat today.

Asked the rep Gina if there was any way they could sweeten the deal for me with a retention offer (15-25K as posted on the other thread) and got ugly- "If 100,000 pts, which is worth $1000 isn't enough to make you want this card, then I'm not inclined to give you anything else!". Cancelled it np though.

Question: if I still have a PR gold with them, and I had already paid my full balance (including the $450 fee), how do they usually go about refunding the fee? Statement credit on the PR gold? Or refund to my attached checking acct?

Credit Cards / Re: 50K Sapphire Preferred Bonus!
« on: July 25, 2011, 02:29:35 PM »
Just to report...

Sent an SM asking for the 100K bonus, especially since it was my first card (honest first application!). Got a reply asking for an invitation code, name and zip. Boohoo :( Guess I'll just celebrate with 50K :)

Credit Cards / Re: CO OnePass credit card 50K SIGNUP BONUS
« on: July 14, 2011, 12:58:53 PM »
Targeted for how much?
I think he had just started a thread (that disappeared) about getting targeted for the 50K.

It is still available to the public?
We've had luck (mine just a couple of days ago) signing up for the 30K+$50 and calling to match into the 50K. Some have even gotten the $50 thrown in for a bonus. It's still a good deal either way

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