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Messages - thaber

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1
In the analysis above, you didn't factor in what the risk is, even if we were to assume one would contract the virus.
Or what the risk for the vaccine would be in a healthy adult

2
General Discussion / Re: Car Lease Master Thread
« on: August 09, 2020, 01:20:05 PM »
Did you buy them all out at the end? If not, did you have to pay at the end for extra miles or damage?
Bought them all out. I don't do extra miles.

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General Discussion / Re: Car Lease Master Thread
« on: August 09, 2020, 01:19:08 PM »


It makes a difference if you were buying more car (and paying for more gas) than you would otherwise have. The math is pretty simple. When you lease you pay for the depreciation, about 6% interest and whatever the leasing company charges. When you buy you save on the interest rate and cut out the leasing company.

Really my second point is really an extension of my first. Those who can do math understand that people who are struggling to make ends meet, and certainly are not saving for their future, can't afford a new car every 2-3 years. All leasing does is hide that and make them think it makes sense. The leasing trend is as much responsible for the financial struggles of frum families as tuition and simchas.
People who can't afford it shouldn't do it. All I said is that if you're going to get a new car every 5 years it makes financial sense, and if you play your cards right as I have many times, you can pay for a good chunk of your next car with the proceeds of the first.
Even for the people you're talking about, comparing a $3,000 a year luxury to a $50,000 Simcha or $100,000 tuition bill is quite the straw man.

4
General Discussion / Re: Car Lease Master Thread
« on: August 09, 2020, 11:29:17 AM »
A lot of people would pay more to lease an Elantra than they would to lease a Tundra. That's just how people work. They like fitting in (both figuratively and literally). Not everyone would be willing to drive a truck.
I did the same with two odysseys an accord and a dodge charger to date. The choice of car is irrelevant, I was just answering his question.
PS, I live OOT

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General Discussion / Re: Car Lease Master Thread
« on: August 09, 2020, 11:20:02 AM »
Yes. We're you looking to buy a pickup truck or did you get it because it was a "deal"?

Please share your math
Was looking to buy a truck, although I don't see the relevance.
I'm paying less than you would for any mid size or higher car, with the power of a truck and the backseat space of a S class Mercedes.
As I said, if you plan on keeping your cars for 5 years it's a different story. If you get a new car every few years leasing makes more sense, particularly when you factor in that my lease is almost entirely paid for by the money I made when I bought out and sold my last lease (15-30 minutes with vroom)

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General Discussion / Re: Car Lease Master Thread
« on: August 09, 2020, 03:49:32 AM »
1 - They want to live within their means, and understand that having a new car every 2-3 years is a luxury that they don't need/can't afford.

2 - They can do math.
You read the rest of my post, right?

7
General Discussion / Re: Car Lease Master Thread
« on: August 07, 2020, 01:08:35 AM »
Car was delivered today from Rodo. Do typically cars sit at dealers for 10 months? What are these dates on the key ring?

The last 10 months were far from typical...

8


I have no problem showing the Torah values aligning with the R's on most issues. I might not agree but have no issue.

Now if you can't see the person drinking the Kool-Aid not much I can do in that case but...

"When the present occupant of the White House, whom we all know has no shortage of flaws and failings, ran against someone who, along with her husband as 42nd president, was party to more scandals including countless improprieties of a criminal nature far surpassing anything of which the current president has been seriously accused, literally rivaling the most notorious mobsters..."

Agree that paragraph was over the top

He says all politicians are varying degrees of bad, so ignore the messenger and look at the practical implications of the policies they will be pushing.

Agree with this as well. I think in principle so do the open letter writers. The dispute is in the application.
I think Trump is an immoral jerk who messed up on the response to covid. His administration has had policies which were overall favorable to our community.

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General Discussion / Re: All Halocha Shailos and teiffa Questions
« on: July 31, 2020, 07:06:12 PM »
and showering twice should be no different.

He doesn't say this. There is a strong sevara to differentiate between laundry and showering/ haircuts. And there are other achronim that do say it explicitly, which he quotes at the very end of the teshuva, as well as ones he doesn't quote.

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General Discussion / Re: All Halocha Shailos and teiffa Questions
« on: July 31, 2020, 02:53:23 AM »
There are two shailos here. One is when the heter starts in a year like this, and the other if non tzorchei shabbos are also muter. Rav Falk addresses mainly the first one and is mattir completely. And on the second one he also believes it to be muter, but he has no clear source for it.
Barditchover ruv's psak is brought down in Piskei Thuvos as well, in the bottom notes.
1) To clarify - Rav Falk is dealing with laundry / bathing / haircuts. Not meat and wine. He is very explicit at the end of the teshuva
2) He only discusses non tzorchei Shabbos with regards to laundry. There's a strong sevara because of the takanos Ezra, that he brings in s"k #10 as well. I heard the same from other poskim as well.
3) Haircuts and rechitza lkovod shabbos he is matir as well
4) what he does not discuss is our question - where it's not lkovod shabbos. I'm going to shower tonight, but will shower again before shabbos. (same would apply to shaving).
5) There is no sevara in his teshuva that should be matir that.

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General Discussion / Re: All Halocha Shailos and teiffa Questions
« on: July 31, 2020, 02:05:20 AM »
There are two shailos here. One is when the heter starts in a year like this, and the other if non tzorchei shabbos are also muter. Rav Falk addresses mainly the first one and is mattir completely. And on the second one he also believes it to be muter, but he has no clear source for it.
Barditchover ruv's psak is brought down in Piskei Thuvos as well, in the bottom notes.
Laundry is it's own shaila.
I will look at the full context of rav falk and the piskei teshuvos. Thank you

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General Discussion / Re: All Halocha Shailos and teiffa Questions
« on: July 31, 2020, 01:41:10 AM »
Rav Falk also believes so.



https://hebrewbooks.org/pdfpager.aspx?req=21547&st=&pgnum=277
without seeing the context, it's not clear the Rav Falk is paskening like that. Just that he's explaining the MA. I haven't seen any contemporary poskim that discuss the sugyah  (Rav Nissim Karelitz, Rav Wosner, Dayan Fisher, Rav Moshe etc)being mattir lemaaseh
AYLOR. Many chassidim follow the psak in name of the Barditchover Ruv Ztz''l to allow everything for in such a year. Since all dinei aveilos were removed for Friday.
do you have a source for this?

What I've seen from litvishe and chassidishe poskim - machlokes re haircuts tonight. some who are matir haircuts still forbid bathing (presumably because you will bathe again before shabbos).
Laundry even for items that you won't need,  -I saw one machmir shita, but most are meikel, and Rav Moshe explained that the takanos Ezra to wash on thursday so as not to be busy with it Friday is the mattir.

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Trip Reports / Re: Panama Forever in our Hearts
« on: July 30, 2020, 11:03:29 PM »
Amazing. Thank you

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