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Messages - davidd75

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16
No i meant pay the full 4300 in tuition for maximum tax benefits and use the 529 college savings plan to pay off 1-12 tuition that you would have otherwise paid out of pocket!

But may not work as NJ and NY I don't think have enacted the ability to pay for 1-12 with 529 funds

17
what you save by using appreciated 529 money or American Opportunity credit?

Is there a way to use both!

pay off tuition and get AOC credit  and use 529 to fund 1-12 school if allowed in NJ?

18
probably
do the calculation
what calculation?
 its either a $4300 deduction or nothing?

19

Is it better to pay outright for college tuition rather than use 529 savings funds so I can make use of higher education expense tax deductions?
We are talking about $4300 for the whole year.

20
Destination Guides And Trip Planning / Re: Catskills Master Thread
« on: July 21, 2020, 09:52:18 AM »

Ive asked this before but still looking for some adventure activities for my older boys ages (15, 14, 12, 9).  I think I could taking them to shooting range one day in NJ but need to fill out some other days; any ideas or suggestions in the area?

zip lining?
where can they ride ATV themselves or professional go carts?
any other ideas?

21
General Discussion / Re: Any mortgage experts on the forums?
« on: July 20, 2020, 04:47:36 PM »
I got quoted 2.5% for a 15 year refi, if you know of better than this please let me know.

with points and closing fees?

22
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 16, 2020, 02:57:59 PM »


police officer said they tried texting service and it did not work out so they must have tried it

23
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 16, 2020, 10:21:59 AM »
thansk. Never knew about this place. Excellent reviews

auto body shop?

24
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 16, 2020, 09:28:10 AM »
was at dmv in toms river this am  and they don't do texting/calling anymore.

 you get a ticket and have to wait until you are called

25
Yes but not mandatory/ no fine.

meaning they give you form and optional to fill it out?  everybody landing EWR gets the form?

26
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 15, 2020, 05:29:42 PM »
In case anyone needs the DMV, they have a very good system in place now. They give out 300 numbers every morning staring at 7. I was there today at 845 and got in the low 200's. They text me approximately half hour before my turn which was about 1PM, again 15 min and then its my turn now. There is a security card by the door who comes out every few minutes to announce the numbers.  Was in and out in ten minutes. FYI

thanks this was in lkwd and Toms River?

27
what about landing in EWR also have to fill out form there as well?

28
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 15, 2020, 10:00:01 AM »
Are you looking to purchase carpet, install carpet, clean carpet, or repair carpet?
tear old carpet out and install new one

29
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 14, 2020, 05:20:57 PM »
can anyone recommend inexpensive carpet guy/company?

30
Destination Guides And Trip Planning / Re: Lakewood NJ Master Thread
« on: July 13, 2020, 04:58:47 PM »
So go on Thursday and get a ticket for Friday.

I wish I had the time! Wanted to drive there only on Friday afternoon but that might have to wait a while :(

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