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Messages - Shmulyg

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106
Credit Cards / Re: Citi AA Master Thread
« on: April 23, 2014, 01:54:32 AM »
Wait for points to appear in AA to close and them apply for next card? Or just apply now with first one still open?
Either way should work.

107
Credit Cards / Re: Amazon Payments Master Thread (Poll)
« on: April 20, 2014, 02:22:52 AM »
I don't think there's any big kuntz.  You add it like a cc.  You can add it to the regular Amazon account and it will show up in AP.
He might be referring to the 'first inserting wrong expiration date' thing.

108
Credit Cards / Re: American Express churning is over!
« on: April 19, 2014, 10:46:22 PM »
unfortunately sometimes you need to take the hit.
True that. But you also have to do all you can to try and prevent it.

109
Credit Cards / Re: American Express churning is over!
« on: April 19, 2014, 10:45:28 PM »
I just thought of a עצה you should apply for another DL Card and call in for that one... It's to late. Oh well.
Yup. too late. Though, that would have probably been flagged as a duplicate anyway, no? Either way, thanks a bunch for all the help guys!

110
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 06:44:18 PM »
It's almost Shabbos for us! :)
All the more frustrating. Had i heard about this, i wouldn't have done it on a Friday.

111
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 06:43:22 PM »

They did  not close yet.  HUCA.
It seems to be in their notes. No matter who i speak to, they all say the exact same thing. Is the Delta card even worth a pull?... Oh well...

112
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 05:53:03 PM »
MP said HUCA worked.
Thanks! Problem is i'm HUCA'ing so much that i'm hitting the same reps again. It looks like i'm out of luck.

113
Credit Cards / Re: Chase A/A Master Thread (Now With Poll)
« on: April 18, 2014, 05:38:32 PM »
April 17, 2014
Chase Earns Record Five TNS Choice Awards For Outstanding Performance

April 17, 2014 – NEW YORK – Chase earned an unprecedented five awards for achieving outstanding performance in consumer banking in 2014, according to TNS, the world's largest custom research company. Chase has received more TNS Choice Awards than any other company in a single year.
 
Chase earned National Achievement in Consumer Banking and in Premier Banking, as well as Regional Achievement in the East United States, Central United States, and West United States categories. The Premier Banking award reflects outstanding service to customers with assets greater than $100,000.
 
"Receiving this recognition is a great accomplishment for our entire Chase team. We work hard to provide our customers with the best customer experience and we are proud that TNS’s research reflects our dedication,” said Barry Sommers, CEO of Consumer Banking at Chase, which serves 21 million U.S. consumer households.
 
The TNS Choice Awards recognize financial institutions who are the best among their peers in acquiring, retaining and developing customers. TNS conducted interviews with 25,000 consumers across the United States to determine their top selections.
 
"Consumer preferences for Chase are now higher than we’ve ever measured, and substantially higher than any competitor," said TNS Senior Vice President Bill Matlack. "Chase has strong and improving client loyalty which is being rewarded with superior customer retention and share of wallet performance."
If only the same would apply to those with greater than 100k of assets in miles...  :'(

114
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 05:34:57 PM »
If all they say is they want to wait till the CL they just issued you shows up on the CR. Why not just ask them to factor that in since they clearly know about it.
Already tried that one :-\

115
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 05:33:40 PM »
I don't think there's a specific way, maybe call and keep calling until you get a rep that can approve you. When I did it for my brother I waited the 5 days.
= second pull...

116
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 05:27:54 PM »
How does one report of a person having a problem with a 2BM lead you to that conclusion?
I successfully did a 3BM for personal cards with Amex last week.
Take a chill, man! I keep getting the same answers from both reps and supervisors (and it's a מילתא בטעמא), so i stuck that in. Anyway, if anyone has any advice on how to push the second card through before Shabbos (i don't think the Delta card is worth an inquiry unto itself), it would be greatly appreciated.

117
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 05:15:56 PM »
A business and personal amex card will merge into one pull?
If both pulled on the same day, yes.

118
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 05:13:00 PM »
There are reports of people getting around it tho.
How? They seem adamant. And Shabbos is closing in fast...

119
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 04:19:42 PM »
(I've been off the grid for some time so please excuse if this was already discussed)

Early this morning i applied for the personal SPG and personal Delta cards (the only two personal cards past the 12-month time frame). Called for the SPG - was approved with a 22k CL (FR trigger? Should i lower it?). Then called for the Delta and was told that they don't process more than one app within 5 days. When asked if it will be another pull, he said they haven't yet pulled for the Delta, and yes, they will pull in five days' time. Is this information accurate? Any advice would be appreciated.
Just HUCA'd and got the same response. This time the rep added that the reason for the delay is that they want the first card to show on my report when they pull it for the second card and factor it in to the decision. I know I've been away for a while, but is this all true? Is the Amex 2/3BM dead?

120
Credit Cards / Re: American Express churning is over!
« on: April 18, 2014, 03:07:37 PM »
(I've been off the grid for some time so please excuse if this was already discussed)

Early this morning i applied for the personal SPG and personal Delta cards (the only two personal cards past the 12-month time frame). Called for the SPG - was approved with a 22k CL (FR trigger? Should i lower it?). Then called for the Delta and was told that they don't process more than one app within 5 days. When asked if it will be another pull, he said they haven't yet pulled for the Delta, and yes, they will pull in five days' time. Is this information accurate? Any advice would be appreciated.

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