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Messages - Shmulyg

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Credit Cards / Re: Chase A/A Master Thread (Now With Poll)
« on: April 18, 2014, 02:57:47 PM »
If business cards do not show on your report how would they know?
He may be referring to Chase biz cards.

Credit Cards / Re: American Express churning is over!
« on: April 17, 2014, 11:54:52 PM »
What do you mean by donor card?
The one you're transferring CL from.

Credit Cards / Re: Credit Card For Beginners
« on: February 12, 2014, 06:18:12 AM »
May be time for a wiki.
There is and it's all there.

Credit Cards / Re: Credit Card Retention Bonuses
« on: February 12, 2014, 01:58:52 AM »
Try HUCA. If downgrade to green i think there is an additional 5K bonus you get.
5k Green bonus only works for biz cards and even then it's YMMV.

If I didn't get 5k for downgrading to green is there anything to do to get it ?
No. (Assuming you already spent on it, as some have reported it being necessary to do to receive the bonus - though, that wasn't my experience.)

Credit Cards / Re: $400 Bonus and 2.2% Back with Barclaycard Arrival
« on: February 11, 2014, 12:44:32 AM »
I know that churning on this specific card have already been discussed. But whats the story with annual fees? Any reccomendations? Close/transfer/downgrade?
Has it even been around long enough for the AF to hit?

Credit Cards / Re: Amex Business Gold Card 75,000 point bonus
« on: February 10, 2014, 02:34:13 AM »
As far as I can tell (afaict?) it happens automatically
But it's YMMV.

Deals/Deal Requests / Re:
« on: February 09, 2014, 04:14:20 AM »
It was not a scam,  they had the same deal on their website.
What u were getting by going thru their deal was the phone for 200 and the 8 %.
U already got the phone.
From my experience,  emailing or calling the tmobiledeal people, they stood by me.
A few tmobile people got fired recently,  bec they overpromised - free phones,  credit for other carriers termination fees,  discounts. ..
But it seems like tmobiledeal got new reps to work with u and they have all the info in writing and it's being honored.

Look at ur original email,  when u had to respond that u agree. If it says 20 a line,  that's what they will honor
Despite the 'over-promising' of the fired reps, they will still honor your original plan.

Credit Cards / Re: Amex Business Gold Card 75,000 point bonus
« on: February 08, 2014, 11:55:05 PM »
if you have a biz gold and apply for biz plat you don't get the points?

Credit Cards / Re: Barclays US Airways
« on: February 08, 2014, 11:44:25 PM »
if I close my card as soon as my miles post will they give me am $89 check? Also in order to get Lufthansa do I need to close US airways?
I had no problem getting the Lufthansa while still having my USAir open.

After CV's invitation, I just completed a heavy edit of the Wiki. My intent was to be clearer and more organized than what came before. I mean absolutely no disrespect to previous wiki writers - on the contrary, I would not have been able to write this version without them.

Please let me know what you think.
Me thinks you'll make a good ghostwriter for YMS ;)

Credit Cards / Re: Credit Card Retention Bonuses
« on: February 03, 2014, 08:48:56 PM »
What if I downgrade to none proffered after I was charged the $95, will I get it back?

Credit Cards / Re: Citi AA Master Thread
« on: February 03, 2014, 12:14:24 PM »
If I pay & re-charge to ink cards in sane cycle will chase care?
Please stick to the thread's topic.

Credit Cards / Re: Amazon Payments Master Thread
« on: February 03, 2014, 09:50:50 AM »
Now CV will have to redo his collage to include your post :P

Credit Cards / Re: Citi AA Master Thread
« on: February 03, 2014, 09:45:20 AM »
Although I have had the same experience (no issues with many instances of spending over the CL in 1 statement from many banks) - it seems to be a given on here that it's a FR/AA risk so we could be playing with fire.
This was a Citi-specific question.

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