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Messages - 89mclarenstang

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31
Credit Cards / Re: Barclays US Airways
« on: January 12, 2015, 01:22:00 PM »
i keep getting really bad reps...called again today for 2nd and 3rd time.  2nd person said there are no options to switch to something else.  HUCA'd and this person now is saying there is no other us airways option which i know.  after suggesting the arrival or rewards they are saying it would be a new application with another credit pull.  is that normal?  already hung up and said i would call back but i thought that was strange.  anyone else with these issues?

32
Credit Cards / Re: Barclays US Airways
« on: January 10, 2015, 05:00:38 PM »
They are in my account already since maybe Monday...

33
Credit Cards / Re: Barclays US Airways
« on: January 10, 2015, 03:35:25 PM »
just tried calling to downgrade the card and the woman gave me the story that i would be forfeiting my 50k miles if i did that.  tried getting her to waive and she wouldn't do that either.  got the card in mid december and charged fee on 12/31, paid off fee on 1/2 and paid off balance on 1/5.  first statement closed on 1/3.  she didnt even realize that i paid off fee until i told her.  she was adamant about me losing 50k though.  should i HUCA?  am i doing it too soon since getting the card?
should i not care that the she said i would lose the miles?  can they not take them back once they are in your account?
i really wanted to try and churn before its too late.

any thoughts?

34
Credit Cards / Re: Barclays US Airways
« on: January 08, 2015, 07:30:16 PM »
Phone. SM reps tell you to call IME.
thank you :)

35
Credit Cards / Re: Barclays US Airways
« on: January 08, 2015, 07:07:44 PM »
has anyone tried downgrading the card via SM to be able to churn for one more time before card goes away?  miles have posted to USAirways account and balance is 0 with fee and purchases paid off.  is it worth taking the chance via SM or best to do over phone?

36
Credit Cards / Re: Barclays US Airways
« on: January 04, 2015, 06:46:25 PM »
so what do you think should i pay the entire balance?  i dont want to waste any time with this because id like to maybe churn the card before its too late....

37
Credit Cards / Re: Barclays US Airways
« on: January 04, 2015, 05:26:15 PM »
is this 30/60 to get refund on annual fee from date of opening cc or from when paying the fee?  they didnt charge the fee on my account until the second statement...i paid the same day but still have money owed on account.  should i pay the full balance?  will the 89 i paid go towards the fee automatically or does it post against charges first?  im also waiting on the 25$ credit from paperless.  dont want to miis out on that before either downgrading or cancelling.

38
Credit Cards / Re: US Airways MasterCard Now Offering 50,000 Miles
« on: December 16, 2014, 04:56:17 PM »
anyway of paying fee and first charge prior to fee posting?  when i try to pay the 2 amounts combined on the site it tells me you cant pay more than whats been charged.  do i have to send in an actual "check" for the full amount to get it to go through?

39
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 25, 2014, 10:11:59 AM »
aha i see, them doing it wouldn't be considered a new application but me doing it would be.  Yes these last 2 applications i did were the first new cards i've got in many years.  i will wait like you suggested.  Thanks again for your assistance :)

40
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 25, 2014, 09:01:05 AM »
That sounds like a very good idea, thank you for that.  I also sent an SM on Friday to chase asking if they would give me the bonus miles on my current card since I don't believe I ever received anything when I first signed up.  Let's see what they say first.  If not as long as what you suggested is true I will try it.  Thank  you again.

So i finally received a response from chase after requesting the retention bonus.  apparently i don't have the card i thought i had.  like i said i've had this card for a very long time and assumed since its not a current card anymore that it was just converted into one of the current cards.  i guess not.
this is what they sent me.

If you would like to proceed with a product change of your
current MileagePlus account to the Explorer product please
be aware that you would not be eligible for any enrollment
bonus miles or the first year annual fee waiver. These
offers are only available to new account applications. We
are unable to apply 50,000 bonus miles to your existing
account.

Please also understand that the MileagePlus Explorer Card
select offer of 50,000 bonus miles is by invitation only.
If you were not personally solicited for this offer, we
welcome you to apply for the MileagePlus Explorer card
with 30,000 bonus miles offer. You can apply for the
MileagePlus Explorer card at www.chasecreditcards.com,
www.TheExplorerCard.com or call 1-888-744-6899.


Seems kind of strange that they would say i wouldnt be eligible for bonuses or fee waiver in the first paragraph and then suggest i apply to get the bonus?  i know my card gets 1 mile per dollar so i dont know what my card is considered.  also keep in mind that i signed up for ink last month and freedom this month.  is it a good idea to sign up for another card again?

thanks for your help.

41
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 23, 2014, 01:13:02 PM »
That sounds like a very good idea, thank you for that.  I also sent an SM on Friday to chase asking if they would give me the bonus miles on my current card since I don't believe I ever received anything when I first signed up.  Let's see what they say first.  If not as long as what you suggested is true I will try it.  Thank  you again.

42
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 21, 2014, 10:05:17 AM »
thanks for the reply :) 
i made her an employee/au under the ink i just got and they have her social.  wouldn't that prevent me from signing her up for the ink again? 
you think i should reapply for a united on my social even though i already have one, to be able to get current bonus?  can you have 2 of the same card under your social?  should i make a new FFN for that 2nd united card i would sign up for?  or should i leave my card alone and just do the signups under her social?

43
Credit Cards / Re: Amexserve/Softcard
« on: November 21, 2014, 09:21:13 AM »
does signing up for serve via a referral link cause you to lose out on signing up through softcard?  meaning the referral gives you and the referer 10$ each, but signing up through softcard gives you higher loads per month.  if i sign up through softcard using the email address that was sent in the referral do you think it would be the best of both offers or do i have to choose which is better for me?

Any experience??  want to try and sign up today to hopefully have card in time for SBS.

44
Credit Cards / Re: United MileagePlus Explorer Card
« on: November 21, 2014, 06:35:49 AM »
I'm just starting to get into this credit card game and had a question regarding this card.  I've actually had this card for over 10 years and its been my main card ever since.  I never received any sign on bonus when I first got it or anything in between.
What is the best way to try and get this 50k bonus? Trying to accumulate more miles faster for a trip to Israel for the family in around 3 years.  Would love to not pay for tickets.
Last month I signed up for the ink 70k and got it and this week signed up for freedom 20k and got it.
Credit score is 841. 
Do I cancel my current United card that I've had for so long and reapply right for this card? Should I make a FFN under my wife's name or something and then eventually merge accounts when the time comes to buy tickets?
Too many pulls in a short time frame?  Should I care? Was planning on signing up for 2nd freedom card under my wife's name and social using referral after I get mine.  Should I sign up at same time for this United card under her social so it shows as one pull?
Should I keep my card which is under my social with her as an authorized user and still get another under her social? Is that possible?
Sorry for so many questions :) thanks

45
Credit Cards / Re: Amexserve/Softcard
« on: November 20, 2014, 09:11:05 PM »
Anyone else have any ideas?

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