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Topics - ludmila

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Credit Cards / Bank of America Air France/KLM Credit Card To Be Launched
« on: September 05, 2018, 02:58:00 AM »

Annual fee of $89
Sign up bonus of 25,000 miles after $1,000 in spend
Card earns at the following rates:
3x miles per $1 spent on AirFrance/KLM and Skyteam members
1.5x miles per $1 spent on all other purchases

General Discussion / Club Carlson account hacked
« on: August 23, 2018, 11:19:06 PM »
Tried logging in to my Club Carlson account tonight, kept getting the wrong password ---. when I tried to reset online , I received an email without a link to reset, stating to join CC go to our website and open an account, got suspicious, called and was told that my email is different than what I provided the rep, asked him what email he has , he would not tell me, asked for a manager, and after verifying my info, gave me an email that was not mine, the name, address and phone number were all mine. I knew immediately that someone hacked my account, then I asked him how many points do you show in my account, said 43000 pts. I have over a million points, all gone except for 43000. Now this is what I found out, on 8-13 my email was changed without me getting any notification, same day the hacker used my points, exactly 1100000 pts to purchase Amazon gift and other gift cards cards from Amazon and another site he named.
They opened a case , and will contact me tomorrow, I am not worried about getting my points back, but the hacker got my name, address, phone numbers , not sure if Club Carlson has D.O.B stored, can't log in to my account to find out.

After getting my points back, what do you think I should ask for as a compensation, for what happened and the 2 hours I spent on a chat and phone with them. Do I need to contact the credit bureaus since the hacker has my personal info?

General Discussion / Forex, futures and stocks trading
« on: August 16, 2018, 04:08:21 AM »
After the big drop in the metals, I took a small position in each of the PM's , 1 futures contact long each
Bought Silver @ 14.35
Bought Gold @ 1161
Bought Palladium @835
Bought Platinum @ 757

Using a trailing stop, these can turn to extremely profitable trades with very small risk with a stop.

Just Shmooze / University sent our FAFSA to a wrong family
« on: July 27, 2018, 06:39:21 PM »
I received 2 letters from a university that one of their financial aid employees sent my 2 daughters FAFSA by mistake to a different family, it includes ours and my daughters SSN, D.OB. address etc, they apologized and offered 6 months free credit monitoring , is there any legal action we can take against the university by checking with an attorney to sue, this is scary stuff, all our personal info sent to strangers. Any opinions?

Goods For Sale/Trade / Justice Stores Vouchers for sale
« on: July 11, 2018, 09:56:20 PM »
Selling Justice Vouchers  $120 for $60 @ 50%
$30 x 4

Preferred payment method-Venmo.
Justice is popular for children up to ages 12 or 13.
Will send by email.
Redeemable till October 16,2018. In store only.
As per the disclaimer, they are transferable, cannot be combined with style perks, associate discounts entire store events unless otherwise stated on the offer.

Found it on my 2 VA BOA cards.

Earn $75 cash back when you make two transactions with AT&T wireless using your eligible card associated with this offer.

Call 1-800-868-9708, visit AT& or come into an AT&T store today!

Offer expires 3/1/2018. Must make two separate transactions with AT&T on wireless products or services of at least $15.00 on the card associated with this offer by 4/16/2018. Your $75 cash back is earned within 30 days after making your second transaction. See offer details. Taxes, fees, other charges & restrictions may apply. Add'l speed, usage, and other restrictions apply. Offer valid one time only

Deals/Deal Requests / FREE REDBOX MOVIES
« on: October 21, 2017, 06:45:48 PM »
Get your FREE DVD Movie Rental at Redbox when you text RETURN to 727272! Your unique code is valid on line or through the Redbox App. If you are already subscribed to their texts, you'll need to text STOP to 727272 first.  Expires 11-4-2017.

It will keep getting worse for Equifax and the rest of the credit bureaus. I guess this could be the BIG SHORT of the year.If it breaks 90 Ill short EFX and keep a trailing stop.

They’re terrified a mass credit freeze will crush revenues.
So a day or two ago, Equifax changed its page for initiating a “security freeze” to make it a lot harder for consumers to get a security freeze (aka credit freeze).

Credit bureaus are required to offer a security freeze. But they’re not required to make it easy. Credit bureaus sell consumer data to other companies. When you try to open an account at a bank or credit card company, that company will check your credit worthiness via the data obtained from credit bureaus. If someone obtains your data that was stolen from Equifax, he can open an account in your name and borrow money in your name, and you get to fend off the creditors when they chase after their money, and your credit will be ruined too.

Identity theft is a nightmare to resolve. The best prevention is putting a security freeze at the three major credit bureaus: Equifax, TransUnion, and Experian.

A credit freeze makes this form of identity theft nearly impossible because banks and credit card companies that cannot verify the applicant’s credit history will not open a new account. And since your stolen data will be out there forever, you need to protect yourself for the rest of your life.

But to make it even harder to obtain a security freeze, Equifax put a huge distracting red button on the top center of the security-freeze page. It takes you to a page full of other stuff where a security freeze is mentioned only at the bottom, but without link.

This is what the devious button looks like that you do not want to click:

Instead, scroll past the devious red button. Now the security-freeze section appears that used to be at the top. And it provides the appropriate link. But most people will never see it because they were deceived by the devious red button.

Under withering pressure and allegations of profiteering from its victims’ plight, Equifax announced that credit freezes will be free until November 21, and that consumers who paid for it starting at 5pm EST on September 7 will receive a refund.

TransUnion has become even more devious in trying to prevent consumers from initiating a security freeze and denting its revenues. Its old credit-freeze page that I’d linked in my September 7 article — and that subsequently major media outlets and State Attorneys General linked in their communications – was changed a couple of days ago.

Now that page goes through all kinds of blah-blah-blah. You have to scroll all the way down to get to the very last paragraph to find the first mention of a “credit freeze” and the new link where you can initiate the credit freeze. But even on that “credit-freeze2” page, TransUnion is trying to talk you into a “security lock” instead.

Experian has not yet changed its security freeze page.

This deviousness is a sign these companies are terrified that a mass credit freeze will hit their revenues and shares. And this isn’t a short-term blip. This is for life.

Banks, credit card companies, and other Equifax customers squeal. Consumers (the product) squeal. Congress squeals. Investors squeal. Read… The Crushing of Equifax

I know this post does not belong in this thread, but I thought someone might use it instead of expiring , Gold status, Free night e certificate that expires today,needs to check in today, can be used in any club carlson in USA, ill send the e certificate number to the first person to pm me.

Kroger is offering 4x FUEL POINTS when buying a $25, $50 or $100 MASTERCARD or VISA gift cards until  8/1/2017. Use a card with supermarket bonus points.

Make sure to upload offer on your Kroger card, UNLIMITED use.

X5 UR points on Ink, limit 3, expires 7-22 or while supplies last.

 Get $60 Off $400+ Purchase at Home Depot

Gift cards??---etc

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