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Messages - Kn9ght

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bump. Can anyone confirm this? Offer expiring tom
hard pull from EQ. At least that's what they used to do in the past. My wife opened a checking acc last year and got a hard pull.

Credit Cards / Re: Chase Reconsideration
« on: June 18, 2013, 09:57:00 AM »
I called recon yesterday and the guy asked me why I opened so many cards in short time period. I replied that I liked the benefits of each cards: priority boarding, 1st checked bag free, etc. Then he asked how many cards I want to acquire, I replied this is the last one. Then he simply replied that he cannot open anymore cards for me. I offered to shift CL or close a card but he said to do so, I have to be qualified for a new card. What should I do? If I HUCA and got these questions again, what should I reply?

Credit Cards / Re: Amex F/R Master Thread
« on: May 19, 2013, 01:35:42 PM »
Of course it's not a risk - after all, AFAIK Amex can't tell from just a bank account number whether it is business or personal. The question is, once someone is being FRed already, and they ask to see bank statements, will they hold it against him that it's a personal account?
Well, when i linked my bank acc, they did ask if it is a biz acc or personal acc.

Credit Cards / Re: Amex F/R Master Thread
« on: May 18, 2013, 10:37:49 PM »
I don't have a biz checking acc. If I use my personal checking acc as the payment source for my AMEX Biz Gold, will it raise a red flag?

Credit Cards / Re: Barclays Reconsideration
« on: May 09, 2013, 02:13:08 PM »
I do have a NFL MC with them from Sep 2012 but I rarely use it though. And I heard that Barclay usually does another pull during consideration call so I'm kind of afraid, I don't want to waste another pull. But I might try to call tonight. Thanks
P.S: I got 4 cards in Feb 13, 2 new cards last night (unexpected AoR thanks to AMEX Biz Gold) and a total of 12 cards during 12 months.

Does AA have fully refundable ticket? Can I book a refundable ticket just to get the statement credit and then cancel? I know I can do it with Delta.

Credit Cards / Re: Barclays Reconsideration
« on: May 09, 2013, 09:49:35 AM »
Just did a 2BM w/ US + Miles&More card. Got pending messages for both then checked status online and saw this message for both:
"Currently we are unable to offer you a Credit Card. Details on why we could not make you a credit offer will be mailed to you."
Oh well  :(

Credit Cards / Re: Amex Business Gold Card 75,000 point bonus
« on: May 08, 2013, 08:16:18 PM »
There's no diff between a new EIN or your SSN.
It might not matter now but I guess I can apply for some biz cards that I already have with my SSN?

Credit Cards / Re: Amex Business Gold Card 75,000 point bonus
« on: May 08, 2013, 08:07:08 PM »
I saw someone in SD mention that you can apply for an EIN instantly for free online via this link:

Is there any downside of it? I don't think I see this mention anywhere else.

Seems like something is off on Amex's side of things. One would think they audit their records every so often and would find this. Keep fingers crossed that they may not say anything.
Personally I think cowboom made some mistakes at their ends. Other purchases made around the same time from other sites were posted as normal. Just 3 charges from cowboom were disappeared.

Has the items shipped?
All the items were received and resold already.

Is it still taken from your available balance?
Mistakes do happen!
No, it's not taken from the available balance. It's been nearly 3 weeks now.

Credit Cards / Purchase on AMEX card but the charges are not posted
« on: April 14, 2013, 09:19:14 PM »
I bought some stuffs at on my AMEX Delta Gold card last month. The charges (a total of ~$550) were showed up as pending charges but after 10 days, they were finally fell off without posting to "recent charge" category. My question is: Is this free money? Or eventually, AMEX (or cowboom) will find this mistake and correct it?

Goods For Sale/Trade / $75 Dell gift card - ask for $50
« on: April 08, 2013, 10:16:10 AM »
For sale is a promotional e-GC from Dell.
Face value is $75, expires 06/29/13, ask for $50.

Right now you can sell Dell GC to Plastic Jungle for 88.2%. So basically it is a money maker. Am I missing smt?

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