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Messages - CountValentine

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46
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 11:28:09 PM »
Finally.  after all these posts tonight you finally figured out where I am at ;D
I knew where you were at with my first post on this.
I was trying to help and I either didn't make it clear or ...

47
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 11:24:34 PM »
valid points. current and near future portfolio size is difficult to have an advisor. I do have one lined up that told me to come back when its a bit larger.
You are the point of getting your feet wet and being comfortable in what you are doing.

48
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 11:23:25 PM »
Another part is how well will you be able to stick to your plan in the face of losses or gains from a portion of your portfolio.
This is a big concern for everyone.
I have my youngest daughter in set it and forget it mode. She gets matching funds from employer. Contribute the max and don't even look at it.

50
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 11:11:27 PM »
The major mutual fund companies have funds that do this as well.
Absolutely.

51
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 11:05:52 PM »
yes Long term IRA
I would just store it in a S&P 500 fund. This would just be temporary until you figure out a long term plan. There is a lot involved so take your time.

My government plan offered me options based on ones age. Aggressive when young, then decreasing as you got older. 

52
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 10:47:10 PM »
see my updated post above
Are you looking long term? Is this for 401k, IRA or the likes?

53
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 10:38:51 PM »

54
Politics / Re: Israel And The UAE Are Heading Towards Peace
« on: November 24, 2020, 10:29:11 PM »
I try to stay out of politics.
Goalposts have nothing to do with politics. It is to stop all the pretzels.  ;)

55
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 10:21:56 PM »
can you answer recommendations for these categories? because that was the question
I am not big on mutual funds. I would stay away from international funds at this time since the US should outperform others.
Also with the market at an all time high I would highly recommend DCA (dollar cost average). Tons on articles explaining it if you are not familiar with it.
The bottom line is you need to do your research. If not just put it in a major S&P fund.

56
Politics / Re: Israel And The UAE Are Heading Towards Peace
« on: November 24, 2020, 10:14:36 PM »
If the deals are good, sure! If it enables those countries to continue to support terror? Then, no way!
Then you have fixed goalposts unlike @zh cohen that wants moveable ones.

57
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 10:12:04 PM »
Why is everyone so touchy?
If someone has flawed financial advice in one area it is good bet it is flawed in other areas. That is my opinion on parts of his plan that I mentioned a "gazillion" times.
No need to go into attack mode.

58
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 10:02:05 PM »
None of these points were in OP's question.
Correct. If you feel someone is going wrong somewhere you don't feel it is helpful to voice your opinion?
ETA: He didn't ask about DCA but wouldn't that be helpful?

59
General Discussion / Re: Dave Ramsey Plan
« on: November 24, 2020, 09:53:02 PM »
K. ::)

I asked a question, try to answer if you can. I did not ask opinions regarding his strategy. although his retirement strategy is pretty basic, but I'm not in the mood of an argument.
If you have a substantive argument on something specific with DRP, feel free to voice your opinion. Otherwise
His financial strategies are not the best to put it mildly. We discussed interest, life insurance, home buying and others at length. I don't think you want to go over them again.
The strong point of his plan is motivation.

60
COVID-19 Discussion Board / Re: Satmar Wedding 7,000 people during covid
« on: November 24, 2020, 09:48:57 PM »
Come back after a 2 week timeout if you'd like. Good day sir!
I was just going to update the odds.  :'(

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