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Messages - shmebeble

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1501
The Green, Gold and Plat are part of the "same" product i believe.

Amex prorates the fee if you cancel after 60 days (within 60 you should get it fully refunded).

If my card is a personal GC- can I still upgrade? Is there a link for this?

1502
Credit Cards / Re: Chase Reconsideration
« on: July 23, 2013, 11:19:30 AM »
hi i just signed up for the united card and ba card and got declined and called reconsideration and was told due to the fact that i have too little of my "own" credit line which is a macys card with $300 cl. they can not accept me! does anyone if "huca" would work for me?
You can try. I was in your position about a year ago. I got the freedom first- best chance is doing it at the bank ( and it helps a ton if you have a checking account with them). After a few months "proving" yourself you should be good to go. I would wait a month to do this. I am a college student and have gotten 5 cards- 3 of which had bonuses of 50k. Good luck

1503
You can go back down to the Green card and even get another 5K for that. These cards are all charge cards which won't affect your credit utilization ratio if you cancel the card. When you cancel the card, it also starts the one year wait you must go through to get the card bonus again. IMO, i would do it and have done it, but you need to be the one to decide if you want to.
I probably will do it. If I downgrade to the green afterwards though, does that start my count? or will I have to cancel that card as well? And with regards to the fee, do I need to pay for the green card?

1504
Upgrading won't affect your CS, would just get you an additional 25K points + $200 airline credit + lounge access. You can downgrade after you get these benefits so you don't have to pay the AF.
But would I go back to a GC and then not have to pay the fee until it is due in a few months? And would you suggest doing this? More importantly is the upgrade link still valid?

1505
Credit Cards / Re: Amex Platinum
« on: July 23, 2013, 11:06:25 AM »
I currently have the Amex Gold card but am traveling a few times this year on Delta and American. I just want the lounge access. Is it worth upgrading and then downgrading back to the gold?
Or is there someone out there who would add me to their account for a day, allow me to get the card with my name and then cancel it so that I will also get lounge access? If you would be so kind please email me. If you already have 1 or 2 additional cards this will cost you nothing to add me, but I will give you some compensation for your time.
I am a college student and want to make sure my credit history looks good, so don't want to mess around with my upgrading and downgrading.

1506
I currently have the Gold card but am traveling a few times this year on Delta and American. I just want the lounge access. Is it worth upgrading and then downgrading back to the gold?
Or is there someone out there who would add me to their account for a day, allow me to get the card with my name and then cancel it so that I will also get lounge access? If you would be so kind please email me. If you already have 1 or 2 additional cards this will cost you nothing to add me, but I will give you some compensation for your time.
I am a college student and want to make sure my credit history looks good, so don't want to mess around with my upgrading and downgrading.

Pages: 1 ... 95 96 97 98 99 100 [101]