Being removed as an AU

[Yehuda25]

When someone is removed as an authorized user, does it show up as a closed account on their credit report ? is it removed altogether ?

[Joe4007]

Why not post here?

Now to your question; IME (Chase) it is not removed. In fact, it even says "open account", although in one box (seems like a field for notes) it does say "terminated".

[bubble347]

When someone is removed as an authorized user, does it show up as a closed account on their credit report ? is it removed altogether ?

You can dispute it off your report. Some banks will remove it entirely others will just write "ownership terminated" however they will not report any further activity either way.

[Yehuda25]

You can dispute it off your report. Some banks will remove it entirely others will just write "ownership terminated" however they will not report any further activity either way.

I was referring to removing it to increase the average account age...

[Joe4007]

I was referring to removing it to increase the average account age...

You can do that by:

You can dispute it off your report.

[Yehuda25]

You can do that by:

Awesome, any way to do that to a closed personal account also ?

[Joe4007]

Awesome, any way to do that to a closed personal account also ?

See discussion following this post.