I know we are capped at 4 AMEX credit cards. I already have 4 credit cards and 1 charge card. I want to cancel my Blue Cash Pref and get the Everyday card so I can cancel my Platinum and not lose my MR. Is the best way to do this to cancel the BCP first and then apply for Everyday, OR apply for Everyday, get rejected, then call reconsideration line and ask to cancel BCP then?