credit card for a congregation or charity

[eli1571]

is it possible ?
what info would they need, would it be on my SSN or on the charity id ?

[Achas Veachas]

is it possible ?
what info would they need, would it be on my SSN or on the charity id ?

Why would'nt it be possible? Like any business card it would be on the charity's EIN.

[Freddie]

is it possible ?
what info would they need, would it be on my SSN or on the charity id ?

If your organization is officially incorporated with the state, you can then get an EIN from the federal government. It's not hard. While you are at it, you can try to get 501c3 status (which is harder and must be legitimate.) You cannot even apply for 501c3 without an EIN though.

Of course, if all you really want is a credit card, you can skip the whole process and just use your SSN as the EIN like people do for a sole proprietorship.

Source: A fair amount of personal experience.

[eli1571]

If your organization is officially incorporated with the state, you can then get an EIN from the federal government. It's not hard. While you are at it, you can try to get 501c3 status (which is harder and must be legitimate.) You cannot even apply for 501c3 without an EIN though.

Of course, if all you really want is a credit card, you can skip the whole process and just use your SSN as the EIN like people do for a sole proprietorship.

If your organization is officially incorporated with the state, you can then get an EIN from the federal government. It's not hard. While you are at it, you can try to get 501c3 status (which is harder and must be legitimate.) You cannot even apply for 501c3 without an EIN though.

Of course, if all you really want is a credit card, you can skip the whole process and just use your SSN as the EIN like people do for a sole proprietorship.

Source: A fair amount of personal experience.

if I use my ssn then i won't be able to hey the bonus again within 12 months or am I wrong on that ?
Source: A fair amount of personal experience.

b

[eli1571]

Sorry post got messed up, am I right assuming that if I use my ssn then i won't be able to hey the bonus again within 12 months or am I wrong on that ?

[Freddie]

Sorry post got messed up, am I right assuming that if I use my ssn then i won't be able to hey the bonus again within 12 months or am I wrong on that ?

I have no idea which card or which bank you are talking about. For all I know, you mean the BofA Alaskan card which you can get every week a new one with the same SSN and same FF# and get the bonus each time.

[eli1571]

I have no idea which card or which bank you are talking about. For all I know, you mean the BofA Alaskan card which you can get every week a new one with the same SSN and same FF# and get the bonus each time.

sorry your right I'm refering mainly to amex cards and also some chase cards.

[Freddie]

sorry your right I'm refering mainly to amex cards and also some chase cards.

If you use your SSN as the TIN on an Amex business, it probably will NOT give you the bonus a second time in 12 months.

Not sure how Chase works. For a non airline linked card it should be fairly churnable even at short waiting periods.

[eli1571]

If you use your SSN as the TIN on an Amex business, it probably will NOT give you the bonus a second time in 12 months.

Not sure how Chase works. For a non airline linked card it should be fairly churnable even at short waiting periods.

and if I use a proper ein then its got nothing with my social just like a biz card ?

[Freddie]

and if I use a proper ein then its got nothing with my social just like a biz card ?

What do you mean "nothing with your social"? You have to put in your social; that's how they pull your credit.
But as far as the bonus, then yes, you can get another bonus for each business. (We're talking about Ink cards still, I am assuming.)

[thaber]

and if I use a proper ein then its got nothing with my social just like a biz card ?

With amex even if you use an Ein they do a personal pull with your social and you're limited to one every 12 months

[eli1571]

so for amex I won't get the bonus a second time and chase I can.
thanx

[JayR]

so for amex I won't get the bonus a second time

If I'm following correctly,

Your social allows them to pull your report if to accept/decline your application. The EIN tells Amex what business it is.

Bonus goes according to what you put into EIN number (NOT your SSN):

If you put in a different EIN each time you apply, then each business will get bonus (because that business never had the bonus yet)
If you enter same EIN/SSN, then after the first time you won't receive the bonus again because that EIN/SSN already received it

[DMYD]

Your social allows them to pull your report if to accept/decline your application. The EIN tells Amex what business it is.

Bonus goes according to what you put into EIN number (NOT your SSN):

If you put in a different EIN each time you apply, then each business will get bonus (because that business never had the bonus yet)
If you enter same EIN/SSN, then after the first time you won't receive the bonus again because that EIN/SSN already received it

You sure about that the sign up bonus goes on EIN? So your saying if someone opens up 10 EIN numbers he can apply 10 times and receive 10 signup bonuses with Amex?

[JayR]

You sure about that the sign up bonus goes on EIN? So your saying if someone opens up 10 EIN numbers he can apply 10 times and receive 10 signup bonuses with Amex?

I'm just explaining what was already said

With amex even if you use an Ein they do a personal pull with your social and you're limited to one every 12 months

If you use your SSN as the TIN on an Amex business, it probably will NOT give you the bonus a second time in 12 months.

[Freddie]

You sure about that the sign up bonus goes on EIN? So your saying if someone opens up 10 EIN numbers he can apply 10 times and receive 10 signup bonuses with Amex?

Isn't that exactly what the Lakewood dudes with the posters in shul do?

[thaber]

I'm just explaining what was already said

Freddie and I were NOT  saying the same thing, I'm being much more restrictive. If I'm wrong I'd be delighted, but that is my understanding.