Author Topic: which card should I use for purchases over 20k  (Read 393 times)

Offline koshergourmetmart

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which card should I use for purchases over 20k
« on: December 28, 2018, 09:24:01 AM »
I am going to be charging upwards of $20k on credit cards this year. I am not planning in applying for new credit cards this year. I am wondering what benefits would I get for charging 20K+ on a credit card I do have. I was thinking of status airline/hotel. How much do I need to spend on the credit cards I have in order to gain a status or extra benefit?

I have

ritz carlton cc
united explorer
amex platinum
sapphire reserve
freedom
starwood
ihg
chase ink

Basically I want to maximize the benefit of the cards I do have

Thank you

alyssa

Online davidrotts63

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Re: which card should I use for purchases over 20k
« Reply #1 on: December 28, 2018, 09:24:48 AM »
Change Freedom to FU and use that
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline chilipalmer

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Re: which card should I use for purchases over 20k
« Reply #2 on: December 28, 2018, 10:24:39 AM »
The only card in there that I see that might have a good spend threshold is the Starwood, and it would have to be the Luxury one. If you charge $75k on that, you'll get Marriott Platinum.

Otherwise, yeah, get a Freedom Unlimited or a 2% card like the Citi DoubleCash.

Offline S209

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Re: which card should I use for purchases over 20k
« Reply #3 on: December 29, 2018, 10:48:44 PM »
I am going to be charging upwards of $20k on credit cards this year. I am not planning in applying for new credit cards this year. I am wondering what benefits would I get for charging 20K+ on a credit card I do have. I was thinking of status airline/hotel. How much do I need to spend on the credit cards I have in order to gain a status or extra benefit?

I have

ritz carlton cc
united explorer
amex platinum
sapphire reserve
freedom
starwood
ihg
chase ink

Basically I want to maximize the benefit of the cards I do have

Thank you

alyssa
Which Ink? What type of purchases?
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