Author Topic: 0% APR card comparisions  (Read 1229 times)

Offline chevron

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0% APR card comparisions
« on: January 08, 2019, 01:23:48 PM »
Hi all, i'm looking to get a 0% APR card, need to move a balance. The barclays arrival has 70k point sign up and 12 months 0% APR.

I could pull off the spend, just curious if theres a better option. thanks!

Offline ib3

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Re: 0% APR card comparisions
« Reply #1 on: January 08, 2019, 01:26:34 PM »
The Barclays card is a personal card which will show the balance on your credit report. Rather get a business card with a 0% apr which won't show your balance on your report.

Offline Luvisrael

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Re: 0% APR card comparisions
« Reply #2 on: January 08, 2019, 01:31:08 PM »
The Barclays card is a personal card which will show the balance on your credit report. Rather get a business card with a 0% apr which won't show your balance on your report.
do you know of any?

Online ruv

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Re: 0% APR card comparisions
« Reply #3 on: January 08, 2019, 01:36:31 PM »
Ink unlimited, Ink cash, both 0 APR for 12 months.

Offline emjee

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Re: 0% APR card comparisions
« Reply #4 on: January 08, 2019, 01:53:55 PM »
Amex bbp has 15 mo. Not as big of sign up bonus as chase inks but longer 0% APR time period

Offline LoLo

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Re: 0% APR card comparisions
« Reply #5 on: January 08, 2019, 02:16:41 PM »
Amex limits BT to $7500 or 75% of the CL, whichever is less. (You could MS the rest though.)

Online gozalim

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Re: 0% APR card comparisions
« Reply #6 on: January 08, 2019, 03:02:25 PM »

Offline chbochur

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Re: 0% APR card comparisions
« Reply #7 on: January 08, 2019, 03:50:55 PM »
Hi all, i'm looking to get a 0% APR card, need to move a balance. The barclays arrival has 70k point sign up and 12 months 0% APR.

I could pull off the spend, just curious if theres a better option. thanks!
Pm sent

Offline Yhgfkj

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Offline S209

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Re: 0% APR card comparisions
« Reply #9 on: January 08, 2019, 10:20:26 PM »
Pm sent
Are you one of those guys who offers this as a service (charge 5% to move it to a 0% APR card)?
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Offline chbochur

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Re: 0% APR card comparisions
« Reply #10 on: January 08, 2019, 10:48:16 PM »
Are you one of those guys who offers this as a service (charge 5% to move it to a 0% APR card)?
Not sure the exact details you're referring to. But I do have experience doing this type of work. And pricing varies on many different factors.

Offline chbochur

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Re: 0% APR card comparisions
« Reply #11 on: January 08, 2019, 10:51:02 PM »

Offline S209

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Re: 0% APR card comparisions
« Reply #12 on: January 08, 2019, 11:51:22 PM »
Not sure the exact details you're referring to. But I do have experience doing this type of work. And pricing varies on many different factors.
If I were someone else on DDF Id scream and yell at you about how youre taking advantage of other people who could just apply for the 0% APR cards themselves..
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Offline chbochur

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Re: 0% APR card comparisions
« Reply #13 on: January 09, 2019, 12:06:31 AM »
If I were someone else on DDF Id scream and yell at you about how youre taking advantage of other people who could just apply for the 0% APR cards themselves..
If you know me you'd know that quite the opposite. I try my hardest not to charge money. You can ask others on ddf that I actually coach people to do this on their own (and give free advice)
 in my experience people tend to mess up really badly putting in the applications and that's why I am willing to do it for them and therefore have to charge a fee for my time.
Another point is allot of people with a decent amount of debt won't be able to get a lot of zero apr cards with the outstanding debt which is another thing we need to get rid of before applying...

So no I'm not doing this to make money rather I do it as a favor. But if it will take me time to sit with them and put through the apps or put it through for them I'm forced to charge for my time.

And a side note I don't charge anywhere near 5 percent.

Offline 12HRS

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Re: 0% APR card comparisions
« Reply #14 on: January 09, 2019, 12:32:40 AM »
Wells Fargo Biz also has 0% for 9  months