The answer to your question is very simply answered by answering two questions:
1) Do YOU need/want this now?
2) Can YOU do it in the time frame you need/want for cheaper or free?
If the answer to 1 is yes and to 2 is no, then it’s worth it.
I realize that I should phrase the question differently:
I'm looking to open up credit cards with a 0% APR and I'm aiming for 250k, has anyone done this on their own and if yes, are there certain guidelines to keep in mind, as I don't want to mess up my chance at getting this money - or is it worth paying someone $11000 - $15000 (a lot of money for me) in order to have a better shot at getting the approvals without hangups along the way?
I am aware of those balance transfer checks that people receive in the mail for a 2 or 3 percent charge, however, this is different, as there would be no charge at all, being that it's from the credit card itself.
Additionally, I was wondering if anyone knows how you can covert credit from a credit card into cash for no or low cost (not cash advance)?