Author Topic: Up to 250k cash with 0% APR Credit Cards  (Read 9424 times)

Offline shmaltz

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Up to 250k cash with 0% APR Credit Cards
« on: January 14, 2019, 03:14:27 PM »
I recently came across a company which helps you open up credit cards with a 0% APR for a year or more, and claim that they can get you up to 250k if you have very good credit, and less if your credit is not as good. They charge 4.5% for every 100k and an additional 1.5% to convert it in to cash.
Has anyone done this before and if yes, is there a big risk in allowing a third party to do this on your behalf?
Is there really a reason to pay them so much if you can do it yourself - what are they doing that you can't do on your own - inflating your income, or is there more to it that makes it worth the fee?

Offline ShlockDoc

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #1 on: January 14, 2019, 03:22:46 PM »
Don't let people open credit cards in your name. 

Offline jj1000

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #2 on: January 14, 2019, 06:06:59 PM »
I'll let you open CC's for me for $250,000 cash.
See my 5 step program to your left <--

(Real signature under my location)

Offline Alexsei

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #3 on: January 14, 2019, 06:13:36 PM »
if you speak yiddish listen to this 8457381100;3,4,7,22#
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Offline shmaltz

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #4 on: January 14, 2019, 10:30:14 PM »
if you speak yiddish listen to this 8457381100;3,4,7,22#
Basic yiddish..
He seems to be talking about the value of hiring anyone that is an expert in their field, like real estate etc. - I'm questioning if there is really an expertise here that's worth $4,500 - $6,000 per $100,000 or it's something that anyone can pretty much do by inflating their income..

Offline S209

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #5 on: January 14, 2019, 10:43:06 PM »
Basic yiddish..
He seems to be talking about the value of hiring anyone that is an expert in their field, like real estate etc. - I'm questioning if there is really an expertise here that's worth $4,500 - $6,000 per $100,000 or it's something that anyone can pretty much do by inflating their income..
The answer to your question is very simply answered by answering two questions:
1) Do YOU need/want this now?
2) Can YOU do it in the time frame you need/want for cheaper or free?

If the answer to 1 is yes and to 2 is no, then it’s worth it.

Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline Denverite

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #6 on: January 14, 2019, 11:21:25 PM »
Basic yiddish..
He seems to be talking about the value of hiring anyone that is an expert in their field, like real estate etc. - I'm questioning if there is really an expertise here that's worth $4,500 - $6,000 per $100,000 or it's something that anyone can pretty much do by inflating their income..

You can do this yourself and all the offers only charge a flat 3%...I get these “checks” in the mail all the time for large amounts (because I’m well qualified and do have good credit)...remember some of these cards back date the full interest of you don’t pay the balance in full by the end of the 6 months or a year. 

Offline shmaltz

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #7 on: January 15, 2019, 12:08:58 AM »
The answer to your question is very simply answered by answering two questions:
1) Do YOU need/want this now?
2) Can YOU do it in the time frame you need/want for cheaper or free?

If the answer to 1 is yes and to 2 is no, then it’s worth it.
I realize that I should phrase the question differently:
I'm looking to open up credit cards with a 0% APR and I'm aiming for 250k, has anyone done this on their own and if yes, are there certain guidelines to keep in mind, as I don't want to mess up my chance at getting this money - or is it worth paying someone $11000 - $15000 (a lot of money for me) in order to have a better shot at getting the approvals without hangups along the way?

I am aware of those balance transfer checks that people receive in the mail for a 2 or 3 percent charge, however, this is different, as there would be no charge at all, being that it's from the credit card itself.

Additionally, I was wondering if anyone knows how you can covert credit from a credit card into cash for no or low cost (not cash advance)?


Offline farmbochur

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #8 on: January 15, 2019, 07:10:20 AM »



Additionally, I was wondering if anyone knows how you can covert credit from a credit card into cash for no or low cost (not cash advance)?

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D100661%2E0&share_tid=100661&share_fid=16768&share_type=t
Risk is opportunity

Offline Boruch Parnes

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #9 on: January 15, 2019, 07:14:47 AM »
I realize that I should phrase the question differently:
I'm looking to open up credit cards with a 0% APR and I'm aiming for 250k, has anyone done this on their own and if yes, are there certain guidelines to keep in mind, as I don't want to mess up my chance at getting this money - or is it worth paying someone $11000 - $15000 (a lot of money for me) in order to have a better shot at getting the approvals without hangups along the way?

I am aware of those balance transfer checks that people receive in the mail for a 2 or 3 percent charge, however, this is different, as there would be no charge at all, being that it's from the credit card itself.

Additionally, I was wondering if anyone knows how you can covert credit from a credit card into cash for no or low cost (not cash advance)?
With buying groups you can convert CC into cash but now there isnt $250000 in deals

Offline chinagel

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #10 on: January 15, 2019, 08:26:21 AM »
I realize that I should phrase the question differently:
I'm looking to open up credit cards with a 0% APR and I'm aiming for 250k, has anyone done this on their own and if yes, are there certain guidelines to keep in mind, as I don't want to mess up my chance at getting this money - or is it worth paying someone $11000 - $15000 (a lot of money for me) in order to have a better shot at getting the approvals without hangups along the way?

I am aware of those balance transfer checks that people receive in the mail for a 2 or 3 percent charge, however, this is different, as there would be no charge at all, being that it's from the credit card itself.

Additionally, I was wondering if anyone knows how you can covert credit from a credit card into cash for no or low cost (not cash advance)?
I've done it. I wouldn't pay someone.
If you are aware of BT checks why are you asking how to get cash out of cc?

Offline Alexsei

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #11 on: January 15, 2019, 08:45:40 AM »
What can that guy do that you can't? is it lying on your behalf?
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Offline shmaltz

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #12 on: January 15, 2019, 11:20:36 AM »
I've done it. I wouldn't pay someone.
If you are aware of BT checks why are you asking how to get cash out of cc?
Thanks - is there any catch to doing it right?

I've got those checks randomly, they're great when I get them but I don't know of any way to depend on the credit card company sending them to me.

Offline shmaltz

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #13 on: January 15, 2019, 11:22:31 AM »
What can that guy do that you can't? is it lying on your behalf?
That's really my question, and that's why I'm putting this out there, to see if people have done it on their own.

Offline syp5

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #14 on: January 15, 2019, 11:46:56 AM »
its easy to get a smaller amount of money out of cc's however for 250k its more difficult, also not all CC companies give checks..., some only do actual balance transfers , all else is treated as a cash advance
« Last Edit: January 15, 2019, 02:26:53 PM by syp5 »

Offline username

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #15 on: January 15, 2019, 02:09:50 PM »
^^^

Offline chbochur

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #16 on: January 15, 2019, 03:15:40 PM »
I really don't think anyone no matter what they promise you will get you 250k in zero apr. Especially if you owe money on your personal report.
Another thing to factor in is what your credit report looks like. Do you have history (good or bad) established accounts...
I do this all the time but I just think 250k even with a 800 credit score is not doable especially not for zero apr for over 6 months (which assuming is what you want).

Another thing to think about why it may be worth to hire a 'professional' is cause there are always little stupid (or even bigger) mistakes that should have been avoided that you were not aware of (as mentioned I've done this for costumers and I always offer free advice but time and time again it's the little details that ruin applications and get you very little of what you want)

Pm me if you have any questions I'd be happy to discuss.
« Last Edit: January 15, 2019, 03:18:55 PM by chbochur »

Offline chinagel

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #17 on: January 15, 2019, 05:29:24 PM »
I really don't think anyone no matter what they promise you will get you 250k in zero apr. Especially if you owe money on your personal report.
Another thing to factor in is what your credit report looks like. Do you have history (good or bad) established accounts...
I do this all the time but I just think 250k even with a 800 credit score is not doable especially not for zero apr for over 6 months (which assuming is what you want).

Another thing to think about why it may be worth to hire a 'professional' is cause there are always little stupid (or even bigger) mistakes that should have been avoided that you were not aware of (as mentioned I've done this for costumers and I always offer free advice but time and time again it's the little details that ruin applications and get you very little of what you want)

Pm me if you have any questions I'd be happy to discuss.
I just did over 200k for a relative with his wife a few months back. Not that hard if you build credit with a few banks that allow shifting CL.
its easy to get a smaller amount of money out of cc's however for 250k its more difficult, also not all CC companies give checks..., some only do actual balance transfers , all else is treated as a cash advance
just BT to a cc and request a check for credit on acct
Thanks - is there any catch to doing it right?

I've got those checks randomly, they're great when I get them but I don't know of any way to depend on the credit card company sending them to me.
apply for 0 apr cards, there's dozens of them

Offline chbochur

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #18 on: January 15, 2019, 05:32:48 PM »


I just did over 200k for a relative with his wife a few months back. Not that hard if you build credit with a few banks that allow shifting

With two socials yes it's doable...

Offline LoLo

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Re: Up to 250k cash with 0% APR Credit Cards
« Reply #19 on: January 15, 2019, 06:40:15 PM »
Do you mind listing the common mistakes people make?