Author Topic: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)  (Read 6692 times)

Offline erlich

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #20 on: January 19, 2020, 09:05:19 AM »
Or you can be responsible and save up until you have enough money for a normal down payment and then buy a normal house for the same monthly payments.
Well from your mouth to god's ear ... many people try the best ,its ain't east living a frum life and save money , getting older life costs more and much harder to save

Offline dealfinder11

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #21 on: January 19, 2020, 09:09:14 AM »
Well from your mouth to god's ear ... many people try the best ,its ain't east living a frum life and save money , getting older life costs more and much harder to save

then as the financial advisors say. "you gotta boost your earning power" . Or you need to take a good look at your spending. Most frum people getting older can't offered NOT to save.

Offline dealfinder11

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #22 on: January 19, 2020, 09:11:53 AM »
10%  20% would have been $2800 a month

Why do you think its responsible to put down a lot of money? I think its responsible to have a low monthly payment.

These houses are actually less than $2000 a month.  I did the math already

I agree its about monthly payment. Why I said save a little and get a normal house, not a westgate style one. Without getting too technical, I think for most people buying a 500k house, 3k is generally way too high of a monthly payment. Especially if you plan on saving money in the future.

Offline erlich

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #23 on: January 19, 2020, 09:25:16 AM »
then as the financial advisors say. "you gotta boost your earning power" . Or you need to take a good look at your spending. Most frum people getting older can't offered NOT to save.
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit
« Last Edit: January 19, 2020, 09:37:33 AM by erlich »

Offline S209

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #24 on: January 21, 2020, 05:12:14 PM »
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit

Not sure I agree with all of your math and your assumptions but I agree that this is probably more financially sound than saving up money to purchase a larger home with a larger monthly payment
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline avromie7

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #25 on: January 21, 2020, 05:39:04 PM »
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit
This is why there are so many homes in Toms River in foreclosure.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline avromie7

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #26 on: January 21, 2020, 05:53:44 PM »
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money

But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit
This size house will not work long term for most families, it's basically the same as Coventry. Do you know anyone who bought in Coventry and was able to get their down payment back when they sold? There's no way this used will sell for as much as brand new, never mind more.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline aygart

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #27 on: January 21, 2020, 06:11:11 PM »
This size house will not work long term for most families, it's basically the same as Coventry. Do you know anyone who bought in Coventry and was able to get their down payment back when they sold? There's no way this used will sell for as much as brand new, never mind more.
I do know people who got back profits in Lakeview. Coventry has some of its own unique dynamics.
Feelings don't care about your facts

Offline Jellybelly

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #28 on: January 21, 2020, 07:45:18 PM »
I do know people who got back profits in Lakeview. Coventry has some of its own unique dynamics.
Lakeview is bigger than coventry, they have basements

Offline aygart

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #29 on: January 21, 2020, 07:52:04 PM »
Lakeview is bigger than coventry, they have basements
And these? They are 2400 sqft!
Feelings don't care about your facts

Offline gingyguy

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #30 on: January 21, 2020, 09:01:18 PM »
I do know people who got back profits in Lakeview. Coventry has some of its own unique dynamics.
Lakeview had its own set of unique factors driving up the price.
May you slide down the banister of happiness & get many splinters of success up your career.

Offline dealfinder11

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #31 on: January 21, 2020, 11:45:24 PM »
Lakeview had its own set of unique factors driving up the price.

Such as?

Offline aygart

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Re: Lakewood, NJ Area Master Thread (Toms River, Howell, Jackson)
« Reply #32 on: January 21, 2020, 11:54:55 PM »
Lakeview had its own set of unique factors driving up the price.
Everywhere has its unique factors.
Feelings don't care about your facts