then as the financial advisors say. "you gotta boost your earning power" . Or you need to take a good look at your spending. Most frum people getting older can't offered NOT to save.
Well i know people that try hard to make ends meet and can't earn more even with 2 paychecks , you sound young ...and didn't start life yet , not everyone is lucky to make easy alot of money
But let's not loose ourselves to get a house for $10,000 and mortgage payments is cheaper than your rent is a no brainer, besides this will be worth much more in the future and can sell for a profit