Author Topic: Need someone to spend big, please advise (Read 8775 times)

dylouis85 · « **on:** February 02, 2019, 03:24:48 PM »

I'd like to get the CapOne Spark business bonus for spending $45k in the next few months but I can't manage that. Happy to hear tips on how to make it happen, or if someone can spend we can negotiate.
I'd not located in the US though, which complicates thinks potentially.

Thank you,
Danny

AJK · « **Reply #1 on:** February 02, 2019, 06:12:35 PM »

Exhibit A, your honor, as to why things like Crown Heights happen.

Posting on a forum to random people asking them use your CC? Whatever could go wrong?

Perhaps don't sign up for cards for which you'll have an issue meeting thresholds? Or just meet the first 5/10k threshold and be content?

tzifanya54 · « **Reply #2 on:** February 02, 2019, 07:24:16 PM »

Yup this should be posted in that thread there. Maybe that will get the naysayers there to realize why it’s imperative that the fallout be publicized.

ckmk47 · « **Reply #3 on:** February 02, 2019, 08:21:55 PM »

Which card is this?
I see a Cap1 card for biz that needs $4,500 of apending in 3 months. Not $45,000.

tzifanya54 · « **Reply #4 on:** February 02, 2019, 08:29:20 PM »

Quote from: ckmk47 on February 02, 2019, 08:21:55 PM

Which card is this?
I see a Cap1 card for biz that needs $4,500 of apending in 3 months. Not $45,000.

It ended already was a 2k bonus.

ckmk47 · « **Reply #5 on:** February 03, 2019, 01:13:11 AM »

Quote from: ckmk47 on February 02, 2019, 08:21:55 PM

Which card is this?
I see a Cap1 card for biz that needs $4,500 of apending in 3 months. Not $45,000.

Quote from: tzifanya54 on February 02, 2019, 08:29:20 PM

It ended already was a 2k bonus.

For $4500 you get $500. For 10 X the spend you only get 4 X the bonus. Bad deal.

Muhammad · « **Reply #6 on:** February 03, 2019, 01:55:19 AM »

Quote from: AJK on February 02, 2019, 06:12:35 PM

Exhibit A, your honor, as to why things like Crown Heights happen.

Posting on a forum to random people asking them use your CC? Whatever could go wrong?

Perhaps don't sign up for cards for which you'll have an issue meeting thresholds? Or just meet the first 5/10k threshold and be content?

+1000

dylouis85 · « **Reply #7 on:** February 03, 2019, 03:30:32 AM »

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

ckmk47 · « **Reply #8 on:** February 03, 2019, 03:46:08 AM »

All your friends and relatives in NY and elsewhere paying utility bills. Can't do this on a big scale, but can you get some friends to use your card - and pay you back.
In NY ConEd payments: fee of $3.35 for up to $1500 payment.

Likewise National Grid: $2.25 fee for up to $600 payment.
arcadiapower.com - I haven't looked into this, but was just told that it allows you to pay utilites with cc without fees.
Phone/ cellphone bills.

Buying groups. There's some risk, so choose the group carefully and keep detailed records. orders, tracking #s, amount paid, amount to be paid back, etc.

Tuition. For someone in your family, or aquaintance who tends to pay everything in cash/ checks.

grodnoking · « **Reply #9 on:** February 03, 2019, 05:11:08 AM »

Quote from: dylouis85 on February 03, 2019, 03:30:32 AM

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

Let me help you:
Read the forums rules.

https://forums.dansdeals.com/index.php?topic=31.msg238.msg#238

-Try to find the board that is the best place for your topic.
-Perform a search prior to posting a new thread to see if it's already being discussed.

Here's 7 threads you could have posted in. And there are many many more. Why do we need to repeat ourselves every time someone wants information. Anything that will be shared here has already been shared. Just search.

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D71290%2E0&share_tid=71290&share_fid=16768&share_type=t

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D3459%2E0&share_tid=3459&share_fid=16768&share_type=t

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D69528%2E0&share_tid=69528&share_fid=16768&share_type=t

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D55285%2E0&share_tid=55285&share_fid=16768&share_type=t

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D14382%2E0&share_tid=14382&share_fid=16768&share_type=t

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D63656%2E0&share_tid=63656&share_fid=16768&share_type=t

https://r.tapatalk.com/shareLink?url=https%3A%2F%2Fforums%2Edansdeals%2Ecom%2Findex%2Ephp%3Ftopic%3D5329%2E0&share_tid=5329&share_fid=16768&share_type=t

a good yeshiva bachur · « **Reply #10 on:** February 03, 2019, 06:18:06 AM »

Quote from: dylouis85 on February 03, 2019, 03:30:32 AM

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

the point here is not to make you feel like an idiot, rather to make sure you understand what your getting yourself into....

tzifanya54 · « **Reply #11 on:** February 03, 2019, 08:55:53 AM »

Quote from: a good yeshiva bachur on February 03, 2019, 06:18:06 AM

the point here is not to make you feel like an idiot, rather to make sure you understand what your getting yourself into....

+100
Or would you rather we keep quiet and then respond to you in one of the credit card scam threads? When you and the guy swiping are trying to figure out how to dispute charges and avoid jail time?

Mordyk · « **Reply #12 on:** February 03, 2019, 09:01:05 AM »

With this persons smarter-than-thou attitude I silently hope he gets screwed....

Some people can never take good advice because they know better

Yehuda57 · « **Reply #13 on:** February 03, 2019, 11:43:56 AM »

Quote from: dylouis85 on February 03, 2019, 03:30:32 AM

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

You won't get a more HELPFUL response than @AJK's was.

Dovdovmoneytree · « **Reply #14 on:** February 07, 2019, 09:34:45 PM »

Quote from: dylouis85 on February 03, 2019, 03:30:32 AM

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

It seems to me that everyone is just trying to help you, noth the other way around. Their words may come across harsh but after seeing recent stories, it hits people the wrong way when they read a post like yours. And BTW- this guy in Crown Heights was also a "small business owner" who was able to be verified. Do YOUR OWN spending. It's simply not worth it otherwise. And don't even think family and friends- that has potential for even worse outcomes. Lots of debt AND lost friendships and/or relationships. Everyone here means your good. Hatzlacha.

EliJelly · « **Reply #15 on:** February 08, 2019, 12:55:51 AM »

Quote from: dylouis85 on February 03, 2019, 03:30:32 AM

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

The number 1 sign of a business is having trouble is when they need your credit card to swipe, rather than using their own and generate points themselves.
There's always a reason why they can't get credit or why they've been banned from credit lenders.

Boruch Parnes · « **Reply #16 on:** February 08, 2019, 06:40:37 AM »

Quote from: ckmk47 on February 03, 2019, 03:46:08 AM

Buying groups. There's some risk, so choose the group carefully and keep detailed records. orders, tracking #s, amount paid, amount to be paid back, etc.

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+1

churnbabychurn · « **Reply #17 on:** February 08, 2019, 06:57:13 AM »

Quote from: dylouis85 on February 03, 2019, 03:30:32 AM

Thanks for everyone's responses. It'll be my business if I find someone who can spend, and if I consider them reliable. Maybe I would find a small business owner, whose identity I can confirm. Did it hurt to post the question? It's not like I posted pictures of the card and my billing address. Slow down.

I also asked for tips, not just someone who can spend.

The total profit if I can avoid the costs of spending for the entire bonus (200,000 points) would be around $3k. It's worth it for me. It's even worth it for me to just paypal it and pay 3%, but why not try this first.

So I guess I'll ask again, do any of you have any POSITIVE and HELPFUL information to share, or do you just want to try (unsuccessfully) to make me feel like an idiot for my post?

Do you have any idea what level of underwriting is required to lend a small business 45k unsecured?

DealKiller · « **Reply #18 on:** February 08, 2019, 06:58:44 AM »

I can do the spend for you. What is in it for me?

Mordyk · « **Reply #19 on:** February 08, 2019, 07:29:36 AM »

Quote from: DealKiller on February 08, 2019, 06:58:44 AM

I can do the spend for you. What is in it for me?

You get to keep the money!