Author Topic: What kind of Gemach is needed (in Lakewood)?  (Read 15807 times)

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #40 on: February 13, 2019, 04:01:25 PM »
That's what Capital Seforim does, he just sells them for cheap instead of renting or lending.
Yes I know
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Offline ckmk47

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #41 on: February 13, 2019, 04:39:07 PM »
And those that don't hold of life insurance
They hold of their family needing to demean themselves to collect money from others and living off tzedoko.
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Offline yesitsme

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #42 on: February 13, 2019, 04:43:41 PM »
They hold of their family needing to demean themselves to collect money from others and living off tzedoko.
Really?

wow this is against Amuna and Bitochon

Offline S209

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #43 on: February 13, 2019, 07:03:06 PM »
They hold of their family needing to demean themselves to collect money from others and living off tzedoko.
Right, because I'm sure you examined the issue objectively from every angle and can pasken unilaterally that anybody who disagrees with you is a moron and an am ha'aretz
Quote from: YitzyS
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Offline ckmk47

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #44 on: February 13, 2019, 07:21:56 PM »
Right, because I'm sure you examined the issue objectively from every angle and can pasken unilaterally that anybody who disagrees with you is a moron and an am ha'aretz
Not quuite meant like that.
I keep seeing collections for families that look like they should have had life insurance. 
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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #45 on: February 13, 2019, 09:53:50 PM »
Right, because I'm sure you examined the issue objectively from every angle and can pasken unilaterally that anybody who disagrees with you is a moron and an am ha'aretz
:o There are many teshivos from poskim (in pre war Europe) regarding the importance of obtaining life insurance, so be careful before you denigrate something that you don't necessarily understand.

Offline yesitsme

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #46 on: February 13, 2019, 10:30:52 PM »
:o There are many teshivos from poskim (in pre war Europe) regarding the importance of obtaining life insurance, so be careful before you denigrate something that you don't necessarily understand.
is it climate change or dor haflaga?

all he did was criticizing critics to
They hold of their family needing to demean themselves to collect money from others and living off tzedoko.
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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #47 on: February 13, 2019, 11:04:32 PM »
Why does every topic need to turn into a Halachic discussion?

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #48 on: February 14, 2019, 12:02:37 AM »
Quote
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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #49 on: February 14, 2019, 01:56:22 AM »
Ki heim cha'yainu viorech ya'maynu..
Great answer!!

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #50 on: February 14, 2019, 01:58:33 AM »
It is still more Tzedakah than insurance, I pay roughly $35/month for 1M in coverage.
What do you mean by that? that its tzedakas and not insurance?

And also, areivim isn’t a Gmach of any sort. It’s a great thing but not a Gmach. My life insurance is at $22 a month.
Unfortunately, there are people that can’t afford that $28 a month. These are the people that would benefit from this Gmach
How much insurance are you getting for 22$ a month?

Offline yesitsme

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #51 on: February 14, 2019, 02:12:42 AM »
What do you mean by that? that its tzedakas and not insurance?
Correct, and that's why i signed up to areivim and not a life insurance policy.

Quote
4) Areivim USA is not life insurance. Areivim USA has been established primarily as a charitable endeavor and its halachic status is like that of all tzedakah money collected from the public. In the event of a the passing of a member r”l, all contributions can be made with maaser money.

http://www.areivim.info/terms.php
« Last Edit: February 14, 2019, 02:17:28 AM by yesitsme »
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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #52 on: February 14, 2019, 02:42:01 PM »
Correct, and that's why i signed up to areivim and not a life insurance policy.


Oh yes I am aware of that that you can pay from maaser. I just thought he was saying that anyone who signs up (and receives money from it R"L) is essentially taking tzedka from a tzedaka organization. Which I believe is the wrong outlook -its like a healthshare plan- everyone is paying for this together. And theyre paying for the right to receive the benefits too, should it be nogea R"L.

Offline yesitsme

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #53 on: February 14, 2019, 04:15:59 PM »
Correct, and that's why i signed up to areivim and not a life insurance policy.
Oh yes I am aware of that that you can pay from maaser. I just thought he was saying that anyone who signs up (and receives money from it R"L) is essentially taking tzedka from a tzedaka organization. Which I believe is the wrong outlook -its like a healthshare plan- everyone is paying for this together. And theyre paying for the right to receive the benefits too, should it be nogea R"L.
FIFY

The best investment is in tzedaka , Rather invest in tzedaka (and if needed R'L use it) then in life insurance where you don't give tzedaka but you don't take from it.
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and I wouldn't comment anymore on this topic BL"N
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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #54 on: February 14, 2019, 04:40:18 PM »
FIFY

The best investment is in tzedaka , Rather invest in tzedaka (and if needed R'L use it) then in life insurance where you don't give tzedaka but you don't take from it.
כשם שפרצופיהם שונים כך דעותיהם שונות
and I wouldn't comment anymore on this topic BL"N

I agree that tzedaka is probably one of the best things to do with one's money.

That being said, it doesn't negate the prudence and need to financially plan for the future (though we know that א מענטש טראכט און ג-ט לאכט, and we can't plan anything with certainty). If you go to sleep every day with $0, and don't ever save or plan for the future, then you can argue that this is the way you choose to show your בטחון. There are יחידי סגולה that can live that way. But if you engage in any type of saving or planning for financial future, then it's just a matter of choosing to ignore the way life insurance works, rather than a principle based on בטחון.
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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #55 on: February 14, 2019, 06:27:07 PM »
A family is looking to start a new Gemach. They have funding, but not much time or space for it. Any suggestions?
Feel free to PM, if you don't want to post.

money for people who don't have any funds for burials and want to be buried in Israel

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #56 on: February 14, 2019, 06:31:15 PM »
money for people who don't have any funds for burials and want to be buried in Israel
Much cheaper to fly with an active pulse.

Jews that die in Israel are entitled to free burial.
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Offline ckmk47

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #57 on: February 15, 2019, 09:52:09 AM »
Much cheaper to fly with an active pulse.

Jews that die in Israel are entitled to free burial.
Interesting.  But so they have a choice of cemetary?
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Offline YesThatsMe

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #58 on: February 15, 2019, 09:57:06 AM »
money for people who don't have any funds for burials and want to be buried in Israel

Um, they "want" to be buried in Israel? That's an expensive luxury, if you can't afford, stay in America. If it was good for you in life it's good in death too.

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Re: What kind of Gemach is needed (in Lakewood)?
« Reply #59 on: February 15, 2019, 10:00:49 AM »
Interesting.  But so they have a choice of cemetary?

Not at all. You have to have paid bituach leumi for entitlement, and you are buried in the city of your residence. In Jlem you get a spot in the multi story spots at Har Hamenuchos.

Most Israeli chareidim pay for better.