Largest Dispute & Fraudulent Activity on your card

[Muhammad]

Thanks.

https://forums.dansdeals.com/index.php?topic=36812.0

[myi]

Someone that use to use my uncles cards about 100k 150k per month, and he just stopped paying him telling him ill get u check etc... after 2m he heard the guy went broke so we started by trying to disputes the charges ourselves but that got us no where so we hired a company that charges 30% and all the disputes went thru. Lesson learned as we all already know, trust no one with ur cc

Sometimes it's the hard way which people learn.
 But a lesson is priceless. (hopefully won't make that mistake again in your life!)

[YitzyS]

One Black Friday, a seasonal employee at a Lakewood store charged every customer $8701, mistaking the zip code for price. The store owner told me that he had tons of issues after from declined charges. (He was complaining that costumers didn’t just come back for a refund instead of getting him into hot water with the cc companies. I can’t say I agree with him.)

[bermo]

Someone that use to use my uncles cards about 100k 150k per month, and he just stopped paying him telling him ill get u check etc... after 2m he heard the guy went broke so we started by trying to disputes the charges ourselves but that got us no where so we hired a company that charges 30% and all the disputes went thru. Lesson learned as we all already know, trust no one with ur cc

Ouch!
90k out of pocket?

[Naftuli19]

Ouch!
90k out of pocket?

Ye he sold about 700k spg points to make up for it!

[yakrot]

Ye he sold about 700k spg points to make up for it!

700k was never worth anything close to that. 7mm would have more than covered it at times

[shapsam]

One Black Friday, a seasonal employee at a Lakewood store charged every customer $8701, mistaking the zip code for price. The store owner told me that he had tons of issues after from declined charges. (He was complaining that costumers didn’t just come back for a refund instead of getting him into hot water with the cc companies. I can’t say I agree with him.)

Why don't you agree with him? You should always try to reach out to the merchant before disputing, especially if it's a store that you're familiar with.

[yitzgar]

Why don't you agree with him? You should always try to reach out to the merchant before disputing, especially if it's a store that you're familiar with.

+1

[AussieMan]

One Black Friday, a seasonal employee at a Lakewood store charged every customer $8701, mistaking the zip code for price. The store owner told me that he had tons of issues after from declined charges. (He was complaining that costumers didn’t just come back for a refund instead of getting him into hot water with the cc companies. I can’t say I agree with him.)

On my last day at work at a job in a school I did the same mistake. Charged a parent tuition of $11,213 for the month by mistake.

BH I caught my mistake not too long later, reversed the charge and called the frantic mom to calm her down...

[Yehudaa]

On my last day at work at a job in a school I did the same mistake. Charged a parent tuition of $11,213 for the month by mistake.

BH I caught my mistake not too long later, reversed the charge and called the frantic mom to calm her down...

Was it going to be your last day of work at that job before you made that charge, or did it become your last day of work there after you did that?

[YitzyS]

Why don't you agree with him? You should always try to reach out to the merchant before disputing, especially if it's a store that you're familiar with.

When most people see an $8701 charge on their cards, a natural reaction would be to get alarmed and just call the cc company. Not everyone knows what the liability is in such a situation, and many will instinctively call.

[LNS]

When most people see an $8701 charge on their cards, a natural reaction would be to get alarmed and just call the cc company. Not everyone knows what the liability is in such a situation, and many will instinctively call.

If someone knows that they were at the store around the date/time of purchase i don't see why they wouldn't assume it was a mistake and just call the store. I once had a cashier charge me for 222 packs of cookies instead of scanning each pack (2 packs) she scanned one and entered the other one but i guess she held the 2 for a second to long or something it was partially my own fault for not paying attention while she was ringing up the order but i had a card on file and was in a rush only later did i see a charge pending for a ridiculous amount at that store... i called up the office and it was very simple he looked up my number saw the mistake and refunded me we even had a good laugh.

[yelped]

When most people see an $8701 charge on their cards, a natural reaction would be to get alarmed and just call the cc company. Not everyone knows what the liability is in such a situation, and many will instinctively call.

Even from a local store? Don't judge people so unfavorably. 

[ib3]

And no one checked their receipt while in the store and able to alert the employee?
Did the store not give receipts?
Take away:
Always review receipts while still on the store.
Always demand receipts when they aren't given.
Mistakes always happen -both ways.
If the store didn't give receipts they are at fault for the headaches they caused themselves.

One Black Friday, a seasonal employee at a Lakewood store charged every customer $8701, mistaking the zip code for price. The store owner told me that he had tons of issues after from declined charges. (He was complaining that costumers didn’t just come back for a refund instead of getting him into hot water with the cc companies. I can’t say I agree with him.)

[unavailable]

2k someone used my card and didn't pay back. At first I laid out the money, but after waiting a few months, I just disputed the charge.
Amex. Great CS.

[12HRS]

admitting to fraud on a public forums isn't the brightest idea.

[unavailable]

No fraud involved. I spoke to the company where the card was charged, explained the situation, and they were ok with giving back the money. Disputing was the simplest way.

[12HRS]

No fraud involved. I spoke to the company where the card was charged, explained the situation, and they were ok with giving back the money. Disputing was the simplest way.

very different story. my apologies. Did the company not send out the product/provide the services that they were ok with a chargeback?

[unavailable]

the company had an ongoing relationship with the guy that charged. He was doing retail on their product. He NEEDED their product. And the company profited as well. although he did have trouble paying on time. I guess it still paid for them to stay in biz with him.

[ExGingi]

Opened my phone after Shabbos to discover (pun intended) a notice about suspicious activity. Turns out someone charged a total of about $4,000 all over, ranging from a Coca-Cola vending machine, up to hundreds of $ at Macy's. Seems like an AU card might have been lost.