Author Topic: Credit/Collections  (Read 485 times)

Offline NOOCH

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Credit/Collections
« on: March 04, 2019, 09:22:28 AM »
Verizon charged me another month after closing my account. This was 18 months ago, and I told them to go to hell. it has been in collection for over a year. obviously it hit my credit pretty bad.  At this point;
Should I pay the collection agency?
Does it make a difference how much (percentage) I settle for?
Is there anyway to undo/mitigate the damage?

Offline Boruch Parnes

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Re: Credit/Collections
« Reply #1 on: March 04, 2019, 09:51:49 AM »
Why didnt/dont you dispute the charge

Offline NOOCH

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Re: Credit/Collections
« Reply #2 on: March 04, 2019, 10:50:28 AM »
i have disputed it with verizon. where else can i dispute?

Offline Boruch Parnes

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Re: Credit/Collections
« Reply #3 on: March 04, 2019, 10:51:43 AM »
the CC  if you paid with CC

Offline joey89

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Re: Credit/Collections
« Reply #4 on: March 04, 2019, 10:57:26 AM »
the CC  if you paid with CC
He didnít pay.

Try disputing with the credit agency.

Offline ExGingi

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Re: Credit/Collections
« Reply #5 on: March 04, 2019, 11:30:10 AM »
IINM the statute of limitations on Telephone bills is only two years. Dispute it with the credit bureaus and demand validation of debt.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline sruly

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Re: Credit/Collections
« Reply #6 on: March 04, 2019, 12:19:13 PM »
Call the collection company and offer to pay for deletion.
Get it in writing and pay it.

Offline hocker

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Re: Credit/Collections
« Reply #7 on: March 04, 2019, 03:10:59 PM »
IME with Verizon I disputed it every time it changed hands and the last company it just fell off.
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Offline ExGingi

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Re: Credit/Collections
« Reply #8 on: March 04, 2019, 04:50:05 PM »
IME with Verizon I disputed it every time it changed hands and the last company it just fell off.
With these small balance collections, you really have the upper hand. They're not going to sue, the economics don't make sense. Just dispute it (especially when you're right...)
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Naftuli19

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Re: Credit/Collections
« Reply #9 on: March 04, 2019, 08:04:08 PM »
I just had the same thing with Verizon and disputed it with all 3 credit bureaus will see what happens
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Offline ludmila

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Re: Credit/Collections
« Reply #10 on: March 05, 2019, 02:52:15 AM »
 Left VZ years ago to T Mobile, got tired from VZ lack of CS , very happy with T Mobile business account, never a problem they do not resolve on the spot.
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