Very interesting perspective
Yes, it is interesting and thanks
@AJK for clarifying. So I guess my next question is whether then it’s ok in Halacha to knowing and willfully breach a contract?
Obviously, I’m putting aside the realities of the people who don’t or didn’t know. In general though, I’m very curious to know the answer to that question. If the answer is no then people who follow Halacha maybe should try their best to stop breaching their contracts with banks and if the answer is yes are we prepared to willingly pay the possible Chillul HaShem and other associated costs of this behavior?
I’m not casting aspersions, I want our communities to thrive and grow in the Derech HaShem and I’m worried that not addressing these core issues is harmful to us.