Do you actually read the T&C every time you sign that you did? Or are you depending on summaries of the T&C by other people?
I'll admit I don't necessarily read every page every time but because we own multiple businesses and need our lines of credit I do selfishly pay more attention than most, honestly simply because I don't want to cause harm to myself. I also admit that I've traded Hilton nights for Ritz nights and bought week Marriott certificates from awesome DDFers because I justified to myself that it's not "the same" as selling points, or swiping for others. These tremendous losses we are seeing, scams, etc. have convinced me personally that even if these things are halachically allowed I want to stay far away from these other practices that have hurt so many others.
I doubt denverite meant anything malicious. But it would not surprise me if people (even other frum Jews) view many in the yeshivish/chasidish communities as not caring about secular law. Warranted or not, that's the stereotype.
I really didn't mean to imply this and I just didn't have the secular legal or halachic knowledge to ask the question correctly. All things being equal, I'd always rather do business with someone who takes halacha seriously and hareidi people are very likely to do so. Although you are correct that many people do have this stereotype and even as an OOTer sometimes we just don't understand how things go on in larger communities that just wouldn't happen here. I'm not trying to blame the many good people who are vicitims or even knowingly just good people trying to earn a few extra dollars. I really was trying to understand how sincere frum people discuss how to do some of the practices for hundreds of pages on here and how frum newspapers can halachically place ads for swiping and cc farms or a YESHIVA (I still can't really believe that even with posts confirming it) can ask their parents to break a contract, in return for discounted tuition. These people care about Das Torah so then how can they advocate breaking a contract?
Again I should have used that breach of contract term from the beginning, instead of stealing and I do appreciate you giving me the benefit of the doubt.
Mi shepara doesn't apply to a goy afaik but I could be wrong.
THIS is what I was trying to get at. People can call me disgusting or judgmental or spreading bad stereotypes but if this is how the Psak falls on these issues then maybe that's how Torah based businesses and mosdos are literally advertising and promoting these practices? And I hate to put it in writing but I guess it's the halacha, if breaking a contract with a Jew IS different than with a non-Jew and if people don't want this known in the outer world (I certainly don't, it's making me nauseous just thinking about it) then maybe the Torah world should address the Chillul HaShem factor as part of their shailas and Psak.