Author Topic: Limited Credit History - Want best sign up offer  (Read 4266 times)

Offline mringelheim

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Limited Credit History - Want best sign up offer
« on: September 19, 2011, 06:27:02 PM »
Hi My friend is looking for the best miles sign up offer - limited credit history outside of student loans -all in good standing.  Do you think the 30k Continental card would be approved - any other suggestions- Shkoyach!

Offline elikay

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Re: Limited Credit History - Want best sign up offer
« Reply #1 on: September 19, 2011, 06:28:36 PM »
Has he tried applying for a CC in the recent .past?

Offline sky121

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Re: Limited Credit History - Want best sign up offer
« Reply #2 on: September 19, 2011, 08:04:23 PM »
Does he happen to have a Chase bank account? That would help.
"Not all who wander are lost"

Offline Avid Reader

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Re: Limited Credit History - Want best sign up offer
« Reply #3 on: September 19, 2011, 10:23:02 PM »
Hi My friend is looking for the best miles sign up offer - limited credit history outside of student loans -all in good standing.  Do you think the 30k Continental card would be approved - any other suggestions- Shkoyach!

In my experience, one of the easiest card to get with a limited credit history is the USAirways CC with the 40K bonus http://www.mostmiles.com/Chairmans
That can also be a good indicator as to how much credit you're likely to get from the big companies


Offline Dan

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Re: Limited Credit History - Want best sign up offer
« Reply #4 on: September 20, 2011, 12:11:46 AM »
In my experience, one of the easiest card to get with a limited credit history is the USAirways CC with the 40K bonus http://www.mostmiles.com/Chairmans
That can also be a good indicator as to how much credit you're likely to get from the big companies


Actually with limited credit history you're extremely likely to get the Platinum version which only gives 10,000 miles for signing up.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Avid Reader

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Re: Limited Credit History - Want best sign up offer
« Reply #5 on: September 20, 2011, 11:33:17 AM »
Actually with limited credit history you're extremely likely to get the Platinum version which only gives 10,000 miles for signing up.

It's still the easiest bonus credit card to get with limited credit history. And if you're going to get only 10k because of the Platinum version, that probably means you'll get nothing from the other big ones like Chase, Citi and AMEX. But you're still left with a great mileage earning card to build your credit.

My sister just turned 18, and had zero credit history of her own (was an AU on my AMEX). I signed her up for the 40K USAirways Barclays, as well as some of the other big good cards like Citi AA. The only one she got approved for was the 40K US Barclays, with a $2000 credit limit. She did get the Platinum version (vs premier), but her statement still closed 40000 USAir miles. Tell me which other bank does that?
« Last Edit: September 20, 2011, 11:36:56 AM by Avid Reader »

Offline Fan of Dan

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Re: Limited Credit History - Want best sign up offer
« Reply #6 on: September 20, 2011, 01:53:35 PM »
Is there any way for someone to guarantee the payments like someone with good credit to get the one with low credit approved?

Offline Name Changed

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Re: Limited Credit History - Want best sign up offer
« Reply #7 on: September 20, 2011, 02:46:39 PM »
Is there any way for someone to guarantee the payments like someone with good credit to get the one with low credit approved?

You could get a secure credit card. With this card you have to put a deposit - which that will be your credit line.
With this card even with no credit u'll, they'll accept you

Offline smurf

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Re: Limited Credit History - Want best sign up offer
« Reply #8 on: September 20, 2011, 02:47:15 PM »
You could get a secure credit card. With this card you have to put a deposit - which that will be your credit line.
With this card even with no credit u'll, they'll accept you
who is still doing those?

Offline shmiel

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Re: Limited Credit History - Want best sign up offer
« Reply #9 on: September 20, 2011, 02:53:34 PM »
who is still doing those?
US Bank offers a secured LAN card which earns 10000 bonus miles (16000 bonus kms), free for the first year. Here is a link http://www.usbank.com/cgi_w/cfm/credit/lanpass/usb_lanpass_sec.cfm

Offline Saver2000

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Re: Limited Credit History - Want best sign up offer
« Reply #10 on: September 20, 2011, 02:54:24 PM »
who is still doing those?

BOA
But keep in mind that is will show on your credit report that's its a secure card. So although it may help for credid history,  I don't think it will help for the  "good payment history" factor.

Offline FlyFirst

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Re: Limited Credit History - Want best sign up offer
« Reply #11 on: September 20, 2011, 05:27:45 PM »
Amex Starwood is approving very easy

Offline Avid Reader

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Re: Limited Credit History - Want best sign up offer
« Reply #12 on: September 20, 2011, 06:02:48 PM »
Amex Starwood is approving very easy

Depends for who. I know too many people that couldn't get a Starwood and thought they were doomed. The US Barclay's card is a nice change.

Offline BAHayman

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Re: Re: Limited Credit History - Want best sign up offer
« Reply #13 on: September 20, 2011, 06:03:20 PM »
Amex Starwood is approving very easy

They have repeatedly denied me :(