Author Topic: Amex Closed Accounts  (Read 25343 times)

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 469
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Amex Closed Accounts
« Reply #210 on: December 02, 2019, 02:54:06 PM »
2 weeks. 3 and a manager.
AFAIK you should be able to get it refunded (especially if it was closed within the 30 days of the charge) I would speak to a supervisor again, they are able to apply a credit manually.
If it benefits even just one fellow DDFer, its worth posting it.

Online chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3342
  • Total likes: 225
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Amex Closed Accounts
« Reply #211 on: December 02, 2019, 02:55:47 PM »
AFAIK you should be able to get it refunded (especially if it was closed within the 30 days of the charge) I would speak to a supervisor again, they are able to apply a credit manually.
Where do you know that from?

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 469
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Amex Closed Accounts
« Reply #212 on: December 02, 2019, 03:02:48 PM »
Where do you know that from?
I got the refund on a few cards after being shut down.
Same here.
My DW called on one card, the Rep said nothing doing, She asked for a supervisor who manually issued a refund, Today i noticed that the AF is credited twice..
On a second card the AF is prorated without asking anything.
My DW also asked if she could redeem the cash back that was still pending, the supervisor said that it is already forfeited, However we noticed today that the cash back is posted as a credit on the account...
If it benefits even just one fellow DDFer, its worth posting it.

Online chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3342
  • Total likes: 225
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Amex Closed Accounts
« Reply #213 on: December 02, 2019, 03:09:25 PM »
This rep claims I'll be seeing the refund on my next statement...

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 469
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Amex Closed Accounts
« Reply #214 on: December 02, 2019, 03:11:43 PM »
This rep claims I'll be seeing the refund on my next statement...
why not speak to a supervisor?
If it benefits even just one fellow DDFer, its worth posting it.

Online chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3342
  • Total likes: 225
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Amex Closed Accounts
« Reply #215 on: December 02, 2019, 03:17:53 PM »
I did that already, he wouldn't help. Claimed it's on the back end. And BTW, DP from an FR shutdown are presumably different.

Offline yosefsv

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 469
  • Total likes: 36
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Amex Closed Accounts
« Reply #216 on: December 02, 2019, 03:23:19 PM »
DP from an FR shutdown are presumably different.
Correct. However IME on shutdowns for other reasons as well, if it was closed within the 30 days that it was charged it was either refunded automatically, or via HUCA and/or a supervisor.
If it benefits even just one fellow DDFer, its worth posting it.

Offline zagguru

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2014
  • Posts: 2705
  • Total likes: 104
  • DansDeals.com Hat Tips 66
    • View Profile
Re: Amex Closed Accounts
« Reply #217 on: December 02, 2019, 07:13:07 PM »
Churning

Did you have multiple of the same platinum card or self refer?

Online chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3342
  • Total likes: 225
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Amex Closed Accounts
« Reply #218 on: December 02, 2019, 07:17:52 PM »
Did you have multiple of the same platinum card or self refer?
no, maybe self refer, but i dont believe that was it. First got a dl plat shut for closing after points posted before paying af. then, a few days later the rest got shut because they "were found to be linked to an account not used for it's intended purpose".

Offline pointer

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1196
  • Total likes: 184
  • DansDeals.com Hat Tips 13
    • View Profile
  • Location: United States
Re: Amex Closed Accounts
« Reply #219 on: December 02, 2019, 11:31:48 PM »
.
Got charged a 550 fee on the plat and shutdown 2 days later. They're refusing to refund the AF. Anything to do besides CFPB?
My aspire got shut down (FR) approx. 2 months after opening, was refunded in full, do not know why.

Online chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3342
  • Total likes: 225
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Amex Closed Accounts
« Reply #220 on: December 03, 2019, 12:19:05 AM »
.My aspire got shut down (FR) approx. 2 months after opening, was refunded in full, do not know why.
Right away or at next statement?

Offline pointer

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1196
  • Total likes: 184
  • DansDeals.com Hat Tips 13
    • View Profile
  • Location: United States
Re: Amex Closed Accounts
« Reply #221 on: December 03, 2019, 12:32:29 AM »
Right away or at next statement?
Not sure, think few days later

Online ah giten

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2015
  • Posts: 1307
  • Total likes: 177
  • DansDeals.com Hat Tips 5
    • View Profile
Re: Amex Closed Accounts
« Reply #222 on: January 30, 2020, 04:07:06 PM »
How long after accounts closed can I try to apply again?
got shut down after FR, if it matters.
Any advice would be greatly appreciated.

Offline db23

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2014
  • Posts: 422
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
  • Programs: delta platinum,total rewards diamond,hilton diamond,whyndam diamond,bonvoy gold, hertz president circle
Re: Amex Closed Accounts
« Reply #223 on: February 04, 2020, 10:43:51 AM »
amex is now closing accounts solely based on churning?

 thought the repercussions for that was being barred from further SUB - NOT shutdowns? 

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7284
  • Total likes: 116
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Amex Closed Accounts
« Reply #224 on: February 05, 2020, 11:38:45 AM »
How long after accounts closed can I try to apply again?
got shut down after FR, if it matters.
Any advice would be greatly appreciated.
Right away. If you apply within 30 days of closing they may not pull hard credit. You will need to submit a 4506T.
I assume you closed them before FR team shut them down?
Why were they closed?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!