Author Topic: Amex Closed Accounts  (Read 104792 times)

Online yelped

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Re: Amex Closed Accounts
« Reply #60 on: April 08, 2019, 06:53:38 PM »
It turns out I did have 4 transactions at Sterling Electronics last year. I wonder if that was it.
For swiping purposes? Or you purchased merchandise from them?

Offline Joel

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Re: Amex Closed Accounts
« Reply #61 on: April 08, 2019, 09:14:38 PM »
Thanks for the welcome !

Fidelity is working with card issuers to close accounts that swiped by these merchants as a deterrent for future cardholders

Fidelity was the card processor for a majority of the merchants
Interesting.

Offline LevyE

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Re: Amex Closed Accounts
« Reply #62 on: April 08, 2019, 09:53:30 PM »
For swiping purposes? Or you purchased merchandise from them?

It was for merchandise and was charged on my personal account on my wife’s card.  Two transactions were just over $50 and the other two were identical at $31 and change. The charges were done in April and June of last year.

Online yelped

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Re: Amex Closed Accounts
« Reply #63 on: April 08, 2019, 10:10:29 PM »
It was for merchandise and was charged on my personal account on my wife’s card.  Two transactions were just over $50 and the other two were identical at $31 and change. The charges were done in April and June of last year.
Ouch. This shutdown does sound excessive, in this case. Did you try calling one of your representatives to try and get back in?

Offline ludmila

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Re: Amex Closed Accounts
« Reply #64 on: April 08, 2019, 10:13:40 PM »
I spent $90 there 6 months ago, should I be worried?
No.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline ludmila

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Re: Amex Closed Accounts
« Reply #65 on: April 08, 2019, 10:17:06 PM »
It was for merchandise and was charged on my personal account on my wife’s card.  Two transactions were just over $50 and the other two were identical at $31 and change. The charges were done in April and June of last year.
I doubt these small charges at Sterling could have triggered it, if this was the reason and they are looking at certain area codes and merchants, then keep trying to find out why, good luck.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Online ah giten

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Re: Amex Closed Accounts
« Reply #66 on: April 09, 2019, 02:16:10 AM »
Invariably when people say they can't see why they were shutdown, eventually realize exactly why they were shutdown...
I had no charges by any of these merchants AFAIK.
But I had blood relatives that did, and all got FR'd and then shut down.
« Last Edit: April 09, 2019, 03:08:28 AM by ah giten »

Offline Dan

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Re: Amex Closed Accounts
« Reply #67 on: April 09, 2019, 07:56:04 AM »
Same address as the relatives?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline EJB

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Re: Amex Closed Accounts
« Reply #68 on: April 09, 2019, 08:18:58 AM »
@Dan , you should really warn people not to do these kind of things....  ;D ;D ;D

Offline Don Will

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Re: Amex Closed Accounts
« Reply #69 on: April 09, 2019, 05:01:16 PM »
@Dan , you should really warn people not to do these kind of things....  ;D ;D ;D
Hilarious.
Is everything a joke with you?

Offline halperng

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Re: Amex Closed Accounts
« Reply #70 on: April 09, 2019, 07:52:26 PM »
I did have an Amex rep come down to meet me trying to get me to move my buying over to another card

call this loser up and let him know you are ready to move to another card... and oh by the way my account got shut down - so first lets figure out how to get it back and then we can get to moving to the card. He is financially motivated and will do whatever it is to see what happened, nobody else making $8 an hour will care to help you. It might be your only shot

Online ah giten

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Re: Amex Closed Accounts
« Reply #71 on: April 09, 2019, 08:41:34 PM »
Same address as the relatives?
Nope
Different zip code as well

Offline chff

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Re: Amex Closed Accounts
« Reply #72 on: April 15, 2019, 08:13:12 PM »
@LevyE if all your charges is legit, file a complaint with the CFPB - www.consumerfinance.gov

Offline LevyE

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Re: Amex Closed Accounts
« Reply #73 on: April 16, 2019, 09:43:47 AM »
@LevyE if all your charges is legit, file a complaint with the CFPB - www.consumerfinance.gov
Thanks for that idea. I filed a complaint and will update with any additional information I receive.

Online Moishebatchy

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Re: Amex Closed Accounts
« Reply #74 on: April 17, 2019, 09:31:28 AM »
Hilarious.
Is everything a joke with you?

@EJB? Of course.

Offline Redbull3

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Re: Amex Closed Accounts
« Reply #75 on: April 17, 2019, 09:59:17 AM »
call this loser up and let him know you are ready to move to another card... and oh by the way my account got shut down - so first lets figure out how to get it back and then we can get to moving to the card. He is financially motivated and will do whatever it is to see what happened, nobody else making $8 an hour will care to help you. It might be your only shot
This is good advice

Offline KSMH

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Re: Amex Closed Accounts
« Reply #76 on: April 17, 2019, 10:24:58 AM »
IMHO what were to happen if you were to sue them? You do have real damages, you CS went down.

Many times, banks and Corps will do a lot to settle minor lawsuits. Depending on jurisdiction they know they will have a hard time winning. NYC judges dont favor big corps.

From first hand knowledge their lawyer have wide discretion or get approval for settlements easily.

The lawyers they use are not high powered or anything like that.
Always praying for delayed baggage.

Online tzifanya54

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Re: Amex Closed Accounts
« Reply #77 on: April 17, 2019, 10:28:43 AM »
IMHO what were to happen if you were to sue them? You do have real damages, you CS went down.

Many times, banks and Corps will do a lot to settle minor lawsuits. Depending on jurisdiction they know they will have a hard time winning. NYC judges dont favor big corps.

From first hand knowledge their lawyer have wide discretion or get approval for settlements easily.

The lawyers they use are not high powered or anything like that.
Very true. I am familiar with a case that Amex paid out 4 cents per MR point x a few million points, to make a a lawsuit go away.

Offline LoLo

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Re: Amex Closed Accounts
« Reply #78 on: April 17, 2019, 12:20:46 PM »
Wow, might almost be worth it for some..

Offline KSMH

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Re: Amex Closed Accounts
« Reply #79 on: April 17, 2019, 12:47:49 PM »
I'm not a lawyer, but many times you can just file yourself by writing some minor stuff, it doesn't have to make sense at all [legal wise].

Once their lawyers get a copy they will usually contact you to settle.

If the case evolves, you can usually file an amended complaint and hire a lawyer.

Instead of fighting a company over warranty claims filling out a 1 page lawsuit can many times  be easier.




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