Author Topic: Amex Closed Accounts  (Read 24246 times)

Offline m65

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Re: Amex Closed Accounts
« Reply #225 on: February 19, 2020, 06:53:32 PM »
wife just got an email saying amex shut down her accounts.
i assume its for churning bec we werent doing anything else wrong
got a couple of questions.
1. is there anyway to get my amazon biz card (used for buying groups) reinstated, no churning ever done there?
2. how long is this ban for?
3. am i at higher risk now because of same address?
thanx

Offline Dan

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Re: Amex Closed Accounts
« Reply #226 on: February 19, 2020, 07:05:11 PM »
wife just got an email saying amex shut down her accounts.
i assume its for churning bec we werent doing anything else wrong...
used for buying groups
LOL
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Re: Amex Closed Accounts
« Reply #227 on: February 19, 2020, 07:08:13 PM »
Not sure how AmEx would know his Amazon CC was being used for BGs...
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Offline Dan

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Re: Amex Closed Accounts
« Reply #228 on: February 19, 2020, 07:29:27 PM »
Not sure how AmEx would know his Amazon CC was being used for BGs...
AI could pick that up in no time if that's what they're looking for.
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Offline mmgfarb

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Re: Amex Closed Accounts
« Reply #229 on: February 19, 2020, 07:32:01 PM »
AI could pick that up in no time if that's what they're looking for.
Amex is very well aware of the activity going on on the prime cards, they don't need an AI to pick that up. They also haven't seemed to care about it as of yet.
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Offline Dan

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Re: Amex Closed Accounts
« Reply #230 on: February 19, 2020, 07:58:32 PM »
Past performance is no guarantee of future results
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Offline mmgfarb

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Re: Amex Closed Accounts
« Reply #231 on: February 19, 2020, 08:05:05 PM »
Past performance is no guarantee of future results
True but unless we hear of other shutdowns it doesn't make sense that the OP was shutdown for spend on a Prime card, regardless of where the product was being shipped to. Of course, I could be wrong but I'd be willing to bet it wasn't because of BG's.
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Re: Amex Closed Accounts
« Reply #232 on: February 19, 2020, 09:31:43 PM »
AI could pick that up in no time if that's what they're looking for.

AI? So the algo flags a person who uses Amazon a lot? Nah.

And, if that was an issue, we'd hear about it the world over.
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Offline m65

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Re: Amex Closed Accounts
« Reply #233 on: February 20, 2020, 02:41:47 AM »
LOL
mind explaining to the ignorant whats so funny?

Offline m65

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Re: Amex Closed Accounts
« Reply #234 on: February 20, 2020, 02:44:27 AM »
whats AI?

Offline m65

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Re: Amex Closed Accounts
« Reply #235 on: February 20, 2020, 02:52:33 AM »
Amex is very well aware of the activity going on on the prime cards, they don't need an AI to pick that up. They also haven't seemed to care about it as of yet.
i'd assume they dont care, the 5% is not a signup bonus, if they built a card based on that model, it means they are still making $ off it even after they give 5% back. i'd assume they should be happier the more spending that u do
correct me if my reasoning is wrong

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Re: Amex Closed Accounts
« Reply #236 on: February 20, 2020, 08:15:29 AM »
Does Amazon subsidize the 5% cash back? If so, maybe they have a say in who gets shut down?
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Re: Amex Closed Accounts
« Reply #237 on: February 20, 2020, 08:26:48 AM »
whats AI?
artificial intelligence.
May you slide down the banister of happiness & get many splinters of success up your career.

Offline m65

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Re: Amex Closed Accounts
« Reply #238 on: February 20, 2020, 10:58:42 AM »
Does Amazon subsidize the 5% cash back? If so, maybe they have a say in who gets shut down?
same reasoning goes for amazon, if they didnt make $ from ppl spending at amazon and getting 5% back, whatever their share in it is, they wouldnt have participated in building such a card. it is not a 1 time signup bonus, where they lose now to gain later, it is a card built to be that way

Offline Dan

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Re: Amex Closed Accounts
« Reply #239 on: February 20, 2020, 11:00:32 AM »
same reasoning goes for amazon, if they didnt make $ from ppl spending at amazon and getting 5% back, whatever their share in it is, they wouldnt have participated in building such a card. it is not a 1 time signup bonus, where they lose now to gain later, it is a card built to be that way
If they wanted BGs they wouldn't have added quantity limits on most products sold
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