Author Topic: B&H Payboo Card (Read 11871 times)

LoLo · « **Reply #20 on:** May 06, 2019, 11:42:34 PM »

Isn't this a MAP pricing violation?

Something Fishy · « **Reply #21 on:** May 06, 2019, 11:47:28 PM »

Quote from: LoLo on May 06, 2019, 11:42:34 PM

Isn't this a MAP pricing violation?

What, pray tell, does any of this have to do with MAP?

ExGingi · « **Reply #22 on:** May 06, 2019, 11:48:06 PM »

Quote from: LoLo on May 06, 2019, 11:42:34 PM

Isn't this a MAP pricing violation?

Why is it any more of a violation than any other card that earns a rebate of sorts?

LoLo · « **Reply #23 on:** May 06, 2019, 11:54:35 PM »

Quote from: Something Fishy on May 06, 2019, 11:47:28 PM

What, pray tell, does any of this have to do with MAP?

Is B&H allowed to offer a rebate on items that would lower the effective price below MAP?

Disclaimer: I'm no expert on MAP, but heard from people selling stuff online wondering how b&h could get away with this.

menashe04 · « **Reply #24 on:** May 06, 2019, 11:59:39 PM »

Quote from: LoLo on May 06, 2019, 11:54:35 PM

Is B&H allowed to offer a rebate on items that would lower the effective price below MAP?

Disclaimer: I'm no expert on MAP, but heard from people selling stuff online wondering how b&h could get away with this.

Why does this lower MAP? All it does is reduce the upcharge of the sales tax. And if you're in a state without tax, you indeed don't get it

LoLo · « **Reply #25 on:** May 07, 2019, 12:03:33 AM »

From a comment on DOC:

Quote

This card does not actually refund the sales tax. “This is not a refund or reimbursement of the sales/use tax.” It issues a rewards credit equal to the sales tax. This *supposed* distinction is important because many states prohibit merchants from eating the cost of sales tax; it must be paid by the consumer.

Which means it's a rebate on the actual item price.

I assume I'm wrong, since they actually offer this, just wondering why.

ExGingi · « **Reply #26 on:** May 07, 2019, 12:03:48 AM »

Quote from: menashe04 on May 06, 2019, 11:59:39 PM

Why does this lower MAP? All it does is reduce the upcharge of the sales tax. And if you're in a state without tax, you indeed don't get it

Costco doesn't sell Apple products without charging sales tax. No tax exemption allowed on Apple products.

yuneeq · « **Reply #27 on:** May 07, 2019, 12:23:49 AM »

Quote from: LoLo on May 06, 2019, 11:54:35 PM

Is B&H allowed to offer a rebate on items that would lower the effective price below MAP?

Disclaimer: I'm no expert on MAP, but heard from people selling stuff online wondering how b&h could get away with this.

MAP - Minimum Advertised Price
Hence why some stores use “add to cart to see price”.
This is even more compliant.

shapsam · « **Reply #28 on:** May 07, 2019, 12:58:22 AM »

https://www.dansdeals.com/credit-cards/bh-launches-store-card-rebates-sales-tax-bh-purchases/#comment-1406396

Why is it not ribbis if you're paying interest to a Jewish owned company?

LoLo · « **Reply #29 on:** May 07, 2019, 01:00:15 AM »

The card is issued by Synchrony, and they're the one the interest is being paid to.

ExGingi · « **Reply #30 on:** May 07, 2019, 01:50:10 AM »

Quote from: LoLo on May 07, 2019, 01:00:15 AM

The card is issued by Synchrony, and they're the one the interest is being paid to.

Though I am sure they got some kind of Heter Iska (the rebate might require it) even if it is a goyishe bank, since there is יד ישראל באמצע.

stooges44 · « **Reply #31 on:** May 07, 2019, 09:01:29 AM »

What's with the name? Seriously? Sounds like a nursery rhyme

davidrotts63 · « **Reply #32 on:** May 07, 2019, 09:23:31 AM »

Quote from: Something Fishy on May 06, 2019, 06:34:11 PM

I know nothing more than you do these days.

how does it feel to say that?

PayBoo

Naftuli19 · « **Reply #33 on:** May 07, 2019, 10:58:53 AM »

Quote from: davidrotts63 on May 07, 2019, 09:23:31 AM

how does it feel to say that?

PayBoo

Sounds like Playboy...

Definitions · « **Reply #34 on:** June 16, 2019, 08:45:18 PM »

Got the payboo card. Pull was from Experian. Applied from NJ.

I'm under 5/24 so I don't know if it was the smartest choice for me to sign up. If need be, will it help to say that it's a store card?

Joel · « **Reply #35 on:** June 16, 2019, 09:10:02 PM »

Quote from: Definitions on June 16, 2019, 08:45:18 PM

I'm under 5/24 so I don't know if it was the smartest choice for me to sign up. If need be, will it help to say that it's a store card?

You can try HUCA

Onefishtwofish · « **Reply #36 on:** December 16, 2021, 12:12:05 AM »

There looks like there are changes happening.

Yo ssi · « **Reply #37 on:** December 20, 2021, 01:47:35 PM »

Canceled
https://www.doctorofcredit.com/new-synchrony-bh-credit-card-no-sales-tax-on-purchases/

Essen est zich · « **Reply #38 on:** December 20, 2021, 01:52:57 PM »

Quote from: Yo ssi on December 20, 2021, 01:47:35 PM

Canceled
https://www.doctorofcredit.com/new-synchrony-bh-credit-card-no-sales-tax-on-purchases/

Its not canceled, theyre changing the issuing bank, hence the need to run credit again.

AsherO · « **Reply #39 on:** December 20, 2021, 02:15:05 PM »

Quote from: Essen est zich on December 20, 2021, 01:52:57 PM

Its not canceled, theyre changing the issuing bank, hence the need to run credit again.

That’s terrible. Would be better (for the consumer), hopefully account holders have the option to change to a different Synchrony card (so they keep the account/credit line without a pull or resetting the open date)