Author Topic: If You Could Ask AMEX Execs One Question, What Would It Be?  (Read 1753 times)

Online davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6235
  • Total likes: 626
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #30 on: May 16, 2019, 09:58:55 AM »



Bring back earning 3*MT points on SPG cards.

How did I forget this.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5178
  • Total likes: 48
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #31 on: May 16, 2019, 10:25:54 AM »


Huge businesses with hundreds of millions of dollars of revenue, we are talking the Centurion cardholder that amex wants are getting FRed annually. Tying up ones business credit for two weeks out of 52 is insane.
In no way is the process good for them, the business they lose from companies leaving because of this is likely far more than what they save from the small broke guys

I think it's crazy too, but think Amex knows well enough what is a good process for them and what isn't...
Life is as good as you make it...

Offline as2

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4726
  • Total likes: 495
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #32 on: May 16, 2019, 02:36:59 PM »
Probably not in their book. Right or wrong, they are doing FRís on people they essentially donít trust with (that much) credit.
True, but why not just slash their credit to an amount they deem safe until the FR is complete?

I think it's crazy too, but think Amex knows well enough what is a good process for them and what isn't...
Not necessarily... The biggest hotel chain in the world doesn't know their @$$ from a hole in the ground.
Memories last forever, make them while you can.

Online davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6235
  • Total likes: 626
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #33 on: May 16, 2019, 02:39:09 PM »


Not necessarily... The biggest hotel chain in the world doesn't know their @$$ from a hole in the ground.
Lol. Besides a few years back you were able to churn Amex easily, until they realised it's not better for business.  Not necessarily do they know all, they live and learn too.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline tzifanya54

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jan 2012
  • Posts: 5189
  • Total likes: 93
  • DansDeals.com Hat Tips 1
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #34 on: May 16, 2019, 04:21:31 PM »
Not necessarily... The biggest hotel chain in the world doesn't know their @$$ from a hole in the ground.
ALOL. Maybe Amex got Bonvoyed as well!

Offline moe8555

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2014
  • Posts: 721
  • Total likes: 22
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: Israel
  • Programs: Aegean Silver, IHG Platinum, Hilton Diamond, Marriott Gold
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #35 on: May 19, 2019, 02:11:08 PM »
Why do they not allow bonus points on international transactions in bonus categories like their main competitors Chase and Citi do? The same goes for Amex Offers (certain Chase Offers also trigger with international charges, unlike nearly every Amex Offer which are domestic only).

Offline myi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Feb 2015
  • Posts: 15063
  • Total likes: 863
  • DansDeals.com Hat Tips 264
  • Gender: Male
    • View Profile
  • Location: Brooklyn /Israel /Lakewood /TorontoCanada!
  • Programs: 2Many2List!
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #36 on: May 19, 2019, 04:35:26 PM »
Gold card AF being $250 now with some random perks, like the $120 for grubhub seemless, why limit it to that app? Why not allow for any restaurant? After calculating the tip, tax and delivery fee/tip the $10 is gone.
 And then left with a $100 airline credit, which again is tied to certain T&C, should be something similar to chase where you have more flexibility to use, anything or more then one simple category(incidentals).

 So $250 for a card that come with? Oh 4x on groceries. Big yippi, I'll use the chase freedom for 5x on 1500$ each few months..

 Definitely a card they should be revamped and have added more perks to it, quite expensive for a card with no real value.
 Where's the lounges? Where's the GE credit? Or Nexus credit which I think some US cards should cover.
 And lastly some random perks like offer for 10 rentals primary insurance without the need to pay $19 ahead of time...

 Let's see if anything gets touched upon.     
Don't try to be someone else , be who you are because everyone else is taken.

Online davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6235
  • Total likes: 626
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #37 on: May 19, 2019, 05:00:21 PM »
Lol. This is the revamp.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline dealben

  • DansDeals Copper Elite
  • *
  • Join Date: May 2019
  • Posts: 11
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Monsey, NY
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #38 on: May 19, 2019, 08:08:52 PM »
Gold card AF being $250 now with some random perks, like the $120 for grubhub seemless, why limit it to that app? Why not allow for any restaurant? After calculating the tip, tax and delivery fee/tip the $10 is gone.
 And then left with a $100 airline credit, which again is tied to certain T&C, should be something similar to chase where you have more flexibility to use, anything or more then one simple category(incidentals).

 So $250 for a card that come with? Oh 4x on groceries. Big yippi, I'll use the chase freedom for 5x on 1500$ each few months..

+1

Offline myi

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Feb 2015
  • Posts: 15063
  • Total likes: 863
  • DansDeals.com Hat Tips 264
  • Gender: Male
    • View Profile
  • Location: Brooklyn /Israel /Lakewood /TorontoCanada!
  • Programs: 2Many2List!
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #39 on: May 19, 2019, 08:42:52 PM »
Lol. This is the revamp.
In theory, want to see it happen.
Don't try to be someone else , be who you are because everyone else is taken.

Offline yelped

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2015
  • Posts: 3947
  • Total likes: 187
  • DansDeals.com Hat Tips 8
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #40 on: May 19, 2019, 10:27:49 PM »
Adding to my original questions:

Why haven't they added more transfer partners? Qantas, TK, Aegean, etc. (All those that are not locked in to single banks.)

I would add Hyatt, AA, Alaska, and United, if they weren't locked in.

Why don't they allow transfers to spouses' MR account. Capital one allows to any account, and Chase allows to spouses.

Offline farmbochur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2011
  • Posts: 1328
  • Total likes: 64
  • DansDeals.com Hat Tips 1
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #41 on: May 19, 2019, 10:45:39 PM »
Gold card AF being $250 now with some random perks, like the $120 for grubhub seemless, why limit it to that app? Why not allow for any restaurant? After calculating the tip, tax and delivery fee/tip the $10 is gone.
My get regular menu prices via GrubHub at 18 in PIT. And only delivery orders carry an extra fee + tip. Order for pick-up to avoid that.



 So $250 for a card that come with? Oh 4x on groceries. Big yippi, I'll use the chase freedom for 5x on 1500$ each few months..

$25k cap on grocery bonus is unprecedented and makes this card a big winner for me.
Risk is opportunity

Online yitzgar

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2016
  • Posts: 821
  • Total likes: 97
  • DansDeals.com Hat Tips 0
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #42 on: May 19, 2019, 10:58:04 PM »
The answer to almost all these "why don't you" or "why do you" questions is simple. To make/save more money. I'm sure if asked, they'd come up with some kind fluffy  response why its better for all of us. Unless you all mean to ask "perhaps you should/ shouldn't etc." I don't think many of the ideas mentioned above will gain much traction with the possible exceptions of gaining more insight into the f.r. system, and maybe showing that people have more interest in a better reward system, for example more xfer partners. They aren't going to bring back SPG 3x just because Dan asks.

Offline yelped

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2015
  • Posts: 3947
  • Total likes: 187
  • DansDeals.com Hat Tips 8
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #43 on: May 19, 2019, 11:02:37 PM »
The answer to almost all these "why don't you" or "why do you" questions is simple. To make/save more money. I'm sure if asked, they'd come up with some kind fluffy  response why its better for all of us. Unless you all mean to ask "perhaps you should/ shouldn't etc." I don't think many of the ideas mentioned above will gain much traction with the possible exceptions of gaining more insight into the f.r. system, and maybe showing that people have more interest in a better reward system, for example more xfer partners. They aren't going to bring back SPG 3x just because Dan asks.
Dan is indicative of the savvy consumer that they may want to target.

Online yitzgar

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2016
  • Posts: 821
  • Total likes: 97
  • DansDeals.com Hat Tips 0
    • View Profile
Re: If You Could Ask AMEX Execs One Question, What Would It Be?
« Reply #44 on: May 19, 2019, 11:04:11 PM »
Dan is indicative of the savvy consumer that they may want to target.
They know everyone wants it, and killed it for a reason. If it seems like they are losing enough money because of it, they will probably put it back. I can't see how asking will help. I'd love to be wrong on this one, don't get me wrong.