Author Topic: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.  (Read 585 times)

Offline pointer

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Offline lcm

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Does that mean no more horrible all-3-bureas -pulled business?

Online yuneeq

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Amazing. Stopped spending on my Spark to keep my personal credit better. No need to make constant payments to lower the balance.

Offline lev g

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I saw somewhere it said “for new applicants” does that mean that anyone that has a card already it’ll still report?

Online Samb

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I saw somewhere it said “for new applicants” does that mean that anyone that has a card already it’ll still report?
as of now, it's only new applicants. and only the Capital One Spark Cash (2% cashback)

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According to this commenter, Cap1 is also moving to pulling from 2 CB’s instead of all 3

https://www.doctorofcredit.com/capital-one-spark-cash-will-no-longer-report-to-personal-reports/#comment-1077450

@Samb can you confirm?

Offline Dan

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According to this commenter, Cap1 is also moving to pulling from 2 CB’s instead of all 3

https://www.doctorofcredit.com/capital-one-spark-cash-will-no-longer-report-to-personal-reports/#comment-1077450

@Samb can you confirm?
Cap1 confirmed the Spark Cash news to me, but they denied the 2 CB news.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Online Samb

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Cap1 confirmed the Spark Cash news to me, but they denied the 2 CB news.
Same here.

They also mentioned about two new features

1) Spending power above the limit that will build up slowly up to 3x the credit limit

2) payments clearing same day.

These changes are only on the Spark Cash


Offline sam28

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Cap1 confirmed the Spark Cash news to me, but they denied the 2 CB news.

and is it only for new apps ?

Offline ExGingi

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Time for a good SUB offer.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Dan

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Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline mmgfarb

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