Chase Reconsideration

[Gvann]

The system is approving some people that are over 5/24, plenty of DPs for that. The reasons are unclear.
Recon OTOH is not, unless there are reasons like AUs.

Also they told me (several agents) that authorized users and business cards count, heading to your advice i would HUCA knowing they shouldn’t but many reps said it does. I am not over because of au but they just kept telling me that the number includes authorized users and business cards

[Willie]

When?

last week

[ckmk47]

Also they told me (several agents) that authorized users and business cards count, heading to your advice i would HUCA knowing they shouldn’t but many reps said it does. I am not over because of au but they just kept telling me that the number includes authorized users and business cards

One thing I found when calling recon.  Start giving your reasoning before they put you on hold to 'look things up'.  Which means right after they identify you and you say why you're calling, start your shpeil. If what you said overrides what they then read in your account, you're in luck.  If they read first, they're convinced by the notes and won't really be listening to you.

[Gvann]

One thing I found when calling recon.  Start giving your reasoning before they put you on hold to 'look things up'.  Which means right after they identify you and you say why you're calling, start your shpeil. If what you said overrides what they then read in your account, you're in luck.  If they read first, they're convinced by the notes and won't really be listening to you.

I am pretty sure the last 2 agents i spoke to still refused to even run an application even though i shpeiled them before they looked. They were really very strict about 5/24 and won’t even try to do anything, almost as if they wouldn’t even be allowed to (there is nothing i can do language)

[Gvann]

So i checked, and im not even over 5/24, i only have 4 slots taken right now. But chase is adamant that business cards count. Any advice? Multiple agents said so

[db23]

found this chart which i think is great for people with questions regarding chase approvals.

https://imgur.io/a/oXlPW?utm_source=share&utm_medium=ios_app&utm_name=iossmf

[genx]

Applied for Bonvoy card (5 night certs).

Was orginally rejected for too many credit check, business card open recenty. Called a couple days later and ask for recosideration, agent said I was over 5/24 but she was including business credit. Also, would not let me take limit from another card. I went back and repaid my current cards and waited until the business card was 30 days old. Tried again and agent tried but said it had to go to further review. Couple days later I was approved.

[Cat18]

just tried to recon using sm.

was partially successful, in the sense that i not have call them and jump thru hoops before speaking to rep. rather they called me and asked a few basic questions before approving me. obviously, ymmv as others may get approved directly thru sm.