Author Topic: Business Credit Cards with 0% intro APR for purchases  (Read 3325 times)

Offline KidOOO

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Re: Business Credit Cards with 0% intro APR for purchases
« Reply #20 on: June 25, 2024, 01:01:26 PM »
Amazing. What were the credit lines?

$25K on the first (18 months). A month later, I tried the other one and got $38K (15 months)

I first opened a business account and put $5K in it, let it sit for a few weeks, and then applied.

In the future, I wonder if I can open both and then move the credit limit from 15 to 18 to get the entire balance for 18 months.

Any idea if US bank does that?


Offline chbochur

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Re: Business Credit Cards with 0% intro APR for purchases
« Reply #21 on: June 25, 2024, 02:14:35 PM »
$25K on the first (18 months). A month later, I tried the other one and got $38K (15 months)

I first opened a business account and put $5K in it, let it sit for a few weeks, and then applied.

In the future, I wonder if I can open both and then move the credit limit from 15 to 18 to get the entire balance for 18 months.

Any idea if US bank does that?
Wow really happy that worked out for you. And thanks for the tip on how to get them to approve you.

In regards to transferring credit lines from what I read officially they don't allow but this might work.
https://interunet.com/credit-limit-transfer-from-one-us-bank-credit-card-to-another

Offline ExGingi

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Re: Business Credit Cards with 0% intro APR for purchases
« Reply #22 on: June 25, 2024, 02:47:06 PM »
$25K on the first (18 months). A month later, I tried the other one and got $38K (15 months)

I first opened a business account and put $5K in it, let it sit for a few weeks, and then applied.

In the future, I wonder if I can open both and then move the credit limit from 15 to 18 to get the entire balance for 18 months.

Any idea if US bank does that?

Do you mean you opened a business checking account?

I got a 25k limit on the card that gives 2% on the most used categories. Did some MS on it to the max until PPBP died. For some reason I overlooked the 15 month 0% APR with 1% on all purchases, and applied for the 18 month 0% apr. Got 9k line on that one. Was planning on calling to shift lines around, but might first do some MS to get 2%.
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Offline KidOOO

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Re: Business Credit Cards with 0% intro APR for purchases
« Reply #23 on: June 25, 2024, 11:13:10 PM »
Do you mean you opened a business checking account?

I got a 25k limit on the card that gives 2% on the most used categories. Did some MS on it to the max until PPBP died. For some reason I overlooked the 15 month 0% APR with 1% on all purchases, and applied for the 18 month 0% apr. Got 9k line on that one. Was planning on calling to shift lines around, but might first do some MS to get 2%.

Yes a business checking account. was a tip I got from a credit repair guy who seems to know a thing or two

Offline KidOOO

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Re: Business Credit Cards with 0% intro APR for purchases
« Reply #24 on: June 26, 2024, 11:59:43 PM »
Wow really happy that worked out for you. And thanks for the tip on how to get them to approve you.

In regards to transferring credit lines from what I read officially they don't allow but this might work.
https://interunet.com/credit-limit-transfer-from-one-us-bank-credit-card-to-another

I found this re: moving credit between cards with US bank, seems like a no go
https://www.doctorofcredit.com/things-everybody-should-know-about-us-bank-credit-cards/#comment-538410

Offline KidOOO

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Re: Business Credit Cards with 0% intro APR for purchases
« Reply #25 on: July 01, 2024, 11:28:52 PM »
Apart from US Bank, are there any other good 0% APR business cards for balance transfers (not just purchases)?