Author Topic: CHASE closed ALL accounts!!!!!!!  (Read 112033 times)

Offline tzifanya54

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #60 on: June 06, 2019, 08:01:09 AM »
Not right away, they can put you some sort of list and shut you down if they just think they smell something wrong.
I’m not a lawyer, but I would imagine chase would be opening a can of really ugly worms if the pattern of shutdowns was even remotely linked to people that opted out.

Offline am7734

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #61 on: June 06, 2019, 08:22:35 AM »
I’m not a lawyer, but I would imagine chase would be opening a can of really ugly worms if the pattern of shutdowns was even remotely linked to people that opted out.
Practically speaking how would an outsider (ie non-chase employee) track this

Offline tzifanya54

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #62 on: June 06, 2019, 08:36:26 AM »
Practically speaking how would an outsider (ie non-chase employee) track this
10 people from DDF opt out. 3 months later all 10 shut down. They post here...

My main point is, it’s highly doubtful that it’s a risk chase is willing to take. Then again they have done stupid things before so who knows...

Offline shapsam

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #63 on: June 06, 2019, 09:33:09 AM »
I’m not a lawyer, but I would imagine chase would be opening a can of really ugly worms if the pattern of shutdowns was even remotely linked to people that opted out.
The theory is not that everyone will get shutdown, just much higher risk of getting AA'd and when/if they do, they'll give you the reasons they give at all AA's.

Even if it's a very small chance that they do this, it is even less likely that I'll have to go to court - just thinking out loud.
« Last Edit: June 06, 2019, 09:37:00 AM by shapsam »

Offline Yehuda25

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #64 on: June 06, 2019, 03:47:13 PM »
The theory is not that everyone will get shutdown, just much higher risk of getting AA'd and when/if they do, they'll give you the reasons they give at all AA's.

Even if it's a very small chance that they do this, it is even less likely that I'll have to go to court - just thinking out loud.
exactly. You have very few rights when it comes to CC's, just accept it.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline israshot

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #65 on: June 11, 2019, 04:21:09 PM »
Worked for me twice with chase.

To reopen closed Chase accounts?
No way.

I was skeptical about it but gave it a chance. I filed a complaint last week and they called me today from chase (888 214-7712 ext. 654-8003) to review it. I'll keep you posted.

Offline grodnoking

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #66 on: June 11, 2019, 04:29:12 PM »


I was skeptical about it but gave it a chance. I filed a complaint last week and they called me today from chase (888 214-7712 ext. *******) to review it. I'll keep you posted.

Before you call chase back check to see if your account has been reopened. If it has, do not call back chase. And that extension you posted might be specific for your case (and you shouldn't share it).
I'm not who you think I am.

Offline meilich

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #67 on: June 11, 2019, 04:36:52 PM »
Would complaining to CFPB help to get back points that Amex clawed back from downgrading a platinum?

Offline as2

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #68 on: June 11, 2019, 07:20:25 PM »
Would complaining to CFPB help to get back points that Amex clawed back from downgrading a platinum?
Probably not.
Memories last forever, make them while you can.

Offline KSMH

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #69 on: June 16, 2019, 10:55:35 AM »
OzarksFirst.com: New J.P. Morgan Chase Bank contract clause prompts retaliation.
https://www.ozarksfirst.com/news/new-jp-morgan-chase-bank-contract-clause-prompts-retaliation/2078946540
Always praying for delayed baggage.

Offline TimT

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #70 on: June 16, 2019, 11:18:01 AM »
What say you, to opt out or not ?
@CountValentine do you have an expert opinion on this ?

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #71 on: June 16, 2019, 01:18:40 PM »
@CountValentine do you have an expert opinion on this ?
Never gave it any thought. Many have used arbitration to their advantage.
Only on DDF does 24/6 mean 24/5/half/half

Offline KSMH

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #72 on: June 16, 2019, 05:22:11 PM »
Do you personally know of any cases?

Even if you opt out you may still use arbitration if agreed by chase.
Always praying for delayed baggage.

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #73 on: June 16, 2019, 06:37:12 PM »
Do you personally know of any cases?
Yes.
Only on DDF does 24/6 mean 24/5/half/half

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #74 on: June 16, 2019, 06:38:33 PM »
Never gave it any thought. Many have used arbitration to their advantage.
Not opting in for arbitration only doesn't rule out arbitration. The ability to sue is what gives you the upper hand.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #75 on: June 16, 2019, 06:41:02 PM »
The ability to sue is what gives you the upper hand.
Not sure why you think you have the upper hand when you sue. How many you know that took that route? What is your cost vs arbitration?
Only on DDF does 24/6 mean 24/5/half/half

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #76 on: June 16, 2019, 06:42:37 PM »
Not sure why you think you have the upper hand when you sue. How many you know that took that route? What is your cost vs arbitration?
No. That fact that you can sue gives you the upper hand.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #77 on: June 16, 2019, 06:44:17 PM »
That fact that you can sue gives you the upper hand.
We heard you the first 24 times. Still waiting to hear why you say that.
Only on DDF does 24/6 mean 24/5/half/half

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #78 on: June 16, 2019, 06:46:39 PM »
We heard you the first 24 times. Still waiting to hear why you say that.
CMIIW, but my understanding is if you are forced into arbitration there is nothing making them offer anything substantial, because what will you do if they don't appease you?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #79 on: June 16, 2019, 06:50:46 PM »
CMIIW, but my understanding is if you are forced into arbitration there is nothing making them offer anything substantial, because what will you do if they don't appease you?
I am still waiting to hear why you would have the upper hand if you sue. There are things like cost, discovery and a counter-suit just to name a couple you open yourself up to taking that route.
Only on DDF does 24/6 mean 24/5/half/half