Author Topic: CHASE closed ALL accounts!!!!!!!  (Read 41194 times)

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #80 on: June 16, 2019, 06:54:04 PM »
I am still waiting to hear why you would have the upper hand if you sue. There are things like cost, discovery and a counter-suit just to name a couple you open yourself up to taking that route.
It seems like we're not on the same page here. What I'm saying is; if you are able to sue, than when you go into arbitration and they don't appease you, they know you may sue. If Chase bank knows you may sue they will try harder to appease you in arbitration.
Makes sense?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #81 on: June 16, 2019, 06:55:37 PM »
It seems like we're not on the same page here. What I'm saying is; if you are able to sue, than when you go into arbitration and they don't appease you, they know you may sue. If Chase bank knows you may sue they will try harder to appease you in arbitration.
Makes sense?
No.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #82 on: June 16, 2019, 06:58:15 PM »
No.
I'd like an explanation. But I've learned to trust you in these conversations.
Hopefully in a few more days we should hear from AJK.
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Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #83 on: June 16, 2019, 07:00:16 PM »
I'd like an explanation. But I've learned to trust you in these conversations.
Is Chase's arbitration binding?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #84 on: June 16, 2019, 07:02:29 PM »
Is Chase's arbitration binding?
Just checked, it is.
Thanks for the explanation.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #85 on: June 16, 2019, 07:30:23 PM »


I am still waiting to hear why you would have the upper hand if you sue.

That's an easy one: 1) publicity, and the leveraging of the bad kind; 2) timing, the longer they have to deal with you, the more they can't focus on making money or dealing with more pressing issues, 3) appealability, 4) cost (in some contexts), etc.

Why do you think one would NOT have the upper hand?
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #86 on: June 16, 2019, 07:31:45 PM »


There are things like cost, discovery and a counter-suit just to name a couple you open yourself up to taking that route.

... And yet, all of those things are available in arbitration, too. So perhaps I'm missing the point you're trying to make?

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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #87 on: June 16, 2019, 07:32:37 PM »
It seems like we're not on the same page here. What I'm saying is; if you are able to sue, than when you go into arbitration and they don't appease you, they know you may sue. If Chase bank knows you may sue they will try harder to appease you in arbitration.
Makes sense?
Not how it works. You get to choose one or the other, not both. One bite at the apple.

(Oops, guess I'm now passed 25k!)
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #88 on: June 16, 2019, 07:34:14 PM »

... And yet, all of those things are available in arbitration, too. So perhaps I'm missing the point you're trying to make?
What is the cost to sue vs arbitration?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #89 on: June 16, 2019, 07:36:13 PM »
Not how it works. You get to choose one or the other, not both. One bite at the apple.

(Oops, guess I'm now passed 25k!)
Yep. I posted that without entertaining the idea of it being binding.
Congrats btw.
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #90 on: June 16, 2019, 07:38:42 PM »
What is the cost to sue vs arbitration?
Not sure what you mean by "cost," but commencing the former will in nearly every instance cost less than the latter, barring some provision in the arb agreement that allocates the entire cost to one party.
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #91 on: June 16, 2019, 07:40:18 PM »
Yep. I posted that without entertaining the idea of it being binding.
Congrats btw.
"binding" has nothing to do it. I'm not aware of any arbitration that is NOT binding.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #92 on: June 16, 2019, 07:42:33 PM »
Not sure what you mean by "cost,"
Will it cost me more to sue Chase or take them to arbitration?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #93 on: June 16, 2019, 07:43:37 PM »
"binding" has nothing to do it. I'm not aware of any arbitration that is NOT binding.
I was using logic, not facts, just trying to figure this one out. Google indicates there is a concept of a non-binding arbitration.
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Online yitzgar

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #94 on: June 16, 2019, 07:45:14 PM »
So what's the simple psak?

Offline davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #95 on: June 16, 2019, 07:51:46 PM »
So what's the simple psak?
Ah yes, it's a simple one, we're just having fun here.
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #96 on: June 16, 2019, 07:52:03 PM »
Will it cost me more to sue Chase or take them to arbitration?
I already answered that question, in the very post you quote (but oddly only partially).
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #97 on: June 16, 2019, 07:53:26 PM »
So what's the simple psak?
Simply put: opting out only gives one MORE options.
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Offline CountValentine

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #98 on: June 16, 2019, 07:54:44 PM »
I already answered that question, in the very post you quote (but oddly only partially).
So what does Chase Arb agreement say. Who pays what? In most Arb agreements against CC companies who foots most if not all of the bill?
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #99 on: June 16, 2019, 08:00:17 PM »
So what does Chase Arb agreement say. Who pays what? In most Arb agreements against CC companies who foots most if not all of the bill?

Let me approach this in the manner of which you seem to be so fond, i.e., asking question after question, but with intent to make a statement:

What is the cost to commence a small claims suit? a federal court suit? a suit in NY Supreme? How much money do you think you're saving here?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper