Author Topic: CHASE closed ALL accounts!!!!!!!  (Read 39736 times)

Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #90 on: June 16, 2019, 07:38:42 PM »
What is the cost to sue vs arbitration?
Not sure what you mean by "cost," but commencing the former will in nearly every instance cost less than the latter, barring some provision in the arb agreement that allocates the entire cost to one party.
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #91 on: June 16, 2019, 07:40:18 PM »
Yep. I posted that without entertaining the idea of it being binding.
Congrats btw.
"binding" has nothing to do it. I'm not aware of any arbitration that is NOT binding.
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Re: CHASE closed ALL accounts!!!!!!!
« Reply #92 on: June 16, 2019, 07:42:33 PM »
Not sure what you mean by "cost,"
Will it cost me more to sue Chase or take them to arbitration?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Online davidrotts63

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #93 on: June 16, 2019, 07:43:37 PM »
"binding" has nothing to do it. I'm not aware of any arbitration that is NOT binding.
I was using logic, not facts, just trying to figure this one out. Google indicates there is a concept of a non-binding arbitration.
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Offline yitzgar

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #94 on: June 16, 2019, 07:45:14 PM »
So what's the simple psak?

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #95 on: June 16, 2019, 07:51:46 PM »
So what's the simple psak?
Ah yes, it's a simple one, we're just having fun here.
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #96 on: June 16, 2019, 07:52:03 PM »
Will it cost me more to sue Chase or take them to arbitration?
I already answered that question, in the very post you quote (but oddly only partially).
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Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #97 on: June 16, 2019, 07:53:26 PM »
So what's the simple psak?
Simply put: opting out only gives one MORE options.
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Re: CHASE closed ALL accounts!!!!!!!
« Reply #98 on: June 16, 2019, 07:54:44 PM »
I already answered that question, in the very post you quote (but oddly only partially).
So what does Chase Arb agreement say. Who pays what? In most Arb agreements against CC companies who foots most if not all of the bill?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #99 on: June 16, 2019, 08:00:17 PM »
So what does Chase Arb agreement say. Who pays what? In most Arb agreements against CC companies who foots most if not all of the bill?

Let me approach this in the manner of which you seem to be so fond, i.e., asking question after question, but with intent to make a statement:

What is the cost to commence a small claims suit? a federal court suit? a suit in NY Supreme? How much money do you think you're saving here?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #100 on: June 16, 2019, 08:07:35 PM »
Let me approach this in the manner of which you seem to be so fond, i.e., asking question after question, but with intent to make a statement:

What is the cost to commence a small claims suit? a federal court suit? a suit in NY Supreme? How much money do you think you're saving here?
I was under the impression that filing suit (state/federal) would cost way more than arbitration. I am trying to find Chases arb agreement. If someone has a link please post.

You disputed the reasons I gave about upper hand. I thought it would be good to tackle them one by one.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #101 on: June 16, 2019, 08:13:12 PM »
I was under the impression that filing suit (state/federal) would cost way more than arbitration. I am trying to find Chases arb agreement. If someone has a link please post.

You disputed the reasons I gave about upper hand. I thought it would be good to tackle them one by one.

I guess if you assume the Chase arb agreement allocates $0 of the cost to the card holder AND you consider $20 (small claims up to $5K), $210 (NY Supreme, unlimited), $400 (federal, unlimited), then it does cost "way more."  I personally would not agree with that characterization, especially given the benefits to suing in court.
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Re: CHASE closed ALL accounts!!!!!!!
« Reply #102 on: June 16, 2019, 08:14:58 PM »
I guess if you assume the Chase arb agreement allocates $0 of the cost to the card holder AND you consider $20 (small claims up to $5K), $210 (NY Supreme, unlimited), $400 (federal, unlimited), then it does cost "way more."  I personally would not agree with that characterization, especially given the benefits to suing in court.
Where do I find a lawyer to file suit and fight against Chase in federal court for $400?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline AJK

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #103 on: June 16, 2019, 08:18:00 PM »
Where do I find a lawyer to file suit and fight against Chase in federal court for $400?

I guess the same lawyer you were going to have file an arbitration claim and fight chase in arbitration?
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Re: CHASE closed ALL accounts!!!!!!!
« Reply #104 on: June 16, 2019, 08:19:53 PM »
I guess the same lawyer you were going to have file an arbitration claim and fight chase in arbitration?
Nope, big bucks for federal and ZERO for arbitration. Now that is settled you want to move on to discovery?  :)
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch