Author Topic: CHASE closed ALL accounts!!!!!!!  (Read 35254 times)

Offline E R K

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #360 on: September 06, 2020, 05:51:30 PM »
Have you had a chance to look over this thread? I know you are probably panicking but your questions have been asked and answered here.

Offline grodnoking

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #361 on: September 06, 2020, 09:35:00 PM »
Happened just last week. They gave no reason when I called them up and I had a lot of activity on all of them. My questions is if anyone have had any luck getting reopened their cards?
Do you pay your cards with 3rd party checks?
Revolving credit?


You can always try https://www.consumerfinance.gov/complaint/getting-started/
I'm not who you think I am.

Offline EER

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #362 on: September 06, 2020, 10:09:50 PM »
Do you pay your cards with 3rd party checks?
Revolving credit?


You can always try https://www.consumerfinance.gov/complaint/getting-started/
Never with 3rd party checks but yes from a business account to my personal credit card.

My question wasn't why they shut me down, my question was if anyone has had any luck with reinstating an account with chase or not? I tried searching for answers in this thread but couldn't find.

Offline grodnoking

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #363 on: September 06, 2020, 10:14:51 PM »


My question wasn't why they shut me down, my question was if anyone has had any luck with reinstating an account with chase or not? I tried searching for answers in this thread but couldn't find.





You can always try https://www.consumerfinance.gov/complaint/getting-started/

I had luck with them.
I'm not who you think I am.

Offline EER

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #364 on: September 06, 2020, 10:38:51 PM »



I had luck with them.
Oh ok thanks for sharing. Would you share your story? Which department helped you? Over the phone or in the branch?
(I don't know why they shut me down but I assume because of large spending. My checking and savings accounts are so far still open).

Offline qwerty123

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #365 on: September 06, 2020, 10:55:43 PM »
why is revolving credit a red flag with chase? Is it fine if i do it on a buisness card?

Offline grodnoking

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #366 on: September 06, 2020, 10:57:50 PM »
Oh ok thanks for sharing. Would you share your story? Which department helped you? Over the phone or in the branch?
(I don't know why they shut me down but I assume because of large spending. My checking and savings accounts are so far still open).
You should get a letter in the mail with the reasons for being shut down. Sometimes some of them are vague, but they gave me solid reasons such as revolving credit and I focused my complaints to the CFPB with those. Sent a detailed explanation on how chase was wrong to assume things and explained what happened (in my case a merchant charged for items and then refunded it many times ((as I ordered many of the same item)) instead of dropping the pending charge). Shortly after I got a letter from chase apologising for shutting me down, and sent me new cards of all my cards.
I'm not who you think I am.

Offline grodnoking

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #367 on: September 06, 2020, 11:01:38 PM »
why is revolving credit a red flag with chase? Is it fine if i do it on a buisness card?
I don't know why, but it was a reason they gave so clearly they care.

I don't see why a business card would be different.
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Offline EER

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #368 on: September 06, 2020, 11:23:49 PM »
You should get a letter in the mail with the reasons for being shut down. Sometimes some of them are vague, but they gave me solid reasons such as revolving credit and I focused my complaints to the CFPB with those. Sent a detailed explanation on how chase was wrong to assume things and explained what happened (in my case a merchant charged for items and then refunded it many times ((as I ordered many of the same item)) instead of dropping the pending charge). Shortly after I got a letter from chase apologising for shutting me down, and sent me new cards of all my cards.
I get it, personally I wouldn't go to CFPB as they're government, but I'll try again calling the bank again...

Appreciate your help!
(Do you know of anyone successful by just reaching out to chase without CFPB?)

Offline yelped

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #369 on: September 06, 2020, 11:27:14 PM »
I get it, personally I wouldn't go to CFPB as they're government, but I'll try again calling the bank again...

Appreciate your help!
(Do you know of anyone successful by just reaching out to chase without CFPB?)
So?

Offline Abe100

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #370 on: September 07, 2020, 10:22:31 AM »
Is it okay to transfer a chase card balance to a Citi card (0% APR), when the Citi card is in my mothers name? (Same last name)

Is this like paying with a 3rd party check?

Offline Samb

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #371 on: September 07, 2020, 01:04:10 PM »
Is it okay to transfer a chase card balance to a Citi card (0% APR), when the Citi card is in my mothers name? (Same last name)

Is this like paying with a 3rd party check?
I believe chase wouldn't know who the cardholder is. they just get a check/wire from Citi with your account number in the memo

Offline Abe100

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #372 on: September 07, 2020, 02:45:47 PM »
I believe chase wouldn't know who the cardholder is. they just get a check/wire from Citi with your account number in the memo

Thank you.

Offline EER

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #373 on: September 09, 2020, 12:58:15 PM »
You should get a letter in the mail with the reasons for being shut down. Sometimes some of them are vague, but they gave me solid reasons such as revolving credit and I focused my complaints to the CFPB with those. Sent a detailed explanation on how chase was wrong to assume things and explained what happened (in my case a merchant charged for items and then refunded it many times ((as I ordered many of the same item)) instead of dropping the pending charge). Shortly after I got a letter from chase apologising for shutting me down, and sent me new cards of all my cards.
I got the letter. The reason is because rewards misuse. Anyone knows if I can be successful opening it back open?

Offline grodnoking

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Re: CHASE closed ALL accounts!!!!!!!
« Reply #374 on: September 09, 2020, 01:00:38 PM »
I got the letter. The reason is because rewards misuse. Anyone knows if I can be successful opening it back open?
What did you actually do? Is there no other reason?
I'm not who you think I am.